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Changes to care, fees and assets?
My gran has asked me to try and find out about the new changes that have been (or are being) made to paying for care, help with money and your assets. I've had a look on google but not managed to find anything. Does anyone know anything about it? Or have a link I can look at. thanks :beer:
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5% on year-long fixed accounts !
There is an article in the MSE suggesting its possible to obtain 5% on £100,000 deposited in year-long fixed accounts......... can anyone please tell me who is offering such rates..... The article appears under the heading "Do you live off savings interest?" When using fixed rate savings, you won't usually get paid monthly…
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Care Home Fees - paying for one month after death
I'm not sure if this has been discussed recently. How common is it for a care home to charge one month's fees after death or after giving notice?
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Does this seem all right?
My brother and I have LPoA for my mother (mid 80s) who is still very competent both mentally and physically. She actually makes all financial decisions herself, although she runs them past me after removing money from an ISA to put it in another one a couple of years ago. I use the LPoA for sorting most things like house…
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say no to 0845 numbers
I was transferred to this website by an area on money saving expert, but have lost the details. This is the site which supplies you with alternative ( local) company phone numbers. Can anybody point me in the right directio? Thanks.
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Equity Release
Is there a way to find out if Equity Release has been done on a house? My friend has POA for her aunt who has just gone into hospital again for the 2nd time in as many weeks. It looks like a care home may be required in the not too distant future. Her aunt lives on her own in a house after the death of her husband 4 years…
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Calculations
Hi hope someone can help with this, my granddaughter is going to start saving approximately £8.43 a week, which she makes it £27K a year, but I make it £17,534.00 who is has the correct calculation... I though I was correct, but now I am not so sure. ;)
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Best place to save?
I have, I hope found a buyer for my house. I am currently renting a retirement flat. I should have £120000 once the house is sold. My land lord does not want to sell, so I want to put the cash somewhere safe, so that I can use if for continued renting or for a flat purchase in the future. Never had this sort of money…
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Travel Insurance for the creaky over 50's !
I have previously never declared any medical conditions on travel insurance, however having recently turned 50 I now feel that I'm worrying about it probably too much ! Over the past 10 years I have gone to the doctor many times for various complaints, worries, aches and pains, and injuries. i've thought about this and I…
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How can my mum sign her house over to me?
Hi, I pay the mortgage on my mums house but am not on the deeds of the property. Can she sign the house to me?
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Affording retirement
Hubby and I have 18 months now tilll we retire and we estimate our income, before tax, will be in the region of £24,000 a year. We have been wondering if that's enough, although we can't do much about it if it isn't. We will have a mortgage but should have enough in savings to cover the monthly payments (or pay it off if…
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Semi-retirement
I wish to become semi-retired, does anyone know of a letter template or how to word a letter stating this to my employer please.
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Retire,own house,no capital,ideas
Self-employed, retire in 11 months, have house £180K, no capital, estimated pensions £7K total. Looking to sell house outright and rent as I want money to travel while I can. No family. Equity release plans not worthwhile. Any ideas welcomed. 1: Where do I invest the money? 2: How does this affect future benefits, going in…
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Retirement complexes
I would like to retire at 60 in 2 years time. The only way it is feasible is to take my 42 years employers pension and supplement this by selling my house and using the surplus to live on after buying a flat in something like a McArthur Stone complex. I have no interest in my garden since my wife died and so would not miss…
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Benefits for Overseas
This was on the news this morning, I feel that it is too much benefit money going overseas, when they cannot even train people on how to deal with nursing of the elderly and vulnerable in UK. Below is taken from from migration watch report. No wonder they wanted to give Tony a reward. http://www.migrationwatchuk.org/…
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OH not happy
OH not happy at me posting
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Too Posh to Wash
The government think tank wants it mandatory for family and friend to care for their families in hospital ie to take them to toilet and bathing and feeding. It is mandatory for jury service but you are paid for it. Would be the same for employers to do the same. Also what about people with no families.…
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Easy open jars
If like me you occasionaly find it difficult to open jam jars, you might like to look for those with easy open lids. Quite by accident I found Duerr's jam has an easy open lid and their jam is very good. See here > http://www.duerrs.co.uk/ :T :T :T :T :T ++++++++ I do know that their are products on the market which help…
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Half Price Senior Railcards
I Year or 3 Year Senior Railcards can be purchased at half price on-line using Tesco Vouchers. Log in to your Tesco Clubcard account, find the Railcard offer in "Rewards", cash in enough vouchers to pay for the chosen Railcard (copy and paste the voucher numbers to save time!). Print off the final page as a record. Tesco…
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Too Young for McCarthy and Stone
My husband and I are house-sitting in Newport (Shropshire), and just out of interest, went to look round a new McCarthy and Stone development just been built. The sales person said 'You do realise it is for over-60s, don't you?' We informed her that we are almost 63 and 64. She said 'oh I'm sorry, I thought you were…