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What time do you get up in the morning?
The winter weather has made me lazier and sometimes I don't get up till 9.30, :D a very different time from the 6.30 alarm clock ring when I was working. If you're retired, what time do you get up now? Has it changed from when you had to get up and go to work?
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PO travel card - shall I cash it in?
I loaded a post office travel card with euros last year and didn't use it. I can't decide whether to cash it in or not. After all it is not protected by the FSCS. On the other hand I don't have any plans to go abroad for several months at least, probably next year.
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Applying for Probate without using a solicitor
Hello My mother died last Tuesday and i miss her so much. My sisters and I are executors of her will and feel that we could apply for probate ourselves to save some money. My mothers estate is straightforward. Has anyone ever done probate themselves and is it a simple enough process? Many thanks in advance Fiona
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Will to stop nursing care scam
Have just read article in Sunday Mail that says making a will were partners have left it in trust rather than to eachother so nursing care fees cannot be ascertained e.g. if one half has to go into nursing care the other half doesn't have to sell the house to pay for care. May not prevent this from happening. This Article…
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broken window handles
my parents are both retired and receive basic pension. they have very little savings. i live with them and am on high rate dla for long term illness. a few of the windows in our home are broken and do not lock or close safely. is there some sort of grant they could get to pay to have the windows fixed, with thanks.
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Court appointed Deputy - help requested.
I've just been appointed Deputy in charge of my mother's finance and affairs. This was required because although she's able to look after herself, she's suffered from schizophrenia for a number of years. As a result of her concerns that mysterious (non-existent) people were stealing her money, she would withdraw large…
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Coach trip holiday to Europe .... Ideas???
Hello all, We are thinking of a coach trip type holiday to Europe with Austria in mind. So all you forum peeps out there can I ask for: 1) Recommended companies 2) Itinerary ideas 3) Ways to get 5* for 2* prices Many thanks
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Power of Attorney's right to chase debts
A Power of Attorney for somebody in a Care Home needs to chase an outstanding debt from an individual who owes a large sum of money to the person in care. The savings of the care home resident are running low and the money is needed for their care fees. What's the best way to do this? Hire a solicitor to pursue the debt,…
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How can I help my mother prepare for retirement
My mother is 66 and will be retiring at the end of March from a full time job. She lives alone in her own house and has no mortgage on it. She will not, however, have much of an income. I don't know exactly what it will be but I know she is quite worried about it. My first recommendation for her is to do her budget. So far…
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Do care homes get more money the more drugs the residents take?
I now have the care records for my mother, in the first home to which she was admitted in 2005, direct from hospital. The medication administration record shows that she was on a great many drugs from the outset but there is no sign of these actually having been prescribed for her .... Which made me wonder for the first…
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Free home insulation if over 70 or qualifying benefits
Found this on B&Q web site http://www.diy.com/diy/jsp/bq/templates/content_lookup.jsp?content=/content/marketing/manufacturers/british_gas/index.jsp&noleftnav=true&icamp=HP_banner1 B&Q are working with British Gas to offer FREE home insulation to customers who are over 70 or on qualifying benefits To find out more call…
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state pension claims for dependant adult being stopped this year
I wasnt sure where to post this so I have put it here and under the pensions forum, anyway, I have just looked at the direct gov website and as from April this year the government are going to stop people claiming extra state pension for your other half if they are under pensionable age and not working, (does not affect…
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is there free passports for over 75
hi does anyone know anything about this, my mum is 76 never had a passport before, shes thinking of going away with my sister and someone has told her that her passport will be free. anyone know, thanks
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stick-in-the-mud attitudes
Have just given a relative some well meant advice re finances only to be subject to a tirade of verbal abuse. All I was suggesting was getting 4% on the Lloyds TSB Vantage account, moving savings into a higher rate account and going "dual-fuel" - all good MSE advice. Why are some people so stubborn and set in their ways?
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Travel insurance for over 65 with health problem?
Hi hope you can help - my mum and her boyfriend are going to Thailand in April and are struggling to get travel insurance because of their age and health problems Does anyone know of a company which will deal with this? Would be grateful if you could point me in the right direction Thanks sam
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Solicitors fee for handling my Uncle's & Aunt's Estate
I am one of the beneficaries (and not an executor) in my late Aunt's will and am amazed by the Solicitors fees! My Uncle died in early 2007 (no will) and my Aunt in Nov 2007 (with a will), and I have just received the final accounts and final cheque. The total estate is given as app £245,000 and the accounts show…
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Dads 60th Birthday
Hi, can anyone help me please. We have bought our father's main birthday gifts but woul like to do something funny for him. We had thought about getting him an application form for a B&Q diamond card and one for his bus pass. It has been suggested that this is insensitive, does anyone have any ideas? Thanks
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saga Malta Coastline hotel. Anyone stayed there?
I have been to Malta 3 times and have enjoyed it very much, particularly the archaeology and history. I have booked the saga coastline hotel and am dithering about changing the type of view I booked. I would really appreciate some comments if you have been there
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trouser buttons
Anyone got a solution for when someone with arthritic fingers can't manage the button on their new trousers? Any easy alteration? I wondered along the lines of velcro but not sure how.
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Residential care homes
Hi everyone, It's my first day of posting here (on this board). I couldn't find an exact appropriate board to post this on, but thought this might be the better one to do so. My wife and I are in the VERY EARLY stages of exploring the possibility of eventually starting up a residential care home. The reasons for this are…
