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47 and closing in on 50 quickly!!
İ am now 47 but ever since i turned 38 i have seemed to have become increasingly insecure about my finances when there seems on paper little to cause this insecurity. Has anyone any words of wisdom to sooth my worried brow.İs it just middle age angeist??
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State Pension Fiasco
I suppose we should all rejoice now that we are to receive a less than inflation increase to our Pensions. After all, ar'nt we the ones who have always helped out our Country in its time of need. And it couldn't be more needy now could it, with its massive debt of circa £180 billion. What I would like to know is, who is…
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Eat, drink and be merry for tomorrow.....
I know it's a bit of an urban myth that so many people drop dead shortly after retiring but this was really brought home to me watching Escape to the Country yesterday. The couple (looked to be in their early? maybe 50s) had just retired from the police force in London and were looking to move to the country with lots of…
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Single pensioners
Is financial life harder for single pensioners?
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How much to have photo done in shop booth please?
Anyone know how much in pounds does it cost to have those passport pics done in the photo booth,instant thing in Tesco,s please? I need one for my blue parking ticket .
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Can anyone help with the wording in this will?
It's a very long story but basically my Fiance has been left nothing by his Father even though he was told before he died that there would be bonds and shares left for him, we have a copy of the will and probate was granted in 2008 which we were never informed about. We now know it is too late to contest anything and…
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What to do about a deceased person's car?
Hi not sure if this is the right place to post this problem... DH's father has died and his car is in a parking space at the flats where he lived. After much difficulty we have found the papers relating to it (although not the registration doc). We cannot sell the car yet as we are only just about to apply for Grant of…
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Power of Attorney Question
My dad has an existing power of attorney set up, I've not looked at the details yet but I would assume it is an enduring power of attorney as it was set up several years ago. I was looking at registering this but it appears to be it can only come into effect if he is mentally incapable to look after his affairs. In theory…
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what if probate isnt needed
my nan died recently and she had money in three seperate bank accounts, probate hasnt been applied for so i am presuming that my uncle has just got the money straight from her bank accounts as they are less that 5000 in each, my question is if probate isnt needed do the intestate laws still need to be applied thanks
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Community care charges - what's included?!?
My 85 year old aunt suffers from dementia. She is still living in her own flat where she has several hours of carers visiting each day. She lives near London and her local authority has said because her savings exceed the capital limit that she will need to pay towards the costs of her care. I am really, really confused…
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Funeral costs, estates and a loan
First of all, I'm sorry this possibly isn't quite the right forum, but it does seem to be the most popular one for estate style questions. My Gran died recently, leaving her estate jointly to my Mum and my Uncle who are also named in the will as executors. As the estate was not "cash rich" we have completed confirmation…
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trouble in Canada
My daughters marrage is in difficulties. She has no job at the moment and her husband has just lost his. There is nothing for her there, no family,except her children, no friends as they were all her husbands. She wants to come home and reside with her children in england. We will help with a deposit for a rented home and…
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Advice re repaying Pension Credit wrongly clamed by my late mother
Sorry for long post! My mother died 2 months ago leaving £24K to be divided equally between myself and my 2 sisters. I’ve been granted Probate (I am the Executor) and I’ve distributed the Estate £8K to each of us. So far so good, But - I have just received a letter from DWP - Recovery from Estates Team asking for financial…
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I need a little advice on forward planning
Apologies in advance if this is wrong board but I know there are many experts on here on age-related finances. OH and I have had a big wake up call lately as SIL had a massive stroke and will probably need to go into a nursing home. Now I don't want to do anything illegal but it set us wondering about the best way to…
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Payslip for private pension
I have just started receiving a private pension. The money goes straight into my account but I have no details. The first month it was untaxed; this month it seems to have had about 21% taken off. Should I receive a monthly payslip or do I just get something at the end of the tax year? Thanks Lolly
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travelling with medication
we are going to tenerife next month.both me and mrs w take a fair amount of medication. what we cant remember is if we are allowed to take them with us a we usually take them,set out by the day in a container,with the repeat prescrition to prove whats what(if needed)or do we have to take them in the boxes as dispensed with…
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Will with conflicting codicils
My friend was recently left a house by her elderly uncle, or so she thought. He had promised to leave it to her in his will. For the last ten years he has been in poor health and has had a "lodger" who stayed rent free in exchange for keeping an eye on the old man. Four years ago the lodger maried and last year they had a…
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Boots
Not sure if this has been posted before, but recently signed up for Boots Medicine delivery service. They can collect your prescription for you and delivery for free, ideal if your unable to get to local pharmacy. Also they do free repackaging service for your pills so that you can have them all in the right times and…
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Socks (ladies) without fierce elastic at top ?
I need to wear socks (diabetic, easily-blistered feet) but the fierce elastic at the top of most socks upsets my slightly swollen ankles. Does anyone know of any not-hideously-expensive make of sock which has no or gentle elastic ? (You can buy no-elastic ones but they all seem ludicrously ££££s when all they're doing is…
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Tax office got knickers in a twist
I get income from different sources, annuities etc. I also got married 8 years ago and DH and I are - just - in the age-group entitled to married people's tax allowance, which we split between us to set against our separate incomes. Yesterday, got new notice of coding from 4 different tax offices and all of them had…
