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PPI Template for credit card
Hi Was wondering if there is a seperate PPI template letter regarding mis-sold PPI on Credit cards?? Or do I just change the wording in the normal template letter ?? Thanks
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Are PPI single premiums banned? Can i get a refund?
Hi everyone, i am 9 payments away from the end of my loan. I currently pay £60 a month in PPI and i've just read that single premiums are now banned and everyone who had one is entitled to have all the PPI money they have paid, refunded. Is this true? Can i claim for a full refund of PPI JUST because its been banned?
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PPI Help
Hi All, Hoping someone might be able to help me. To start off. I took out an unsecured loan from safestyle for doors and windows just over 4 years ago. Thing is it's in me name and my dads as well (As was only 18 at the time and they said that they need the mortgage payer to be on it as well even tho all the payments have…
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ppi company gone bust??
Hi tried to claim back ppi .Followed all procedures even to ombudsman but got same reply "company wound up" . Checked with companies house still says active .Could anyone tell me if Guardian Homeloans LTD really has gone bust . Forgot to add ombudsman didnt say company gone bust . I didnt pursue issue as i just thought i…
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Should I send complaint in now?
I am intending to re-claim for mis-selling against First Plus for two PPi polices against loans we had/have with them. I've just taken the first step and sent off a SAR request to them. It is probably best to gather all evidence before doing anything else, but given that claims are taking so long, wonder if I should put my…
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Tax payable on HSBC PPI refund?
Last year I received a PPI refund (eventually after about 9 months) from HSBC on 3 loans I had had between 2002 and 2007. In the letter it stated I would have to declare this as income in the 2009-2010 tax year and tax would be payable on this amount. As this was (in theory) my money to start with, should I need to pay tax…
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Welcome Finance PPI
Hi, today i receivd a offer of payment of my PPI from Welcome Finance as a gesture of goodwill. Full payement, plus interest and 8% aswell.. Also in my contract i noticed i have been charged for Lifecare 24 and a Personel accident plan, that was miss sold. My question is can i also claim for this, and is this also a PPI ?.
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Could someone help me with a Lloyds Tsb loan PPI please
Hi everyone, i did post this in another section but thought it might get more answers in here. I took out a loan in June 2007 for £7500 for 60 months and on my agreement the amounts are as follows. CASH LOAN LOAN PROTECTION INSURANCE TOTAL LOAN Loan amount £7500.00 £1954.76 £9454.76 Monthly Repayment £161.64 £42.13 £203.77…
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Natwest - offer of repayment of all PPI payments made for 4 1/2 years
Hi I took out a loan in 2004. I was told the PPI was compulsory. Late last year my bank manager pulled me aside and told me that the PPI wasnt necessary and I should write to the Natwest asking them to remove it from my loan repayments and consider asking for them to be refunded. I did all of this in late November, and…
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where can i find acct number
can someone pls point me to the right direction where i can find the account number? ( is it the same with reference number i had in the contract or is it the account number i with the bank? thanks.
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Sar & dwp
can I request a SAR from DWP has any one else had to do this?
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PPI Help
Hi I currently have a PPI claim with the FSCS but have found my paperwork for a different loan which I took out with Click Finance (Broker) for a Paragon loan. Was told I had to have the PPI or wouldn't get the loan and it was a joint application but only covered my husband on the PPI. I wrote to Click Finance in 2008 and…
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Bit confused! Can anyone advise me please?
Hi Looking for some advise in regards to PPI claim or even cancelling it! My partner took a loan out in Dec 2008 with Abbey. He was employed at the time but around 3 months later went self employed. His business hasn't exactly taken off and can't find a job. Although he has managed to keep the loan payments up until now…
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I didn't KNOW I had PPI
Hi Everyone, I signed up with EGG for a credit card (0%) in 2008 and I've just started to pay interest on the loan. I took the card out and thought that I had cancelled the PPI on it and so when I looked at my online statement- which is actually really difficult to read- I was surprised to see that I had indeed been paying…
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Blackhorse/Lloyds PPI Help!
I have a claim from 2001 with BH which I have taken to the FOS, they are taking it up with the underwriters, which BH advised me were Lloyds TSB. This week is the deadline before it gets passed to adjudication so I rang Lloyds to chase. Only to be told they have no record of us and that they don't underwrite BH. I feel…
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MSAC plagueing me with calls!
Anyone heard of MSAC, they are plagueing me with calls about PPI/ Accident Claims etc. Their number is 02031891150. If you answer it, or ring it back, you get a recorded message. If you answer NO to all Q's the message is 'Thank You, we will either amend our records OR call you back ithin the next 24 hours! Any experiences…
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Ben ryan
well recieved a letter from RBS today as confirmation of my complaint, and Ben Ryan is dealing again,,:p looks like he`s definatly a busy man,,,, as he`s dealing with my other RBS cases too...:rotfl::rotfl:
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Northern rock ppi offer help needed!!!!!
HI, I submittred a claim to northern rock for missold ppi. I have a mortgage with northern rock and took out 2 secured loans with them and ppi was offered After a long wait, northern rock have writted to me today and advised that they agree with me that the sale of the ppi met there standards and have agreed to refund all…
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PPI claim on Barclaycard loan
Just wanted to say a big thank you to everyone on here I have won a claim against Barclaycard loans, it has taken since last October when I first put in the claim but I have it now. They agreed it was mis-sold in the November so quite quickly but it has taken until now to have it all finally settled. They would not give me…
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PPi claiming novice
Hi there, I am going to attemp to claim my ppi from First Plus as I've just been informed it only lasts for the first five years and not the total length of the loan. Anyway there seems to be quite a negative view of sucess with them. Is this the case, should I not attempt it?