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Any Carbon Monoxide Alarm Deals ?
Today we had the Fire Brigade around to my Grans to do a safety check and give her advice. They replaced her old smoke alarms for free..yay The also recommended that we get her a Carbon Monoxide Alarm as she has a gas appliances. Does anyone know of a decent CMA on offer at the moment ?
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To get joint Life Insurance... or separate policies?
My OH and I are both over 60 have two years left on our repayment mortgage - less than £9,000 - and need to find a life insurance to cover us for that period. It seems that most if not all life insurances have a minimum term cover, ie 4-5 years. Would appreciate advice on whether it would be better to have a joint policy…
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Contesting a will
Just can't get this off my mind. I wish I had a switch to do that in my brain. Dad died. He was happily married to Mum until late 70's when Mum died. I was pleased he remarried, he was happy, and I liked her. Our 'family home' was always said, whaterver, to be for me and my sister 'at the end of the day'. Dad moved from…
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tenants in common
There are a lot of websites offering to do this online and you pay up front. Are they safe
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Divorce...
I have been seperated now for about 21 years, and have a new partner who'm I love very much. I now need to divorce my legal wife but I am not sure how or where to start. There are no complications like money or kids involved, so pretty much straight forward. Is there someone with some good advice. as I really need to sort…
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Brighouse Third Age Group Registration Day
Registration day is on Monday 16th September 2013, 10am to 1.00pm Classes will commence on the following Monday the 23rd of September 2013. Click here for more information. Fortyfoot
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Making a will is giving me sleepless nights
I really need to make a will but I am struggling with how to do the right thing. My 2 eldest children are married to people who do not like me and my husband. I really can't bear the thought of them benefiting financially when our time comes. My sons wife is so tight she would split a currant in 2 (we get recycled gifts at…
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What to do with £10,000
Hi Iwill need your advise.I have £10000 which I saved over last few years.I am 52 yrs now and still has to pay £80000 on mortgage which will finish in next 7 years.Can you please suggest as what to do with this money.Shall I pay towards mortgage or invest some whare else.Your advise will be highly appreciated. Averi
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Affordable Couples Funeral Packages
Hi all, Grandma and Grandad have set a side some money to be used for their funerals. However now Grandad has lost capacity and may end up staying in a CH permanently we are concerned that the LA will see this as just money that maybe used to pay towards any CH costs if they decide to. We are therefore wondering if the…
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Dying tidy
ok I am being very objective on this, no emotions just practicalities so that the people left behind know exactly what to do and where things are We made our wills today and dh kept mithering me in the car: what sort of funeral would you want, what hymns, where are the bank accounts etc etc. I have told him over and over…
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hospital plan insurance services advice please
This is my first posting so apologies if I inadvertently breach etiquette. I am trying to help my elderly mother with her paper work, she has dementia. This is a bit over whelming and I am desperate for sound advice. She has a host of policies for Hospital plan Insurance Services for which she is paying over £30 a month.…
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Tax refund now I've retired
I was paying tax on my (PAYE) income whilst working. Since retiring my income is currently too low for me to be liable for tax. Therefore I've paid out tax as normal for a large part of the 2012/13 tax year and presume it is still the case that we can expect a tax refund once that tax year has finished (ie at some point…
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Underpaid tax
I am not very happy this morning as I got a letter from Inland Revenue telling me I have underpaid my tax, not a vast sum at £78 but still annoying. Especially as when I claimed my state pension this year for the first time, I explained that I have a teacher's pension and did I need to notify anyone. I was assured that it…
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Help LPOA
I have a Lasting power of attorney for my MIL who is in a care home , I have since moved , does it matter that my old address is on it or do I have to get it changed .Please does anyone know , as I did it through a solicitor and it was very expensive.
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Power of attorney - Create LPA online!
Hunting around for something else, I found this!
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Using Deed of Variation to add flexibility to will - any problems please?
I am rewriting my will and am thinking of giving everything to a few named people whom I trust, requesting them (but not obliging them) to modify the will, taking account of my further detailed wishes which will be put in accompanying letter(s) which however will not be part of the will, and encouraging them to modify my…
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savings account interest during probate process
Dad died earlier this year. Most of his estate was in Fixed Savings Bonds. All his accounts have been frozen during the probate process. Can anyone tell me if the money in these accounts continues to earn interest until I have the Grant of Representation and withdraw or decide what to do with the money? (I am sole executor)
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Eastbourne-Have bus pass will travel
We're having a week's holiday in Eastbourne. Can anyone recommend interesting bus journeys or interesting places to visit via bus?
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Protective Property Trusts, I Think ?
Hi I have probably posted this in the wrong place but I'm hoping someone can point me in the right direction. My 83 yr old mother owns a lease hold property, which she bought with the proceeds of the house she bought with my father, after he died, but they had been divorced for a number of years beforehand. She's looking…
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Transfer of house deeds after parents died
My father died in 2011. He did not have a will and we did not obtain probate as everything passed over to his wife. Earlier this year his wife - my mum - died. They are survived by myself and my sister, and mum left us everything in her will. We have obtained probate and there is no inheritance tax to pay as we used dad's…
