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Welcome refer to auto credit finance
Hi i wrote to wf to claim ppi and they have written back saying not down to them as auto credit finance sold the loan. I have now sent first template letter to them has any body had any dealings with them. thanks
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Capital One ppi reclaiming - help!!
Good Afternoon, This is my first post and have heard from a friend about people being able to claim back ppi due to being mis-sold policies etc.I have had my Capital one card since March 2003 and i have PPI on it.Now i can't remember if i was told about this or if i did was maybe told that i had to have this because i am…
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Reclaiming ppi my mum didnt know she had !
Hi there, I have been reading some of the messages on here and have also gone through martins guide but am still unsure if we have a case so thought i would see what you all thought before i do anything here goes .. My mum took out a loan for a car in 2004 with GE Capital she still has the credit agreement so thats a…
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MBNA and the internet
I have just had a call from MBNA telling me that my claim for a PPi refund has been declined as my credit card application was done via the internet could this be the end of my claim? if not what would be my next move?
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paragon finance
hi i wonder if any one has been successful in claiming back ppi from paragon finance.i borrowed 40,000 in sept 2003 and paid it off in sept 2006 only to realise i paid a single premuim of 6,800 this made the overall loan 46,800.does anyone think i stand a chance of getting any money back.
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bankruptcy does it effect claiming if my loans and car loans were involved
i had a loan 4-5 years ago and got it right down at one point had a couple of top ups on it, i had ppi for the first two loans but not for the third as i read martin said it wasnt worth it (now all this lol), well i went bankrupt and involved the loan , i also had a car out on finance but involved it in my bankruptcy, can…
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PPI Capital One
Hi All, I recently wrote to capital one to see if I had taken PPI out or not. This was there reply and I was wondering what my next letter should say. "Thank you for your recent letter requesting copy documents for you account. You requested copies of the executed credit agreement and a statement of you account under…
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Advice needed, not received SAR from Natwest, 40 days is up
Hi there, would be very grateful for any advice regarding this. Did receive a letter of acknowledgement from Natwest ( did include a cheque for £10) but the 40 day period has now expired and no SAR has arrived. Please advise on next steps. Many thanks Tractorgirl
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MBNA and my PPi claim
I received my copy of m original cred9t card agreement from back in 2005, from MBNA today. On the last page there are 2 boxes where a cross was placed for me to sign. The first box states: "This is a credit Agreement regulated by the Consumer Credit Act 1974. Sign only if you want to be legally bound by its terms." The…
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Offer on the table... What Next?
:money:Its taken me from June last year but finally I have had a offer from Barclaycard for a PPI refund. I used them templates on this site plus added the fact I had been into hospital during the term of the PPI and not used the service as I did not know I had it! I have had the Barclaycard since I was 19 (1997) and im…
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Welcome finance!!!
Hi All The other forum CAG is quoting that Welcome Finance have all but stopped trading and that its foolish to carryon paying your loans with them. Has anyone else heard this??? I would think it very unwise to stop paying any loan to them as surely the loan wont just disappear. If it is true I suppose thats my PPI claim…
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Bridgewater claims management
Hi can anyone help i just got a call from a company called brigdewater claims management asking me details about mortgage loans ppi etc after giving them details they said i had a case to reclaim my ppi because it is illegal and can get my unsecured loan wiped out because the loan was through northern rock it came with my…
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Welcome Finance Full & Final Settlement
Hi Hope some one can help me today i received a letter from WFSLsaying they are going to offer me settlement of PPI Premium plus interest to the total of 442.14 but also states that they are deducting from this 259.90 for "Early Rebate". Ok so i took out an initial loan then duringthis period asked for a top up which i…
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Black Horse Question
I had contacted the FOS in regard to claiming back PPI from Black Horse but this was in 2002 and as FOS stated in their letter Black Horse were not covered by them at that point, but they may be able to help if I can find out who the underwriter was. I wrote to Black Horse last year but have had no response. I have also…
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Help needed on reply to PPI-KwickFit
Can any help with my reply back to letter recieved from Kwickfit PPI Basically they are saying they sold the policy over the phone and i excepted and was explained about the policy, they say they sent policy out in the post for me to read (dont remember this), and had plenty of time to cancel as this was on statement each…
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Repayment Cover?
Hi, Am hoping for some advice on possibly reclaiming Payment Protection on my credit cards? Forgive me is some of my questions are stupid or obvious, am not so good with this financial stuff (thank goodness for this website)! I have a BoS credit card, which I have had for around 6 years, and another with Halifax which I…
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The Claims Guys
Just had a phone call from them - cold calling. I said I was in the middle of a claim and doing it myself. The saleman's next line was 'we can help, we are part of the Department of Justice' I asked him to repeat it, and then once more to say that they were part of the government. I asked him for his name, and explained…
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I'm having a 'blitz' on all our PPI
Since deciding to start a big 'blitz' on both mine & Mrs Skippy's credit cards, old loans & PPI's that we have had in the past its become apparent that I struggle to decide on which is the best letter template to use if we have some of the info already or for some items that we don't/can't find relevant info for but we…
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Ppi answers required please
Hi All, I have heard alot about people reclaiming their PPI that they were wrongly mis-sold, but I am unsure if I qualify; I had a loan in 2005 which had PPI on; I cannot fully remember whether at the time it was explained to me properly or whether the representative was pushy, all I do know is that I had paid it for years…
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PPI credit card - what now?
Hi CAn you help? I managed to get PPI removed from my account in december and they happily refunded one months payment. However, when i pointed out that i had no idea i was paying for it, they said i must have known as i got the card via online application. The application was made for a standard card account over 7 years…