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Ruling on home and care fees
Not sure if this is the correct place - not even sure if this new ruling will be challenged and not seen it reported anywhere else apart from Daily Telegraph! http://www.telegraph.co.uk/finance/personalfinance/insurance/longtermcare/10630236/Over-60s-with-parents-in-care-dont-have-to-sell-homes.html This says that a judge…
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Regret number of kids?
I would love to hear opinions of over 50s on whether their lives would be better or worse now if they had more or less kids. I'm wondering whether to have a third and while of course there are the obvious money and time factors what I'd really like to know is what it might be like as we become an older couple; would 2…
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Economics of Retiring
Starting to think about how people manage their finances, life, family commitments and extra leisure time once retired and whether or not we're properly positioned money wise, leisure wise, shifting into a different mindset 'wise'.... Hmmm, how did you prepare for a 'downshift', in money and an 'upshift', in time ? Did you…
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You know you are getting on a bit when....
Lucian from the Liver Birds is playing the ageing father of the lead in "Good Cop":eek: where's his rabbits?
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How many of you are positive about flat living in retirement?
I ask because I get quite frustrated with flat living. We moved into a flat about 7 years ago, but I have never really settled in and relaxed. Largely due to my antipathy it does not feel like our forever home despite all the improvements we have undertaken. There are positives like security, lock up and leave, and easy to…
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Workplace pensions
Hello At the age of 62 do you think as I do that it would be better for me to opt out of the Workplace pension.
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Urgent help pls. How can elderly housebound man withdraw cash from bank?
I know that title sounds peculiar but I wanted to try to explain my problem in the Title. A very close elderly friend of mine has quickly become housebound and is now running out of ready cash. I managed to set up direct debits for all his usual monthly outgoing bills by phoning the companies concerned from his house and…
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Question about wage status / concessions for 50+
Hi Everyone I wonder if you can help. I'll be retiring soon aged 58 and on a private pension but won't get my state pension until I am 66. My question is about concessions for over 50s - for entry to places and courses etc. Can I ask for concessionary rates as I am on a low wage but have no evidence of income like a…
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Hubby retiring, reviewing the budget...
Hello, I've been doing a spreadsheet with our ins and outs. We have paid for the last 20 years for "whole of life" life insurance ( I know). I am going to cancel this after I have arranged some term insurance. I can't decide whether we actually need any life insurance now. Our daughter is 20 and is working ( just finished…
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Care home top up fees - worried about the cost
I've posted this in the marriage and families board, but it was suggested I might get more of a response over here. Anyhow, here's the situation: Elderly Granny has been deemed by Social Workers unfit to return to her home and must go into Residential Care. My Parents have been told that they must pay the top up fees,…
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Mortgage ending. Cannot pay the balance
Hi, I have a friend who has a house where he has lived for many years. When his mother died he inherited a half share but in order to remain in the house he had to buy his sibling's share. He took out a mortgage with the Woolwich. There is still £60k outstanding. The house is worth about £170k. The mortgage is to be repaid…
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£10 M&S voucher- visit McCarthy & Stone
(No minimum or maximum age specified) Take a guided tour of any one of the McCarthy & Stone developments as listed on the link below before February 28th 2014 to receive £10 M&S voucher. Royal Voluntary Service will also receive £10 donation. http://www.mccarthyandstone.co.uk/terms-and-conditions/rvs-visitor-incentive/…
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Elliotts Holiday timeshare
Hello, Im not sure if this is the right area to ask this but my parents have had a 1/52th timeshare in a villa (they own 1 week at year). They have to pay management fees each year. They have been told that the liability will pass to my sister and myself when they die. Is this legal? Thanks for any information Tim
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Free passport for over 60's ?
We read in 'The Sun' that you should get a free passport if you are over 60 - is this true? I know its not the most reliable paper!
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first days of retirement - Decompression Zone
So - I have now just retired. It's been long-awaited. I have been/am looking forward to it and have plans to use all that extra free time:D I've used the phrase "Decompression Zone" - because I guess that's what I'm in now. Right now I'm bone-weary (physically and mentally) - not helped by a pain in a fingerpad hurting…
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Meeting Nursing Home Fees.
We are in the situation where Mum and Dad have gone into a Nursing Home and we are in the process of selling their Flat to meet the the cost of their care. After allowances etc. but including their amount that they can retain which is £46,500 there will be about £69,000 to invest with the proceeds of the investments going…
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Vote and dementia or other
Hello, I've been wondering if someone is in care & they suffer from demetia or some such awful thing - what happens to their vote? Do they still get one? Many thanks
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Computer language.
This computer talk is driving me nuts.:j Memory was something you lost with age. An application was something you completed when looking for a job. A programme was a TV show. A cursor was someone who used foul language. A keyboard was a piano. A web was a spider’s home. A virus was the Flu. A CD was something written on…
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Equity release for elderly parent care
Long story so will keep the question short! Parents live in a house worth c£500,000. Father has dementia and now mother very frail following stroke. Need to get 24/7 carers to live in and possibly convert upstairs into a flat. Can we release equity to pay for their care until they die? We are four siblings and this is…
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what to write on a christmas card
My SiL has just lost a nephew under in exceptional circumstances and very sudden, I am not sure what to put on her Christmas card. I do not normally send Christmas card to them but have spoken to her many times recently due to other illness in the family. Not even sure that I should send a Christmas card. Any help please.…
