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How much money do you have left each month?
Husband recently retired and I have been retired for a few years and was recently chatting to a few other retirees and the subject turned to money:). Seemingly my husband and I have too much money left over each month:o. We have no mortgage and all we pay each month is council tax, gas and electricity, Sky, phone and…
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Pensions and Paying Tax??
At the moment I receive the state pension and pay tax on it via a tax return. Next month I will start receiving a personal pension and received a letter saying it will be taxed with an emergency tax code (until they hear what my tax code is) before paying me. So does this mean that the private pension will be taxed at…
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Disagree with social services?
Hello, my nan is 85 and she hasn't been diagnosed yet but we are sure she has dementure which has gone down hill lately. She lives alone in a 3 bed house (upstairs toilet) and has just "given up", she stopped eating unless you placed it infront of her (my mum even cooked meals and put them on plates with written…
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Cold weather payments
One of my friends told me that the cold weather payments only kick in if there have been 7 consecutively below freezing days.What a cop out, as the temps only have to go over 0.00c for a fraction for them to be of no use whatsoever . Is this another Government con to keep the 'grey power' in its place ? I am sitting…
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Power of attorney
Hi, I'm not sure if this is in the right place so please move it if it's not. Hoping someone can help please? My father in law in just about to move to residential nursing care due no longer being able to cope at home. It is entirely his choice and he has given my husband a copy of an official power of attorney letter that…
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Work for over 60s
Hello, I retired last year at 62, sold my house and moved to France. Unfortunately, because of family problems, I now have to return to the UK. There is no possibility of selling my house here in the near future, and even if I did, I couldn't afford to buy in England. At least if I can keep this house I will have some…
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Power of Attorney Bank Account - Don't assume it's OK
Just a quick word of warning after the problems I've encountered. My mother had POA for my disabled sister. When Mum died several months ago my sister's bank account - titled 'Mum's name' POA for 'Sister's name' was closed as part of Mum's estate by the bank. This was eventually sorted out and we just assumed it was a…
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Thermal underwear
I'm posting this question on 3 boards. :p OH and me were talking about this yesterday: Thermal underwear - who makes the best, most effective and as a 3rd consideration, economical? Oh yes, any tips or experiences? :rolleyes: I reckon we going have to get some in for the winter.
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House ins question for us/them
Currently we pay a house contents insurance to Saga (rented from housing association). Soon we will be moving and will be tenant of a house owned by our daughter & husband. It was our intention to continue household contents with Saga, and our daughter & husband would get a separate building insurance. It has been…
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Leaving a will
If I died tomorrow I'd leave property worth over a quarter of a million. I am single and childless. I have five siblings but I don't want any of them to inherit from me as they all have too much already. My questions are, if I leave all my money to a friend, will that friend have to pay tax on it? If so, how much tax? If I…
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Thermometer that says when it too cold for the elderly
I know the title doesn't make sense as any thermometer will tell you the temperature but what I want is one of those ones that Help the Aged or Age Concern used to give out. From what I can remember it was a card that showed when the room was the right temp. and when you were in danger of hypothermia. Has anyone seen them…
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Retiring is a real shock so what do you do in retirement
I was running my own business, with my wife, for many years but ill health meant my having to sell the business and retire early in my late 50's. Having enjoyed many many months of having no pressure and getting out and about, and getting the house fully redecorated we are now finding the boredem creeping in - slowly but…
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Joint tenants to tenants in common
We need to change the deeds of our house from Joint Tenants to Tenants in Common as we want to write our wills and what we wish to do isn't possible as Joint Tenants... I found some firms who do this for a fee £50 or so but wonder if its simple enough to do it myself... I did read a little about the process but it did seem…
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About ancestry.co.uk
Has anyone tried this site Is it worth the £83.40 annual fee?
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NHS Trust pulls CHC funding, wife at home penalised
http://www.dailymail.co.uk/news/article-1243107/Sick-Spitfire-hero-forced-sell-home-pay-care--leaving-wife-94-homeless.html This case seems toi be falling through the cracks.
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Over 65 Any Help With Getting New Windows?
Hi all, Not sure if this is the correct board to post in, but I thought as it's the Silver Savers board it'd be my best bet. My question is this: is there any help for a 68 year old to get new double glazing? I've added some details of our circumstances below that might be of use to anyone "in the know". I live with my Mum…
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Can O/h and I afford early retirement ?
I finished work last year at the age of 50 ( job I loved for 14 years, Boss I hated ) Hubbie and I decided we could afford for me to stay at home. O.K, but husband is now 60 and I would love him to give up work now. We have investments and own our own home and have another property which we rent out. All in all we would…
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Probate concerns
This is my problem. I am Number 3/5 children. The eldest child is my half sister and she doesn't get along with at least 3 of us. Recently, my mum was ill and she was moved to a nursing home by my half sister. My brother-in-law (her husband) applied for power of attorney and despite every effort on my part to be named…
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Father - minimise nursing home cost to him
Hi, My father aged 85(divorced) is getting increasingly worried about living on his own and managing his medical conditions(primarily maintenance of his catheter). He has some short term memory problems that are slowly getting worse. He does have some home help and nursing care from the PCT as required. He feels that at…
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Walking on ice a problem?
You can use old socks over your shoes to stop you from skidding about. It may not be the most elegant look but sitting on your bottom, impromptu, isn't very elegant either! Neither are broken bones. You can use tights but they don't last long and don't grip so well. Happy walkie walkie!
