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SAGA Platinum Credit Card
Having read Martin’s email tips, advising that Saga’s new Platinum credit card is now commission free for purchases worldwide I decided to apply. Monday 12th April, I received a letter from the Allied Irish Bank [AIB] stating that: “We have considered your application in detail and regret that it is not possible to offer…
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cruising for little old ladies.
JOKE TITLE!! just trying to get your attention. Although the old man and I enjoy our travel and have been to many wonderful destinations, we have never been on a cruise. Really cruising just does not appeal to us but that is beside the point. My mother and her friend both aged 84, life long friends, who were both widowed…
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Is anyone else over 55 job hunting ?
I desperately need to get a job as I really can't live on my current income. Since being 50 (I'm now 59) I've had 3 good jobs in my professional area. The last one was a 2 yr contract that ended on 31 Dec 09. I never believed that the 'age-thing' was true until this last bout of job hunting- I've applied for jobs which, up…
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Anyone in Conwy/Colwyn Bay area? Need help for me Old Dear
Hello all :) , It's a bit of a wild stab in the dark but does anyone know anyone reliable in the Conwy/Colwyn Bay area that may be looking to earn some extra cash by doing oddjobs for people? Someone retired or semi-retired who is still able bodied, likes DIY and likes to keep busy would be ideal. My disabled Old Dear…
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Lasting Power of Attorney question
I am appointing my wife as attorney and my daughter as replacement attorney. At the start of section 4 the instructions say: 'If you are appointing only one attorney and no replacement attorneys, now go to section 5'. Likewise the guidance says: 'If you are appointing only one attorney and no replacements you can cross…
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Babysitting. Are you taken forgranted?
Well I know this is a bit of a touchy subject, after all we all love our grandchildren and we love to see them and spend time with them. Do you ever feel taken forgranted? It is a fine line, I know but helping in an emergency is very different to making a round trip of 300 miles just so the parents can have a night out I…
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Moneysaving Tips for ex Pats in France?
Dear MSers, My mother-in-law has been living in France for some years now, and has been widowed for the last year. She seems to be paying a fortune for utilities and I wondered if anyone can offer advice on all aspects of moneysaving in France? Also, she always pays a fortune for clothes and gifts. Is there anywhere…
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47 and closing in on 50 quickly!!
İ am now 47 but ever since i turned 38 i have seemed to have become increasingly insecure about my finances when there seems on paper little to cause this insecurity. Has anyone any words of wisdom to sooth my worried brow.İs it just middle age angeist??
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State Pension Fiasco
I suppose we should all rejoice now that we are to receive a less than inflation increase to our Pensions. After all, ar'nt we the ones who have always helped out our Country in its time of need. And it couldn't be more needy now could it, with its massive debt of circa £180 billion. What I would like to know is, who is…
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Eat, drink and be merry for tomorrow.....
I know it's a bit of an urban myth that so many people drop dead shortly after retiring but this was really brought home to me watching Escape to the Country yesterday. The couple (looked to be in their early? maybe 50s) had just retired from the police force in London and were looking to move to the country with lots of…
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Single pensioners
Is financial life harder for single pensioners?
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How much to have photo done in shop booth please?
Anyone know how much in pounds does it cost to have those passport pics done in the photo booth,instant thing in Tesco,s please? I need one for my blue parking ticket .
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Can anyone help with the wording in this will?
It's a very long story but basically my Fiance has been left nothing by his Father even though he was told before he died that there would be bonds and shares left for him, we have a copy of the will and probate was granted in 2008 which we were never informed about. We now know it is too late to contest anything and…
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What to do about a deceased person's car?
Hi not sure if this is the right place to post this problem... DH's father has died and his car is in a parking space at the flats where he lived. After much difficulty we have found the papers relating to it (although not the registration doc). We cannot sell the car yet as we are only just about to apply for Grant of…
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Power of Attorney Question
My dad has an existing power of attorney set up, I've not looked at the details yet but I would assume it is an enduring power of attorney as it was set up several years ago. I was looking at registering this but it appears to be it can only come into effect if he is mentally incapable to look after his affairs. In theory…
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what if probate isnt needed
my nan died recently and she had money in three seperate bank accounts, probate hasnt been applied for so i am presuming that my uncle has just got the money straight from her bank accounts as they are less that 5000 in each, my question is if probate isnt needed do the intestate laws still need to be applied thanks
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Community care charges - what's included?!?
My 85 year old aunt suffers from dementia. She is still living in her own flat where she has several hours of carers visiting each day. She lives near London and her local authority has said because her savings exceed the capital limit that she will need to pay towards the costs of her care. I am really, really confused…
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Funeral costs, estates and a loan
First of all, I'm sorry this possibly isn't quite the right forum, but it does seem to be the most popular one for estate style questions. My Gran died recently, leaving her estate jointly to my Mum and my Uncle who are also named in the will as executors. As the estate was not "cash rich" we have completed confirmation…
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trouble in Canada
My daughters marrage is in difficulties. She has no job at the moment and her husband has just lost his. There is nothing for her there, no family,except her children, no friends as they were all her husbands. She wants to come home and reside with her children in england. We will help with a deposit for a rented home and…
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Advice re repaying Pension Credit wrongly clamed by my late mother
Sorry for long post! My mother died 2 months ago leaving £24K to be divided equally between myself and my 2 sisters. I’ve been granted Probate (I am the Executor) and I’ve distributed the Estate £8K to each of us. So far so good, But - I have just received a letter from DWP - Recovery from Estates Team asking for financial…
