Student loan. When to apply?

edited 30 November -1 at 1:00AM in Student Money Saving
4 replies 1.4K views
Adly812Adly812 Forumite
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edited 30 November -1 at 1:00AM in Student Money Saving
I!!!8217;m hoping to apply for a course via UCAS and have not applied yet for a student loan. Would the process be to apply for the course, then get your offer and then apply for the loan?
Or could you apply for the loan and confirm you could/will receive it before applying for the course? As there is no point me applying if I do not get a loan

Replies

  • agrinnallagrinnall
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    Do you have any reason to think you wouldn't be eligible for a loan?



    There is information on when to apply here.


    https://www.gov.uk/apply-for-student-finance/when


    I note that the page says "You do not need a confirmed place to apply".
  • Adly812Adly812 Forumite
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    Thank you so much. I am sure I will be fine and eligible, but I have missed the deadline to apply for one as my course starts in September 2018. I am unsure how that will then work
  • agrinnallagrinnall
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    This suggests you can still apply.


    https://studentfinance.campaign.gov.uk/
  • arielsmelodyarielsmelody Forumite
    53 Posts
    Part of the Furniture 10 Posts Combo Breaker
    There is no problem with you applying now, it just means that your loan might be a bit late arriving. My daughter only decided to go to uni in late August, and applied a couple of weeks before her course started in September. In fact, you can still apply for several months after your course starts.


    Because she was only applying for a minimum loan with no proof of parental income needed, the loan was approved very quickly and was paid a week or two after the start of her course. That was a bit late for the first instalment of rent, so we had to cover that for her until it came through, but apart from that it was fine.


    So the answer is yes, you absolutely can still apply, but you might need to have some money available to cover your expenses if it is paid late.
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