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How do I plan or arrange my disposal when I dont want a funeral/service or anything?
I have been thinking and realise I do not want any kind of funeral. I dont want a service or anything and I don't know how to start to go about preparing for this to save any hassle when I'm gone. I just want to go and thats it. I know my body will have to be disposed of but I dont know what options there would be without…
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"One in three over-65s develop dementia"
I have noticed that, in order to encourage creating Powers of Attorney, this week's Email includes the statement that "One in three over-65s develop dementia.". This is repeating a statement promulgated by the Alzheimer's Society. I wonder whether the staff working on the Email considered whether the statement was…
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Government alters payment for care proposals
The Government has sneaked out alterations to its care payment proposals. http://uk.finance.yahoo.com/news/pensioners-more-23-000-savings-115024900.html
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I'm a bit annoyed.
I am a professional house/petsitter. I have been doing this for just over a year. Today I thought it was time to register with HMRC as I will need to send in a self-assessment tax form for 2012-13. I rang them up and duly registered as self-employed. I do not have to pay NI as I am over retirement age. I also will not have…
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Health and Welfare Power of Attorney
We are thinking of creating a H&W LPOA for my mother in law. As we have some experience in creating our own LPAs (not H&W though) I am hoping to avoid having to go through the solicitor again, as it's very expensive. The form is straightforward enough once you have read it six or seven times. However I am wondering if…
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Anyone used passinglives.com?
Just stumbled upon this site passinglives.com (as a newbie they won't let me post a link). It looks to be a new online obituary site. I just lost someone close and this looks cheaper and better for me to use (as I live in a completely different location to most families so a newspaper obituary isn't an option for me…
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own house but want to extend
We have no mortgage but want to extend kitchen. What is best way to borrow money.
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Question about my Will
Me and OH changed our wills 6 yrs ago reflecting that we had changed the house from Joint tenants to tenants in Common. We used a local firm advertised as **** Legal Services. Everything seemed in order and the witnesses to our signatures was the solicitor who drew up the documents and a family friend. We have recently…
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Dental treatment while on holiday
I need some info for a good friend of mine, she been on holiday and had one of the E111 cover, which she thought that she could use for a very bad tooth ache. The dentist charge her 600 euros for treatment can she claim that back. :T
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What is the poverty line?
My husband claims that we are living below the poverty line. When I asked him if he knew what the up to date figures were for the poverty he admitted that he had no idea. I haven't been able to find any up to date figures and I wondered if anyone else knew what they were. There are lots of stories about percentages of…
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Any Carbon Monoxide Alarm Deals ?
Today we had the Fire Brigade around to my Grans to do a safety check and give her advice. They replaced her old smoke alarms for free..yay The also recommended that we get her a Carbon Monoxide Alarm as she has a gas appliances. Does anyone know of a decent CMA on offer at the moment ?
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To get joint Life Insurance... or separate policies?
My OH and I are both over 60 have two years left on our repayment mortgage - less than £9,000 - and need to find a life insurance to cover us for that period. It seems that most if not all life insurances have a minimum term cover, ie 4-5 years. Would appreciate advice on whether it would be better to have a joint policy…
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Contesting a will
Just can't get this off my mind. I wish I had a switch to do that in my brain. Dad died. He was happily married to Mum until late 70's when Mum died. I was pleased he remarried, he was happy, and I liked her. Our 'family home' was always said, whaterver, to be for me and my sister 'at the end of the day'. Dad moved from…
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tenants in common
There are a lot of websites offering to do this online and you pay up front. Are they safe
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Divorce...
I have been seperated now for about 21 years, and have a new partner who'm I love very much. I now need to divorce my legal wife but I am not sure how or where to start. There are no complications like money or kids involved, so pretty much straight forward. Is there someone with some good advice. as I really need to sort…
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Brighouse Third Age Group Registration Day
Registration day is on Monday 16th September 2013, 10am to 1.00pm Classes will commence on the following Monday the 23rd of September 2013. Click here for more information. Fortyfoot
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Making a will is giving me sleepless nights
I really need to make a will but I am struggling with how to do the right thing. My 2 eldest children are married to people who do not like me and my husband. I really can't bear the thought of them benefiting financially when our time comes. My sons wife is so tight she would split a currant in 2 (we get recycled gifts at…
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What to do with £10,000
Hi Iwill need your advise.I have £10000 which I saved over last few years.I am 52 yrs now and still has to pay £80000 on mortgage which will finish in next 7 years.Can you please suggest as what to do with this money.Shall I pay towards mortgage or invest some whare else.Your advise will be highly appreciated. Averi
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Affordable Couples Funeral Packages
Hi all, Grandma and Grandad have set a side some money to be used for their funerals. However now Grandad has lost capacity and may end up staying in a CH permanently we are concerned that the LA will see this as just money that maybe used to pay towards any CH costs if they decide to. We are therefore wondering if the…
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Dying tidy
ok I am being very objective on this, no emotions just practicalities so that the people left behind know exactly what to do and where things are We made our wills today and dh kept mithering me in the car: what sort of funeral would you want, what hymns, where are the bank accounts etc etc. I have told him over and over…
