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Cheaper Xmas Stamps From Royal Mail If On Pension Credit Etc.
"If you receive Pension Credit, Employment and Support Allowance, Incapacity Benefit or Unemployability Supplement, you can buy up to 36 stamps in either books of 6 or 12 at our Christmas 2011 prices." http://www.royalmail.com/services/personal-delivery-options-uk/christmas-offer?campaignid=stampoffer-redirectR
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CHC dementure care assesment... any advice please?
I have had a bit a kick in this direction to ask for advice regarding my father's funding for ongoing residential demeture care. He has been cared for at home by my mum for nine years since his diagnosis, but earlier this years things became unmanageable and almost dangerous with dad being admitted into respite that day.…
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Urgent : Gift aid
A note to everyone! A friend was persuaded last year to sign up to gift aid by several local charity shops as she was clearing her house and donating a lot of books and clothes in their stores. Thinking she paid tax, as tax debits showed up on her various share dividends she signed up for several charity shops as being a…
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Winter Fuel Payment - I'll be 63 when I get it
I am approaching 60 years of age - Imagine ! I thought I'd check whether I was eligible to get the allowance this year. No such luck. I was born in December 1952 but I won't get it until the winter of 2015-16. Here is the Direct Gov web page…
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My mum made a will with free wills month and has received a will with errors & a Bill
My mum has been saying for a while she needed to update her will but couldn't afford to so, when I heard about free wills month I suggested she use that especially as it was in our area in October. Anyway, she booked an appointment with a solicitor during free wills month and told them when she booked and also when she…
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Parents thinking of moving back from Spain
My dad is 86, my mum a little younger. They have lived away since they retired almost 30 years ago. They are thinking of selling up in Spain to move back to be near me (or we both sell up and buy a place together). Currently their apartment isn't worth as much as he had hoped. What things do they need to bear in mind,…
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Equity Release
Being a houseowner (lucky me) & aged 51 & looking to release equity from my estate....wondering why you have to be aged 55+ to do so? Does anyone out there know how to release equity at such a young age as mine?
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MRSA and turkeys
there is a new strain of mrsa and it has been found in turkeys. It is a reported low risk but a risk too far for us. Dh has two metal hips and this bacteria likes metal. It has been found in 2/3 of turkeys on a farm in east anglia Is this the thin edge of a bigger problem? anyway I have cancelled my turkey order, which I…
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Pre-Paid Care Insurance - mis-sold?
I've just discovered my mother bought a pre-paid care at home insurance policy many years ago. At 10 years into the policy the benefits were adjusted (down by over 50%) and she was asked to pay another £10k or so if she wanted to maintain the original benefits. In addition. a year or so ago she tried to claim to buy some…
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Union fees in retirement
Not sure if this is in the correct place but here goes. I retired from teaching, taking my pension early when I was 56. I did a little bit of supply until just over two years ago. I reduced my union fees when I did supply and intended to stop paying altogether once fully retired. I am 62 now. I cancelled my direct debit…
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can we give are kids are home
me and my wife are both 70 and in pretty good health,are two sons one 44 other 42 live with us and have all there lives,the question is if we go into care will they be turfed out of there home to pay for are care,we have no savings and own are home,thanks
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Claiming at 58
I find myself for the first time in the none working catogrey after a long illness. I am currently on Income support and DLA middle rate.with my wife as my career. I have never found myself in all my life in such depressing times. With these being very hard times and at the age of 58 is there anything i can claim for to…
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Elderly aunty,
Not sure if this is in the correct forum if not could some one please point me in the right direction. Hi looking for advice about my elderly Aunty. She is 92 years old and unfortunately unable to look after herself in her sheltered housing flat anymore. She has been in hospital since July. We are looking at nursing homes…
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Signing Over Home to Children
My Mum wants to sign over her house to me, I will then pay off the remaining mortgage, and refurbish the house, she will then stay in the home. Would my brother (who has nothing to do with the family) be able to make a claim against the house, when she dies? If so, how do I make sure this doesn't happen and if I can't how…
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winter fuel allowance
I keep getting told that I should put in my claim for this - because I am 60 now. I'd quite happily do so - since I am both retirement age and retired. However, I'd thought that it wasn't possible to get it these days until you reach your personal State Pension Age. I don't reach my own personal State Pension Age for about…
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Which? Legal Service offers free will
Just announced: if you join Which? Legal Service @ £43pa, you get a free will (for an individual or a couple). Protect your loved ones with a FREE will Simply call 01992 878 326. to subscribe to Which? Legal Service for just £43 and get your FREE Which? Will Want to make sure your estate goes to the right people when you…
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Need Help Trying to Sell a Mobility Scooter
Hi Everyone I'm looking for a bit of advice and wondering if someone can point me in the right direction. I'm trying to sell a second hand mobility scooter that belonged to my father, he bought it in December 2012 for £1,800 used it maybe 6 times then sadly passed away in February this year. He did a little bit of damage…
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Fluorescent Lighting
My neighbour has this light fitting in bathroom and it flickers when turned on at night time, but OT says said that the flickering cannot be seen during day time. Does anyone know if there is light fitting that does not flicker at night time as this light fitting give him headaches and stop him getting to sleep at night…
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Saga freebies - Magazine and Alfie Bow signed CD
Win a signed copy of Trust by Alfie Boe and if you follow them on twitter @SagaUK and retweet any tweet that has #WinWithSaga you can get a free subscription to their magazine :T:T:T
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Denied a social worker in Wales - Is this normal?
Our neighbours, a couple in their 70s, are both ill, one has terminal cancer and the other has mental health problems. Due to their deteriorating health their daughter who lives overseas has returned to the UK for a week to try to assist in establishing a new living arrangement for one or both of them. She has been…
