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Coucil Powers for Assessing Savings
Hi All, More advice appreciated if it's out there! If a council carries out a financial assessment for care home costs, how can they find out about savings. The house is obviously an asset they can see, as with bank account statements etc. But if someone has some national savings certificates are the council actually able…
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Deprivation of Capital / House Improvements
Hi, My mother is currently in hospital and may or may not be able to return home again due to disbility, she is 86. She owns her own house outright, which is currently falling into disrepair. Neither my mother or myself have the funds to repair the house, e.g. re-roofing etc. The house has been roughly valued at £160K in…
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Joint life insurance best deal?
Does any one have any experience dealing with insurance companies? I would prefer to receive something should we both survive at the end of the term when we are 80 in about 16 years time. opinions most appreciated. seb
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Tidying up family photos etc
There comes a time in life when it is a good idea to do some drastic tidying. Most of us have been through the trauma of going through a loved-one`s possessions either when they become unable to cope or have passed on I decided to face facts head on and a few months ago I started on the family trees. That is now completed…
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Shares in Bradford & Bingley
What do I do?
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Council requesting third party top-up for care home fees.
My BIL's father has been a council assisted resident of a care home for some years. The original care home placement was arranged by the council social services and no additional 3rd party top-ups were required. The council have recently approached my BIL for a third party top-up payment which he cannot pay due to recent…
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Top Up Fees - Or not....???
A bit long, I'm afraid. After my mum died last year my dad had to go into Residential Care. He has a brain disorder that affects his speech (sometimes) and his balance, making him unstable. Apart from looking in on him, and helping him have a bath, his needs are few. When he entered the home, it was an awful time - mum was…
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voluntary visitor service?
Can anyone refer me to a voluntary body that can have someone visit my very elderly relative in a care home (west Fife in Scotland) and whom we can then phone to see how they are. We live abroad and some arrangement needs to be put in place. Any contacts much appreciated.
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NHS CHC fee reclaim :deadline looms in Wales
http://www.guardian.co.uk/money/2009/nov/27/reclaim-nhs-care-home-fees-wales
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Equity release?
I'm looking for some info on this, I have a problem, having inherited a house from my aunt, which I want to move to, but I am all assets and no cash, as my savings have had to go towards paying the Probate expenses. Houses in my area are not selling at all well, but as I have no mortgage I was hoping to release some cash…
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Liable Relative Contributions for LTC
This may be the wrong forum, but I know this was due to be repealed in 2007 but cant seem to find any info on whether or not it has been :confused:
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Attorney refusing to register Enduring Power of Attorney ??
An EPA was set up for my mother-in-law 4 years ago, the attorneys to be her son and daughter (my wife). Unfortunately my M-in-L is no longer capable of controlling her own affairs. It has been a gradual process and initially she just needed a little bit of help and this , due to proximity, was provided by her son. But she…
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Changes to pension payments!
It seems that the pension service has decided to eliminate the choice we’ve all been able to take up until now. From next April, ALL state pensions will be paid every four weeks in arrears. When my pension started I chose to take it weekly in advance and I’m at least pleased that this will continue – it’s only for new…
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Sister wont let me see mams will!!
Hi All I need some advice, my mother died recently, my sister is the executor of the will but she will not let me see it, what rights do i have. Many Thanks
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Scottish will question
My neighbours elderly Aunt has just died No will. She has no children.She lived in sheltered accomodation so no property to sell.She has a living sister(whos family have taken control) and had a brother who died. The arguement is when the estate is shared Does the dead brothers wife or children have any claim on the estate…
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Over 50s ISA Limits
Who knows about these? Anyone looking to invest more money into the new savings? It seems to me that the majority of over-50s have no knowledge of these changes or of how they can save money tax-free. Was this deliberate by the government I wonder? So they can announce an initative and look pro-active if pushed, but…
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Care homes to challenge LAs over unfair fees
http://www.telegraph.co.uk/health/elderhealth/6475611/Elderly-pay-higher-care-home-bills-so-others-can-go-free.html Cherie Booth to lead court case.Homes say the system penalises self funders, because they are forced to charge them higher rtaes to make up for LA skimping.
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help needed for over 60s
Hi all Im new to the site and would love some help in pointing me in the right direction of discounts etc for the over 60's. I am trying to put together a bundle of discounts (b&Q diamond card etc) and money saving ideas for my parents who have just turned 60. Any help would be much appreciated so I know which direction Im…
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Carers allowance - can someone do the maths for me please?
Brain not working today so can someone help with this please. A person receiving state pension of £110.73 per week and small private pension of £132.21 per calendar month, pays tax. Can this person receive Carer's Allowance for someone in receipt of high rate DLA?
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Do you remember rates?
I am involved in a thread in Discussion Time and rates (before Council Tax) has been mentioned. This is what I said: "I was looking through some old paper work and found the details of a house we used to own. We paid £32K for it in 1977 and the ratable value was £302 @ 53.6 per £. Does anybody know what that means? It…
