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Making a will is giving me sleepless nights
I really need to make a will but I am struggling with how to do the right thing. My 2 eldest children are married to people who do not like me and my husband. I really can't bear the thought of them benefiting financially when our time comes. My sons wife is so tight she would split a currant in 2 (we get recycled gifts at…
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What to do with £10,000
Hi Iwill need your advise.I have £10000 which I saved over last few years.I am 52 yrs now and still has to pay £80000 on mortgage which will finish in next 7 years.Can you please suggest as what to do with this money.Shall I pay towards mortgage or invest some whare else.Your advise will be highly appreciated. Averi
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Affordable Couples Funeral Packages
Hi all, Grandma and Grandad have set a side some money to be used for their funerals. However now Grandad has lost capacity and may end up staying in a CH permanently we are concerned that the LA will see this as just money that maybe used to pay towards any CH costs if they decide to. We are therefore wondering if the…
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Dying tidy
ok I am being very objective on this, no emotions just practicalities so that the people left behind know exactly what to do and where things are We made our wills today and dh kept mithering me in the car: what sort of funeral would you want, what hymns, where are the bank accounts etc etc. I have told him over and over…
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hospital plan insurance services advice please
This is my first posting so apologies if I inadvertently breach etiquette. I am trying to help my elderly mother with her paper work, she has dementia. This is a bit over whelming and I am desperate for sound advice. She has a host of policies for Hospital plan Insurance Services for which she is paying over £30 a month.…
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Tax refund now I've retired
I was paying tax on my (PAYE) income whilst working. Since retiring my income is currently too low for me to be liable for tax. Therefore I've paid out tax as normal for a large part of the 2012/13 tax year and presume it is still the case that we can expect a tax refund once that tax year has finished (ie at some point…
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Underpaid tax
I am not very happy this morning as I got a letter from Inland Revenue telling me I have underpaid my tax, not a vast sum at £78 but still annoying. Especially as when I claimed my state pension this year for the first time, I explained that I have a teacher's pension and did I need to notify anyone. I was assured that it…
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Help LPOA
I have a Lasting power of attorney for my MIL who is in a care home , I have since moved , does it matter that my old address is on it or do I have to get it changed .Please does anyone know , as I did it through a solicitor and it was very expensive.
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Power of attorney - Create LPA online!
Hunting around for something else, I found this!
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Using Deed of Variation to add flexibility to will - any problems please?
I am rewriting my will and am thinking of giving everything to a few named people whom I trust, requesting them (but not obliging them) to modify the will, taking account of my further detailed wishes which will be put in accompanying letter(s) which however will not be part of the will, and encouraging them to modify my…
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savings account interest during probate process
Dad died earlier this year. Most of his estate was in Fixed Savings Bonds. All his accounts have been frozen during the probate process. Can anyone tell me if the money in these accounts continues to earn interest until I have the Grant of Representation and withdraw or decide what to do with the money? (I am sole executor)
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Eastbourne-Have bus pass will travel
We're having a week's holiday in Eastbourne. Can anyone recommend interesting bus journeys or interesting places to visit via bus?
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Protective Property Trusts, I Think ?
Hi I have probably posted this in the wrong place but I'm hoping someone can point me in the right direction. My 83 yr old mother owns a lease hold property, which she bought with the proceeds of the house she bought with my father, after he died, but they had been divorced for a number of years beforehand. She's looking…
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Transfer of house deeds after parents died
My father died in 2011. He did not have a will and we did not obtain probate as everything passed over to his wife. Earlier this year his wife - my mum - died. They are survived by myself and my sister, and mum left us everything in her will. We have obtained probate and there is no inheritance tax to pay as we used dad's…
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DIY transfer of equity after mum's death. Land registry advice required
Hi to all but especially to the resident Land Registry offical member:). I am the sole executor of my mum's will and everything is split between myself and my sister ( both over 18!!). My sister has agreed to buy out my half share in mum's freehold and registered house. My question relates to the land reg transfer of…
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Boots over-60s Advantage card - major devaluation
Snailmail received today. Until now, members of Boots' Advantage scheme aged over 60 have received 10% discount on Boots-branded products. Advantage points were earned on the net value at 4 points/£. That scheme is ending. The Health Club (as it is now known) is abolishing the 10% discount from 25 April 2012. Instead they…
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Cheapest way to post parcels?
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senior railcard
senior railcards are going up on the 5th August I have just renewed mine at central library still at £20 but going up to £22.
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Simon Cowell
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What is a fair milage claim for an executor?
I am wondering if someone can help me please, I have an immediate problem with answering a letter from my mothers solicitor agreeing to some executor expenses. [FONT=Times New Roman, serif]I do not wish for anyone to be out-of-pocket, but I believe that any claim has to be reasonable.[/FONT] My mother who lived near the…
