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Welcome Finance Compliance Contact???
Hi All Has anyone recently been successfull at contacting Welcomes compliance department? The number we used to ring now just rings and rings with no answer. Regards Greg
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Reclaiming insurance on loans
Hi, my bank (Lloyds TSB) has advised me to get insurance on loans (even up to recently), so that if I get ill, I am covered. I have always been up front with them that I am self-employed, and yet they have sold me this. I found out from a friend recently that as a self-employed person, the insurance is completely redundant…
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PPi claim advice for AA loan
Hello Please could you help me, was wondering if anyone thinks im entitled to a PPI claim I took out a loan with the AA loans in Aug 2004 for 5700.00 for 11.2% apr with 72 monthly payments at 157.57. The aa credit care was 2497.05 which with the loan equals 8197.05 and the charge for credit is 3147.99 which is a total…
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Need help with old details
im trying to track down old account numbers from barclays and capital one, since these accounts are now with creditor no one can seem to find the account numbers, please help with any advice. :mad: anyone got a direct phone number for barclaycard
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OFT Warning over "debt write off" claims
http://www.moneysavingexpert.com/news/loans/2010/01/oft-warning-over-debt-write-off-claims?utm_source=mainsite&utm_medium=sidebar&utm_campaign=box Don't know if this has already been posted so will delete if it has.;)
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PPI Company have asked for a meeting
We took out car finance approx 3 years ago & were sold PPI insurance at the time. The garage advised that we would not get the finance unless the PPI was taken. We wrote to Black Horse asking that they look into our claim, but they simply wrote back advising that it was the Garage who sold us the insurance and not them,…
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Please Help
Just recieved a phone call to my mobile from a Company called Customer Claims LTD saying that they claim back any PPI's people have paid and will refund 100%. They would send me some forms and then they do all the work. Thy gave me a Registration number for Companies House and said that they work alongside the big seven…
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Northern Rock/Co-op who do I complain to?
Hi Guys, I got a credit card along with my NR "Together" mortgage back in 2001, Co-op took over the credit card in 2003, I have just received my SAR details from co-op from 2003... My question is who do I write to regarding claiming ppi misselling? The agent I took the mortgage out with has long since disappeared so I can…
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Santander Mortgage PPI - Cancel in Cooling Off Period?
Hi. Do please feel free to skip to my question in the last paragraph below on this - I know I type too much sometimes! Just didn't want to miss anything if it's relevant. :) I applied for an extension to my Santander flexible mortgage a week ago and during the 1 hr 20 phone call, they moved on to PPI. I said yes to the…
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Success with Egg - nearly £4k reclaimed!
:beer: I am in total shock! I only submitted one letter and was ready for a fight but recieved a letter this morning saying they are upholding my complaint and taking the amount off my loan which has significantly reduced the balance. to almost nothing! Thanks everyone for all your help! dbd x
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PPI Lost Details - Help!!!
Hi All I'm a bit new to this forum lark so hopefully I'm doing the right thing!! I had a loan with PPI a few years ago but have not kept any paperwork with details of the account number etc. I have written to them but they sent it back, twice!! I have also asked them to provide me with the info themselves surely I have a…
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Can somebody please advise me?
Hi All, I have just joined this site so please bear with me! I am just wanting some advice if possible. Me and my partner took out a consolidated loan with Nemo back in 2006 for £21,000. We took out joint PPI. However i just had a look at a recent statement and the PPI amount on top of the original loan is some £5,500. So…
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sar reply not impressed
a while back on here i posted "i took out a loan with the RBS back in 2004 20/01/2004 - 29/01/2007 (dates according to experian) problem is after the term of the loan i shredded all account details went down to my local branch of RBS to try and get the account number but have been told that without the account number they…
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Getting Back PPI from Studio Catalogue
Hi everyone, I have an account with Studio which is currently in dispute as they have not provided a proper agreement following a CCA Request. I am in the process of claiming back all the PPI premiums ever paid which is in the region of £1500 without interest. I wrote asking Studio to refund the PPI premiums and all…
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Do I accept offer or go to FOS?
Hi all I have posted here http://forums.moneysavingexpert.com/showthread.html?t=1460775&page=487 If I don't accept the offers and go to the FOS would I still be entitled to the minimum offer that LTSB are offering me if the FOS don't increase the offer? And if I go to the FOS could I end up with nothing?
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How many years back can you claim ppi
Hi, My question is pretty much covered in the thread title, but I have CC that I took out in the early 2000's and I'm wondering if I can look into the PPI? I know on two of them they were done in a shop and the girl just wanted to hit her target? Many thanks and sorry if this has been answered somewhere else? LL xx
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so how do i work out how much i'll get back
Hi folks Just trying to estimate how much i will get back... if i had a loan over 5 years, paid it back for 3 years then had the balance settled (by another loan), do i just get back what i paid over the 3 years or do i get the whole amount? Have been told that i'll recieve a payment putting me back in the position i would…
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Lloyds Tsb PPI re-claim
Hi there! Just wondering if anyone can help. My parents took a loan out in 2006 over 7 years and are now in a position to pay the balance off in full. After looking through the possible grounds for PPI mis-selling, I think they may have grounds, as they weren't asked about any exisisting insurance policies, were given…
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not sure if i'm being misled
I have been approached by phone by a company who want £250 up front to see if they can retreive any missold PPI or credit card limit rises along with 10% of any compensation offered. I am suspicious as they want the money up front but asure me it will be returned if there is not compensation to be claimed or I decide not…
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Irony or accident?
I had to phone Lloyds in Newport today about several cases of PPI which are now with the Ombudsman. Whilst I was waiting for the call to be answered, the music playing was 'Brass in Pocket'... In their pocket, I assume they meant...