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Stairlift experiences
My mother-in-law is 84 and living alone in her own home. She is reasonably spry and mobile, but the stairs are gradually becoming more and more of a challenge. And so we are starting to think about stairlifts - a subject of which I know nothing, save for the name Stannah! Sshe lives in an end terrace house, with a dog leg…
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Enduring Power of Attorney and Cash ISA
I have just been granted EPA for my father as unfortunately he is now in a nursing home. He has a Halifax cash ISA which is earning next to nothing in interest and therefore needs moving to a different provider. The amount in the account is about 4,000 so I plan to register the EPA with Halifax, close the account and then…
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How to use enduring power of attorney??
My mum and I completed an enduring power of attorney form some years ago, before the lasting power of attorney came into being. She is now 90 and wants me to manage her finances. How do I use the p of a?? I don't think I need to register it with the Court of Protection or any one else from the Gov as she is still mentally…
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Tenants in common
Hi, a friend of mine has been advised to put her and her husband's house in Tenants in common, rather than joint names, this has been done with a Solicitor. Apparently if one of you has to go in a home then they can only take half of the house when the time comes after you have both passed on, rather than the whole amount…
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Paying for care home
Not sure if this is the right board to post this in but here goes. I am posting on behalf of my mother in law. Her father has been in a residential care home for a few years, he owned property that was sold, he also had savings and the money from that and his pension was used to pay for the car home. Which is now running…
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Golden Charter Family Protection Trust
My Mum and several of her friends have chosen and prepaid their funeral through Golden Charter. Now some of them are being approached about something called Family Protection Trust. This seems to be paying a 'bond' which protects against having to pay any future care home costs, and most importantly, losing their biggest…
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My Gran
Hi I apologise in advance as this post could turn into a long one... My Gran is 88 and still lives independently, my Dad lives nearby (my Mum died 3 years ago) as does one of my sisters; myself and my other two sisters live in the same county though about 20 miles away so don't get over as much as we would like. My Gran is…
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Nursing home neglect
First of all, I don't know if this is in the right forum, but monkeyspanner has been so helpful in the past. My 84 year old Aunt suffered neglect in a nursing home, resulting in her breaking her leg, she then developed pneumonia and was in a critical condition. We made a complaint against the N/H to the local council who…
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Any way to put a second property in trust for disabled son?
Is there any way my mother can put her second property in trust for me? She is living in our jointly owned property in a kind of granny flat arrangement and the second property provides her with an income. She is getting on and would like to insure that the property would go to me. The concerns are that I would lose any…
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Equitable Life - Treasury "cannot find" 20% of policyholders
The treasurys Equitable Life compensation scheme administered by NS&I has failed to find 20% of Equitable policyholders eligible for compensation. If you had an Equitable life policy and have not heard anything you should contact the compensation scheme. The treasury has published the following statement."Policyholders who…
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Is the executor of my mother's will acting fairly?
My mother passed away nearly 3 years ago and her will has still not been tied up. Her estate is to be split equally between her two children, myself and my brother, who is acting as the executor. My mother was in a care home for a number of years and that bill has still not been settled (which runs into tens of thousands…
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60+ londoners...free travel
Apologies if this has been posted before. If you are over 60 and living in a london borough but don't yet qualify for your freedom pass, you can get a 60+ travel card fromm tfl which allows free travel on london buses and tubes. No restrictions as to time you can use it. I just got mine and am saving over £1200 on my…
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Different Types of POA
My mother-in-law is in a care home and nearing the end of her life following a series of strokes. She is unable to communicate and is not eating or drinking. We have had discussions with her doctor and the care home and it was suggested that a plan of action for her immediate future be drawn up to meet her needs. The form…
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What could this money be?
My Grandmother was sectioned in Jan 2012 under the MH act and discharged back to her own home a few weeks later. In July last year she was sent a cheque for £115 from the hospital where she stayed on a remittance advice form. I found this cheque a couple of weeks ago stashed in a drawer at her house. Gran hadn't understood…
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Robin Hood's Merry Men
My granddaughter's description of the above to one of her friends: "He has some like peeps who he hangs round with x" Hohum
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conflicts in retirement
Just had a bizarre conversation with DH re the amount of time we are committed to things which leave us with little time together in retirement. He over-reacted by saying he will do absolutely nothing, then. So where do we go from here? He hates the thought of my telling him what he can or can't do ( agreed!), yet his…
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Elderly Care Cost Limit Proposals Resulting from Dilnot
On Monday a much trailed announcement will be made about government proposals to limit care costs for the elderly. This will be the government's response to the Dilnot report of 2011. So far these are the trailed proposals. Lower Savings Limit Currently £23250 Dilnot £100,000 Proposed £123,000 with sliding scale of…
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NHS Continuing Healthcare Funding - Cardiff Law School
If you are looking for sources of assistance to claim NHS Continuing Heathcare funding ( CHC ). Cardiff University Law school have a Pro Bono service. Link here: http://www.law.cf.ac.uk/probono/nhschc.html Also a useful page of links from ADASS…
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Catalogue Scam
Sorry I didnt know where to post this, so mods please feel free to move it to a more appropriate place Mum is 76 and has been recieving post for an unknown person at her address for a while, (she has lived there for 30 years, so not previous owner) she has always marked them person unknown and posted them back. Today she…
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Thoughts on walk in bath
Has anyone any experience of these? Bit of background, at the moment I have a shower over the bath, I prefer having a bath but with a bad back sometimes find it difficult to get into the bath. Had though of having a shower cubicle put in the bathroom but it means moving the toilet and would make the bathroom a bit crowded.…
