Help with deferring erudio student loan

Parappatherapper

I have a loan with erudio. I started uni in 1997 and graduated 2001. I have been deferring since then as I have been below the threshold.

From January this year I have got a 2 year secondment, paying me an honorarium (as worded on my pay slip). This takes me just under the threshold to repay. If I add child benefit to it, as I have declared in previous years, it takes me above the threshold.

I am in quite a bit of debt and could do with not paying my loan.

Do I not declare child benefit and just send 3 payslips. Or should I declare child benefit and state my income excluding the honorarium, even though it appears on my payslip?

Thank you.

[Deleted User]

I would think you would declare it all, if it counts as income.

Lungboy

As much as I dislike Erudio, if you omit the child benefit or the honorarium then you'd be committing fraud (I think). They'll never defer you with you claiming a different wage to the one on your payslip, and if you previously received and declared child benefit and suddenly failed to mention it this time they are almost certainly going to spot it.

Parappatherapper

Thanks for this. It's just a shame that with the child benefit it takes me to £500 over the annual threshold. Does anybody know roughly what my monthly payment will be on loans from 1997-2001 of £3500.

Thank you