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Transfer of house deeds after parents died
My father died in 2011. He did not have a will and we did not obtain probate as everything passed over to his wife. Earlier this year his wife - my mum - died. They are survived by myself and my sister, and mum left us everything in her will. We have obtained probate and there is no inheritance tax to pay as we used dad's…
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DIY transfer of equity after mum's death. Land registry advice required
Hi to all but especially to the resident Land Registry offical member:). I am the sole executor of my mum's will and everything is split between myself and my sister ( both over 18!!). My sister has agreed to buy out my half share in mum's freehold and registered house. My question relates to the land reg transfer of…
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Boots over-60s Advantage card - major devaluation
Snailmail received today. Until now, members of Boots' Advantage scheme aged over 60 have received 10% discount on Boots-branded products. Advantage points were earned on the net value at 4 points/£. That scheme is ending. The Health Club (as it is now known) is abolishing the 10% discount from 25 April 2012. Instead they…
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Cheapest way to post parcels?
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senior railcard
senior railcards are going up on the 5th August I have just renewed mine at central library still at £20 but going up to £22.
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Simon Cowell
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What is a fair milage claim for an executor?
I am wondering if someone can help me please, I have an immediate problem with answering a letter from my mothers solicitor agreeing to some executor expenses. [FONT=Times New Roman, serif]I do not wish for anyone to be out-of-pocket, but I believe that any claim has to be reasonable.[/FONT] My mother who lived near the…
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Stairlift experiences
My mother-in-law is 84 and living alone in her own home. She is reasonably spry and mobile, but the stairs are gradually becoming more and more of a challenge. And so we are starting to think about stairlifts - a subject of which I know nothing, save for the name Stannah! Sshe lives in an end terrace house, with a dog leg…
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Enduring Power of Attorney and Cash ISA
I have just been granted EPA for my father as unfortunately he is now in a nursing home. He has a Halifax cash ISA which is earning next to nothing in interest and therefore needs moving to a different provider. The amount in the account is about 4,000 so I plan to register the EPA with Halifax, close the account and then…
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How to use enduring power of attorney??
My mum and I completed an enduring power of attorney form some years ago, before the lasting power of attorney came into being. She is now 90 and wants me to manage her finances. How do I use the p of a?? I don't think I need to register it with the Court of Protection or any one else from the Gov as she is still mentally…
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Tenants in common
Hi, a friend of mine has been advised to put her and her husband's house in Tenants in common, rather than joint names, this has been done with a Solicitor. Apparently if one of you has to go in a home then they can only take half of the house when the time comes after you have both passed on, rather than the whole amount…
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Paying for care home
Not sure if this is the right board to post this in but here goes. I am posting on behalf of my mother in law. Her father has been in a residential care home for a few years, he owned property that was sold, he also had savings and the money from that and his pension was used to pay for the car home. Which is now running…
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Golden Charter Family Protection Trust
My Mum and several of her friends have chosen and prepaid their funeral through Golden Charter. Now some of them are being approached about something called Family Protection Trust. This seems to be paying a 'bond' which protects against having to pay any future care home costs, and most importantly, losing their biggest…
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My Gran
Hi I apologise in advance as this post could turn into a long one... My Gran is 88 and still lives independently, my Dad lives nearby (my Mum died 3 years ago) as does one of my sisters; myself and my other two sisters live in the same county though about 20 miles away so don't get over as much as we would like. My Gran is…
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Nursing home neglect
First of all, I don't know if this is in the right forum, but monkeyspanner has been so helpful in the past. My 84 year old Aunt suffered neglect in a nursing home, resulting in her breaking her leg, she then developed pneumonia and was in a critical condition. We made a complaint against the N/H to the local council who…
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Any way to put a second property in trust for disabled son?
Is there any way my mother can put her second property in trust for me? She is living in our jointly owned property in a kind of granny flat arrangement and the second property provides her with an income. She is getting on and would like to insure that the property would go to me. The concerns are that I would lose any…
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Equitable Life - Treasury "cannot find" 20% of policyholders
The treasurys Equitable Life compensation scheme administered by NS&I has failed to find 20% of Equitable policyholders eligible for compensation. If you had an Equitable life policy and have not heard anything you should contact the compensation scheme. The treasury has published the following statement."Policyholders who…
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Is the executor of my mother's will acting fairly?
My mother passed away nearly 3 years ago and her will has still not been tied up. Her estate is to be split equally between her two children, myself and my brother, who is acting as the executor. My mother was in a care home for a number of years and that bill has still not been settled (which runs into tens of thousands…
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60+ londoners...free travel
Apologies if this has been posted before. If you are over 60 and living in a london borough but don't yet qualify for your freedom pass, you can get a 60+ travel card fromm tfl which allows free travel on london buses and tubes. No restrictions as to time you can use it. I just got mine and am saving over £1200 on my…
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Different Types of POA
My mother-in-law is in a care home and nearing the end of her life following a series of strokes. She is unable to communicate and is not eating or drinking. We have had discussions with her doctor and the care home and it was suggested that a plan of action for her immediate future be drawn up to meet her needs. The form…