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£30 to retrieve my will!
I did a will about 8 years ago, kept a copy and the solicitor kept the original. Just received a letter from the solicitor saying she took early retirement, closed the office, and now wants me to pay £30 to get my original document back. Also if I do not pay up within 7 days then I will be charged storage costs in addition…
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Buy or rent?
I own a small terraced house, probably worth about £110,000. I am 62, retired because of ill health, and living on the state pension. Would love to go traveling, but need to free money to do this. I could sell, buy an even smaller cheaper flat, (looking at retirement flats). I am aware these incur service charges, which…
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intestate - how do I discover the solicitor ?
A relation of my mother has recently passed away without leaving a will. My mother is the only surviving relation, but whichever solicitor is dealing with the deceased relatives estate does not know of my mothers existence. Is there a means by which I can find out which solicitors are dealing with the estate in order to…
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Free Passports for over 75's
Thought that I would post a link here to a thread on the Travel Board re Free Passports for the over 75's. (some of you may not be regulars on the Travel Board and may otherwise miss this) Passport Fee is also refundable on a limited backdated basis - for those who qualify that got a passport in the last few months. See…
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Australian banks and interest rates
Hi there Will someone please point out the flaw in my argument as I can't see it really. If I transfer money to Australia, under their system upto £600000 will be guaranteed. So, that is an immediate benefit over British bank accounts and removes the need to split accounts which is a pain. then, they are offering circa 6%…
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Dad moved into sheltered accomodation, should he sell his house?
I wonder if anyone can advise my family on what might be best for Dad (aged 82) who has moved into sheltered accommodation 6 months ago? He seems to have settled ok and is quite happy to sell his house and wants the proceeds to be divided amongst sons and daughters. Apparently if he has savings any benefits that he…
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Advice
Hi, I dont know if anyone can help or give me some advice. My Great Grandma is 102 and at the moment is living in her own home but has local council carers coming in 3 times a day. Unfortunatly I have seen a decline in her health and i have estimated her living in her own house for a maximum of 7 months, before she has to…
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A few questions about my parents situation
My father (75) was recently very ill and for a few weeks we did not know if he was going to pull through. 6 weeks after the original infection he has now been moved to rehabilitation at another hospital and will hopefully be home in a month or two. My parents have been married for over 40 years but have always kept…
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Pensioners and Income Tax
My mother is 90 years of age and receives a State pension of under £100 per week. She has no other income. She does have a fair bit of savings. I've noticed that some banks/building societies pay more interest on non-ISA accounts. How much interest can she receive without having to pay tax?
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Giant increase on travel insurance...help needed !
I am 67 and my OH 68. I have type 2 diabetes and he 'merely' has hypertension. Last year I got an annual travel insurance policy through Diabetes UK which cost us £193.35. We have a house in France and need to be insured as we visit quite often. I have just got the new quote for the same policy (neither of us has claimed,…
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Future inheritance
Hi everyone I would be grateful if someone here could offer an opinion on a situation I'm having just now. I'm self-employed in a job I love. My partner has a health condition and can't work. With me bringing in the only income, things are tight and will be for the foreseeable future although my job is well paid and if I…
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Probate query re tax office
Hello - my first post on this forum and I've no idea where to post it, apologies if its in the wrong section. I am in the process of being granted probate for my late father. He was over pension age but was working (cash in hand). On his death, I have discovered that he hasn't claimed any pension, which I'm looking into,…
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Inheritance tax forms time and cost saver
My Mum dies recently leaving an estate over the IHT limit, but there will be no IHT to pay because she's entitled to a transferred allowance from her husband who predeceased her. Nevertheless we have to fill in the full IHT form, which runs to over 100 pages. And it contains several schedules, each of which needs the same…
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eact difference between conveyance solicitor and joint executor solicitor please?
were getting advice regards a deed of variation. can someone tell me the difference beween these terms? as it seems depending on what type of executor you are means you have less legal powers? thank you in advance
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URGENT inheritance,money owed and deed of variation HELP
Hi can someone help. a relative died recently and left the sale of the house to be divided between three sisters. one sister owes another (who happens to be the executer of the will) practically all of her share (from lending over the years) , due to personal problems which i shall not get into here. she has agreed to give…
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Yet more stealth Tax
Yet another stealth tax, if you’re in receipt of the Married Couples Allowance. After querying a reduced tax coding notice with HMRC, I received the following reply. Quote. “Your tax code has been reduced this year as the 10% lower rate band has been abolished last year; because of this a restriction has been included in…
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How long to start receiving deferred state pension?
Hi Can anyone who has recently started drawing their deferred state retirement pension tell me how long the process takes from first contacting Pensions Service to receiving first payment. I assume there is some exchange of correspondence while calculations are made, you are told options and asked to make your choice, etc.…
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Savings for Silvers.
Can anyone recommend a savings account (not an ISA) that gives a bit more interest than what's generally on offer at the moment if one's over 55 or 60? Perhaps we Silver Savers should spend a bit more and worry less about the future in this economic climate?
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Savings credit concern.
I have been getting for the last 5 years savings credit. This year the 5 years is up and and they sent me forms to fill in to see if I am still eligible. Well I have not had a reply off them, other than to say all is in order. I have not had a letter saying that I am ok for another 5 years, although I still get savings…
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Bus Pass Rip Off
I turn 60 in June this year. I already know that I am not entitled to my pension until September. Anyway I decided I would find out about my bus pass and guess what according to our local authority I won't get that until September either. Does anyone know if it will affect my free prescriptions. Any comments gratefully…
