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Union fees in retirement
Not sure if this is in the correct place but here goes. I retired from teaching, taking my pension early when I was 56. I did a little bit of supply until just over two years ago. I reduced my union fees when I did supply and intended to stop paying altogether once fully retired. I am 62 now. I cancelled my direct debit…
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can we give are kids are home
me and my wife are both 70 and in pretty good health,are two sons one 44 other 42 live with us and have all there lives,the question is if we go into care will they be turfed out of there home to pay for are care,we have no savings and own are home,thanks
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Claiming at 58
I find myself for the first time in the none working catogrey after a long illness. I am currently on Income support and DLA middle rate.with my wife as my career. I have never found myself in all my life in such depressing times. With these being very hard times and at the age of 58 is there anything i can claim for to…
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Elderly aunty,
Not sure if this is in the correct forum if not could some one please point me in the right direction. Hi looking for advice about my elderly Aunty. She is 92 years old and unfortunately unable to look after herself in her sheltered housing flat anymore. She has been in hospital since July. We are looking at nursing homes…
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Signing Over Home to Children
My Mum wants to sign over her house to me, I will then pay off the remaining mortgage, and refurbish the house, she will then stay in the home. Would my brother (who has nothing to do with the family) be able to make a claim against the house, when she dies? If so, how do I make sure this doesn't happen and if I can't how…
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winter fuel allowance
I keep getting told that I should put in my claim for this - because I am 60 now. I'd quite happily do so - since I am both retirement age and retired. However, I'd thought that it wasn't possible to get it these days until you reach your personal State Pension Age. I don't reach my own personal State Pension Age for about…
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Which? Legal Service offers free will
Just announced: if you join Which? Legal Service @ £43pa, you get a free will (for an individual or a couple). Protect your loved ones with a FREE will Simply call 01992 878 326. to subscribe to Which? Legal Service for just £43 and get your FREE Which? Will Want to make sure your estate goes to the right people when you…
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Need Help Trying to Sell a Mobility Scooter
Hi Everyone I'm looking for a bit of advice and wondering if someone can point me in the right direction. I'm trying to sell a second hand mobility scooter that belonged to my father, he bought it in December 2012 for £1,800 used it maybe 6 times then sadly passed away in February this year. He did a little bit of damage…
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Fluorescent Lighting
My neighbour has this light fitting in bathroom and it flickers when turned on at night time, but OT says said that the flickering cannot be seen during day time. Does anyone know if there is light fitting that does not flicker at night time as this light fitting give him headaches and stop him getting to sleep at night…
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Saga freebies - Magazine and Alfie Bow signed CD
Win a signed copy of Trust by Alfie Boe and if you follow them on twitter @SagaUK and retweet any tweet that has #WinWithSaga you can get a free subscription to their magazine :T:T:T
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Denied a social worker in Wales - Is this normal?
Our neighbours, a couple in their 70s, are both ill, one has terminal cancer and the other has mental health problems. Due to their deteriorating health their daughter who lives overseas has returned to the UK for a week to try to assist in establishing a new living arrangement for one or both of them. She has been…
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How do I plan or arrange my disposal when I dont want a funeral/service or anything?
I have been thinking and realise I do not want any kind of funeral. I dont want a service or anything and I don't know how to start to go about preparing for this to save any hassle when I'm gone. I just want to go and thats it. I know my body will have to be disposed of but I dont know what options there would be without…
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"One in three over-65s develop dementia"
I have noticed that, in order to encourage creating Powers of Attorney, this week's Email includes the statement that "One in three over-65s develop dementia.". This is repeating a statement promulgated by the Alzheimer's Society. I wonder whether the staff working on the Email considered whether the statement was…
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Government alters payment for care proposals
The Government has sneaked out alterations to its care payment proposals. http://uk.finance.yahoo.com/news/pensioners-more-23-000-savings-115024900.html
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I'm a bit annoyed.
I am a professional house/petsitter. I have been doing this for just over a year. Today I thought it was time to register with HMRC as I will need to send in a self-assessment tax form for 2012-13. I rang them up and duly registered as self-employed. I do not have to pay NI as I am over retirement age. I also will not have…
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Health and Welfare Power of Attorney
We are thinking of creating a H&W LPOA for my mother in law. As we have some experience in creating our own LPAs (not H&W though) I am hoping to avoid having to go through the solicitor again, as it's very expensive. The form is straightforward enough once you have read it six or seven times. However I am wondering if…
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Anyone used passinglives.com?
Just stumbled upon this site passinglives.com (as a newbie they won't let me post a link). It looks to be a new online obituary site. I just lost someone close and this looks cheaper and better for me to use (as I live in a completely different location to most families so a newspaper obituary isn't an option for me…
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own house but want to extend
We have no mortgage but want to extend kitchen. What is best way to borrow money.
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Question about my Will
Me and OH changed our wills 6 yrs ago reflecting that we had changed the house from Joint tenants to tenants in Common. We used a local firm advertised as **** Legal Services. Everything seemed in order and the witnesses to our signatures was the solicitor who drew up the documents and a family friend. We have recently…
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Dental treatment while on holiday
I need some info for a good friend of mine, she been on holiday and had one of the E111 cover, which she thought that she could use for a very bad tooth ache. The dentist charge her 600 euros for treatment can she claim that back. :T