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hospital plan insurance services advice please
This is my first posting so apologies if I inadvertently breach etiquette. I am trying to help my elderly mother with her paper work, she has dementia. This is a bit over whelming and I am desperate for sound advice. She has a host of policies for Hospital plan Insurance Services for which she is paying over £30 a month.…
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Tax refund now I've retired
I was paying tax on my (PAYE) income whilst working. Since retiring my income is currently too low for me to be liable for tax. Therefore I've paid out tax as normal for a large part of the 2012/13 tax year and presume it is still the case that we can expect a tax refund once that tax year has finished (ie at some point…
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Underpaid tax
I am not very happy this morning as I got a letter from Inland Revenue telling me I have underpaid my tax, not a vast sum at £78 but still annoying. Especially as when I claimed my state pension this year for the first time, I explained that I have a teacher's pension and did I need to notify anyone. I was assured that it…
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Help LPOA
I have a Lasting power of attorney for my MIL who is in a care home , I have since moved , does it matter that my old address is on it or do I have to get it changed .Please does anyone know , as I did it through a solicitor and it was very expensive.
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Power of attorney - Create LPA online!
Hunting around for something else, I found this!
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Using Deed of Variation to add flexibility to will - any problems please?
I am rewriting my will and am thinking of giving everything to a few named people whom I trust, requesting them (but not obliging them) to modify the will, taking account of my further detailed wishes which will be put in accompanying letter(s) which however will not be part of the will, and encouraging them to modify my…
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savings account interest during probate process
Dad died earlier this year. Most of his estate was in Fixed Savings Bonds. All his accounts have been frozen during the probate process. Can anyone tell me if the money in these accounts continues to earn interest until I have the Grant of Representation and withdraw or decide what to do with the money? (I am sole executor)
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Eastbourne-Have bus pass will travel
We're having a week's holiday in Eastbourne. Can anyone recommend interesting bus journeys or interesting places to visit via bus?
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Protective Property Trusts, I Think ?
Hi I have probably posted this in the wrong place but I'm hoping someone can point me in the right direction. My 83 yr old mother owns a lease hold property, which she bought with the proceeds of the house she bought with my father, after he died, but they had been divorced for a number of years beforehand. She's looking…
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Transfer of house deeds after parents died
My father died in 2011. He did not have a will and we did not obtain probate as everything passed over to his wife. Earlier this year his wife - my mum - died. They are survived by myself and my sister, and mum left us everything in her will. We have obtained probate and there is no inheritance tax to pay as we used dad's…
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DIY transfer of equity after mum's death. Land registry advice required
Hi to all but especially to the resident Land Registry offical member:). I am the sole executor of my mum's will and everything is split between myself and my sister ( both over 18!!). My sister has agreed to buy out my half share in mum's freehold and registered house. My question relates to the land reg transfer of…
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Boots over-60s Advantage card - major devaluation
Snailmail received today. Until now, members of Boots' Advantage scheme aged over 60 have received 10% discount on Boots-branded products. Advantage points were earned on the net value at 4 points/£. That scheme is ending. The Health Club (as it is now known) is abolishing the 10% discount from 25 April 2012. Instead they…
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Cheapest way to post parcels?
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senior railcard
senior railcards are going up on the 5th August I have just renewed mine at central library still at £20 but going up to £22.
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Simon Cowell
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What is a fair milage claim for an executor?
I am wondering if someone can help me please, I have an immediate problem with answering a letter from my mothers solicitor agreeing to some executor expenses. [FONT=Times New Roman, serif]I do not wish for anyone to be out-of-pocket, but I believe that any claim has to be reasonable.[/FONT] My mother who lived near the…
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Stairlift experiences
My mother-in-law is 84 and living alone in her own home. She is reasonably spry and mobile, but the stairs are gradually becoming more and more of a challenge. And so we are starting to think about stairlifts - a subject of which I know nothing, save for the name Stannah! Sshe lives in an end terrace house, with a dog leg…
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Enduring Power of Attorney and Cash ISA
I have just been granted EPA for my father as unfortunately he is now in a nursing home. He has a Halifax cash ISA which is earning next to nothing in interest and therefore needs moving to a different provider. The amount in the account is about 4,000 so I plan to register the EPA with Halifax, close the account and then…
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How to use enduring power of attorney??
My mum and I completed an enduring power of attorney form some years ago, before the lasting power of attorney came into being. She is now 90 and wants me to manage her finances. How do I use the p of a?? I don't think I need to register it with the Court of Protection or any one else from the Gov as she is still mentally…
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Tenants in common
Hi, a friend of mine has been advised to put her and her husband's house in Tenants in common, rather than joint names, this has been done with a Solicitor. Apparently if one of you has to go in a home then they can only take half of the house when the time comes after you have both passed on, rather than the whole amount…
