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Best place to save?
I have, I hope found a buyer for my house. I am currently renting a retirement flat. I should have £120000 once the house is sold. My land lord does not want to sell, so I want to put the cash somewhere safe, so that I can use if for continued renting or for a flat purchase in the future. Never had this sort of money…
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Travel Insurance for the creaky over 50's !
I have previously never declared any medical conditions on travel insurance, however having recently turned 50 I now feel that I'm worrying about it probably too much ! Over the past 10 years I have gone to the doctor many times for various complaints, worries, aches and pains, and injuries. i've thought about this and I…
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How can my mum sign her house over to me?
Hi, I pay the mortgage on my mums house but am not on the deeds of the property. Can she sign the house to me?
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Affording retirement
Hubby and I have 18 months now tilll we retire and we estimate our income, before tax, will be in the region of £24,000 a year. We have been wondering if that's enough, although we can't do much about it if it isn't. We will have a mortgage but should have enough in savings to cover the monthly payments (or pay it off if…
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Semi-retirement
I wish to become semi-retired, does anyone know of a letter template or how to word a letter stating this to my employer please.
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Retire,own house,no capital,ideas
Self-employed, retire in 11 months, have house £180K, no capital, estimated pensions £7K total. Looking to sell house outright and rent as I want money to travel while I can. No family. Equity release plans not worthwhile. Any ideas welcomed. 1: Where do I invest the money? 2: How does this affect future benefits, going in…
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Retirement complexes
I would like to retire at 60 in 2 years time. The only way it is feasible is to take my 42 years employers pension and supplement this by selling my house and using the surplus to live on after buying a flat in something like a McArthur Stone complex. I have no interest in my garden since my wife died and so would not miss…
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Benefits for Overseas
This was on the news this morning, I feel that it is too much benefit money going overseas, when they cannot even train people on how to deal with nursing of the elderly and vulnerable in UK. Below is taken from from migration watch report. No wonder they wanted to give Tony a reward. http://www.migrationwatchuk.org/…
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OH not happy
OH not happy at me posting
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Too Posh to Wash
The government think tank wants it mandatory for family and friend to care for their families in hospital ie to take them to toilet and bathing and feeding. It is mandatory for jury service but you are paid for it. Would be the same for employers to do the same. Also what about people with no families.…
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Easy open jars
If like me you occasionaly find it difficult to open jam jars, you might like to look for those with easy open lids. Quite by accident I found Duerr's jam has an easy open lid and their jam is very good. See here > http://www.duerrs.co.uk/ :T :T :T :T :T ++++++++ I do know that their are products on the market which help…
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Half Price Senior Railcards
I Year or 3 Year Senior Railcards can be purchased at half price on-line using Tesco Vouchers. Log in to your Tesco Clubcard account, find the Railcard offer in "Rewards", cash in enough vouchers to pay for the chosen Railcard (copy and paste the voucher numbers to save time!). Print off the final page as a record. Tesco…
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Too Young for McCarthy and Stone
My husband and I are house-sitting in Newport (Shropshire), and just out of interest, went to look round a new McCarthy and Stone development just been built. The sales person said 'You do realise it is for over-60s, don't you?' We informed her that we are almost 63 and 64. She said 'oh I'm sorry, I thought you were…
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Benefits for being a carer
does anyone know what benefits u can claim if u give up working to be a carer?my dad has lived with me for 30 years hes now 93 and i have looked after him,but due to my health problems i am now finding this difficult and me and my husband have talked about him stopping working to care for him but we cant get the right…
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Support for non money savvy elderly
My mum died in November. Going through her finances has been a real eye opener. Living a 3 hour drive away, I didn't discuss money much with her. She always taught me how to find a bargain at the supermarket, but don't think she cottoned on that she could find a bargain in her utilities, insurance and the like. I mentioned…
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Need to make a will
I apologise if this is in the wrong place. My husband is 54 and I am 44 and I'm ashamed to say we've never made a will. I was hoping that someone could recommend a good company who could help us to write our wills. Obviously the first choice would be a local solicitor but rather than just google local solicitors, I was…
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Split age couples and welfare reform
Just wondering if there was any help available out there. Attended a bit of a talk on welfare reform today and a new issue came to my attention that I hadn't thought of before. Currently, if one half of a couple is entitled to pension credit/pension then the household isn't affected by the housing bedroom tax or the…
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Deprivation of assets advice
Can I have the benefit of your advice please. Approx 4 weeks ago my mothers health started to deteriorate. She was caring for my dad who is reasonably compus mentus but does not move around much as he has had several strokes and only moves around using a Zimmer. He has fallen a few times in the last month an lacks…
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helping out elderly neighbours
Hi, Without going into too much detail, our elderly neighbour is in hospital about 15 miles away and it's not looking good. His partner of many years is in her 80s herself, and is driving twice a day to see him. We're pretty sure she's not eating properly and seems very down. We really want to help out in some way, but…
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Alzheimers- How much help.
Hi Anyone any infor on working with old people and alzheimers
