-
OvivoMobile Closes Down.One of MSE Over 50 recommendations.
In a recent e-mail ovivo mobile was suggested as useful money saving tip for over 50,s. Unfortunately they have gone bust. See https://www.ovivomobile.com Also see this thread. https://forums.moneysavingexpert.com/discussion/4925875
-
Shares versus funeral plan
My Mum is 75 this year and has shares with M&S that she says will currently cover the cost of a funeral. She has spoken with a rep from Golden Charter about having a funeral plan. She doesn't know whether to cash in her shares now and pay up front for the plan; keep the shares and pay monthly for the plan; or not have a…
-
Understanding deferred state pension
Hi, I'd be grateful for advice on this if anyone knows how pension deferral works and how it affects other things. A good friend of ours (single and living alone) will be 66 on 2nd October. She continued working part time when she reached 60 and so deferred her state pension (she won't qualify for full state pension ...and…
-
Terrified of retirement
At 67 I am still working full time (self employed) but circumstances dictate that I will need to retire in about six months. Unfortunately my income has never been sufficient to allow me to make reasonable pension plans. I have deferred my state pension for 7 years and will have a tiny private pension of approx £60 per…
-
Executor bank account
My uncle died a year ago and I was joint executor with my aunt for his estate. We recovered all funds from his accounts into an executor bank account, then paid all beneficiaries on his will from this account. The remainder of the money in the account was then due to be passed to my aunt, according to the will. However, my…
-
Extra soft flannels
My mother is 92 years old and is in a nursing home. She is very frail and has lost a lot of weight. Her skin is very fragile, almost wafer thin and bruises very easily. Can anyone recommend any very soft flannels or similar that the carers can use when they wash her? Grateful thanks.
-
wrong thread
wrong thread
-
Gifting to Grandchildren
MIL has excess income each month and would like to gift appx £100.00 x5 each month She is 85 IHT is not an issue The grandchildren are direct beneficiaries in her Will She is living independently in her own home. The gifts would be out of her income not her assets/capital. Are there any other implications we should be…
-
W H Smith £5 evoucher Red spotted hanky
Has anyone come across this?
-
Giving away money - do we both have to live for 7 years?
My wife, who is much younger than me, wants to give a not inconsiderable sum to our son. If the money comes from her own account, do I have to survive for seven years as well as her? What if it comes from a joint account but she signs the cheque herself? I've searched everywhere to try and find the answer... Thanks in…
-
How much is 'enough' for a single pensioner?
Dear all, Your advice would be much appreciated as I'm sooooo frustrated... As I've posted in other threads, my hubby is likely to lose his incapacity benefit in 5 weeks' time, and because I work full time he's not entitled to JSA, so we will need to tighten our belts a bit. We've worked out all our bills etc and once…
-
Years 50-60 compared to 40-50?
My DH is nearly ten years older than me and turns 50 this year. From 40-50 he didn't change much apart from losing more hair and getting a bigger tummy! This last few months though he has had a bad knee that hasn't got better and his *ahem* "bedtime action" has massively decreased. I'm getting a bit worried about how…
-
elderly aunt.
Hi everyone this a follow up and another question about this post. https://forums.moneysavingexpert.com/discussion/4823053 So the time has come and my Aunt has been in a nursing home since the 30th December. We had a meeting with the nursing home and social worker on Friday. She will defiantly staying there and My mum has…
-
Over 50s Money Saving Board - please read for links to important topics
This is the new Over 50s Money Saving Board Sticky where links to all current important threads will be kept. Links: Continuing Health Care - Preparing to fight PCT's decision Great 'What discounts can I get now I'm over 60?' Hunt Living abroad tips and hints for money savers Pension Credits, WFA and other websites
-
Ruling on home and care fees
Not sure if this is the correct place - not even sure if this new ruling will be challenged and not seen it reported anywhere else apart from Daily Telegraph! http://www.telegraph.co.uk/finance/personalfinance/insurance/longtermcare/10630236/Over-60s-with-parents-in-care-dont-have-to-sell-homes.html This says that a judge…
-
Regret number of kids?
I would love to hear opinions of over 50s on whether their lives would be better or worse now if they had more or less kids. I'm wondering whether to have a third and while of course there are the obvious money and time factors what I'd really like to know is what it might be like as we become an older couple; would 2…
-
Economics of Retiring
Starting to think about how people manage their finances, life, family commitments and extra leisure time once retired and whether or not we're properly positioned money wise, leisure wise, shifting into a different mindset 'wise'.... Hmmm, how did you prepare for a 'downshift', in money and an 'upshift', in time ? Did you…
-
You know you are getting on a bit when....
Lucian from the Liver Birds is playing the ageing father of the lead in "Good Cop":eek: where's his rabbits?
-
How many of you are positive about flat living in retirement?
I ask because I get quite frustrated with flat living. We moved into a flat about 7 years ago, but I have never really settled in and relaxed. Largely due to my antipathy it does not feel like our forever home despite all the improvements we have undertaken. There are positives like security, lock up and leave, and easy to…
-
Workplace pensions
Hello At the age of 62 do you think as I do that it would be better for me to opt out of the Workplace pension.
