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Making A Will - Or Not
Apologies if this has been asked before, I've been googling and confused myself regarding The Order of Distribution for Intestate Estates. Basically, I am single with no children, my closest living relatives are two cousins, one I have neither seen nor spoken to for about fifteen years, the other I am in regular contact…
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NEARLY RETIREMENT AGE - and could be about to claim benefit
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Am I liable as an Executor for a late bill.
I wonder if anyone can advise me on a problem that is worrying me. I was the executor of my late mother-in-law's estate. I optained probate in June this year and distributed the proceeds in line with the will (I did not use a solicitor). I have now received a bill from the local council for several thousand pounds which is…
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Where to Start with Care for my Grandma
Hi All, New, so apologies if this is covered somewhere else. What's the best way to go about funding care for my Grandma? To cut a long story short, my grandma is soon to be dischaged from hospital and we expect that it will be recommended she needs care. My mother is closer to this situation than I am, but I have offered…
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Not moneysaving - but desperate help needed. WWII song!!
An acquaintance of mine has a daughter who has been given a WWII song to learn - for tomorrow! Unfortunately she's lost the song sheet, and all she can remember is: *********************************** once upon a time, thats how all the good stories start but theres only one thing its not home…
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Walk in baths
Does anyone have any experience of the walk in baths that used to be advertised on tv? Mum is finding it a little difficult to get in and out of the bath and is looking at maybe getting one of these so would be grateful to hear any tips, experiences etc. Thanks fs
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Christmas cards
I have already posted over 20 Christmas cards to friends and family who live far away and have about another 15 to do. DH hasn't started writing any yet, but he always does his own friends and relatives himself. I can't decide what to do about my former colleagues. A group of us who have retired meet up from time to time…
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Free bus pass under threat?
http://www.dailymail.co.uk/news/article-1204607/The-bus-pass-means-test-Middle-class-millions-lose-right-free-travel.html Should be means-tested, local govt commissioned survey claims.
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Pre paid funerals
Hello, we are just embarking on a pre paid funeral, a friend of ours recommended this she had paid £1200 four years ago and her husband died last year and the cost had gone to nearly twice that, but the price is held however long it is before you pass on. The rates vary dependant on what you want, but it is roughly £2500…
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Help re :money from Will
Hi there hope someone can help. My mum is about to inherit approx £40k. She is 68 years old and has never had any money before so to inherit a sum like this it will change her life. She has a small interest only mortgage of £12k (currently being paid by housing) and gets pension tax credit and council tax paid for. She…
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grandchildren living with you
for the past 7 years we have been bringing up our oldest grandchild, and for the last year our middle grandchild. our youngest stays over at least 3 night a week and comes round after school most days so give him his tea, what do you think is a reasonable amout to be paid for caring for the kids bearing in mind my daughter…
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moving a relative into a care home out of area?
Hello, things are pretty bad with my nan who lives alone in a 3 bed (council) house, we think she has dementa but is going down very very quickly so we think she might have yet another UTI. She isn't coping at all, to cut a long story short shes not happy where is some (sometimes, other times she wants to stay) and its…
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Previous experience of local authority grant application
Hi all, Has anyone any experience of managing the grant application for a general repairs grant or similar from a local authority, in hindsight would you have used one of these non-profit project management orgs to handle it? Basically, the council has provisionally agreed to fund a number of repairs such as rewiring of…
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Shares in Lloyds TSB
We have a number of shares In Lloyds TSB, now this was supposed to be a very safe buy, now we donot know whether to cash in or stick, seeing the news today makes us wonder, ie selling parts of the bank off, but surely they will have to pay the shareholders a reasonable sum. We paid 50p for the shares. Thanks, oap
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Best Way to Save for Grandchildren?
Hi, I want to invest £10 a month for each of my four grandchildren aged between 4 years and 8 months so that they have a lump sum on their eighteenth birthdays - their parents have child trust funds for them but I dont like the thought of putting all our eggs in one basket! Equally I dont want to just put it into a savings…
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Having the kids round this Christmas?
A man in Scotland calls his son in London the day before Christmas Eve and says, “I hate to ruin your day but I have to tell you that your mother and I are divorcing; forty-five years of misery is enough.” 'Dad, what are you talking about?' the son screams. “We can't stand the sight of each other any longer” the father…
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Cashback option makes care fee annuities more attractive
http://www.ft.com/cms/s/2/d45f6554-db83-11de-9424-00144feabdc0.html Money back if death occurs within 6 months. Providers are also offering interim loans to allow more time to sell property.
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Coucil Powers for Assessing Savings
Hi All, More advice appreciated if it's out there! If a council carries out a financial assessment for care home costs, how can they find out about savings. The house is obviously an asset they can see, as with bank account statements etc. But if someone has some national savings certificates are the council actually able…
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Deprivation of Capital / House Improvements
Hi, My mother is currently in hospital and may or may not be able to return home again due to disbility, she is 86. She owns her own house outright, which is currently falling into disrepair. Neither my mother or myself have the funds to repair the house, e.g. re-roofing etc. The house has been roughly valued at £160K in…
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Joint life insurance best deal?
Does any one have any experience dealing with insurance companies? I would prefer to receive something should we both survive at the end of the term when we are 80 in about 16 years time. opinions most appreciated. seb
