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Had a problem with a funeral plan?
Has anyone had a problem with a funeral plan ie being asked for more money, pressure from company on remaining relatives etc? I am considering Age UK and the Co-op but have found downsides to both. But maybe all companies have a downside? many thanks, Jayess
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Possible early retirement
Hello everybody, this is my first post so please be kind! I have spent a lot of time on this site recently and it is full of good advice so here goes with my query about possible early retirement. I am 54 with £430K savings (£410K equities, £20K cash). I will receive a deferred DB pension at 60 worth around £8K at today's…
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New "Nest" pension scheme
My husband reaches 65 in October this year. He wont be finishing work but more than likely go part time, 3 or 4 days a week. However, his employer has sent alot of information about the new Nest scheme. We arent sure whether its worth him enrolling. If he does, when he decides he wants to finish work, can he withdraw the…
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Retired penioner with £10,000 (Current Account)
I am a retired penioner with £10,000, and am looking for a current account with interest,(with no funding every month or monthly direct debits) I am not looking for credit or overdrafts, just a debit card to access the account, can anyone advise please ?
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Construction Industry Holiday Stamp Scheme
Does any know of the CI holiday stamp scheme which allows someone to claim back the stamps they paid back in the 70s and 80s? I have heard you need to have 80 weeks. My husband has 59 weeks and wonders why we can't claim these back? Any help much appreciated.
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Holiday insurance that pays out?
Hello, I'm traveling with my wife to Majorca this summer, I've always gone with insure & go top policy, having watched Benidorm ER etc and seen people kicked out of hospital due to lack of cover I asked the question, only to be told that they only cover FREE public hospitals!! My question is, who has had a claim paid out…
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Paying my sons mortgage then what
Hi, Yes I must be mad, but I have had a long think about it and it is something I want to do, but I'm confused who to ask for legal and financial advice. Basically I am a widow with 1 son from my husband that passed away. My son has recently divorced (after his wife left him) and has a mortgage on his home. I own my own…
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spending it while we can
I want to get away from the ski-ing idea, when spending is lavish and deliberately anti inheritance. We have lifelong savings and I have spent on various `good` items during the past year. Items I could have done without but want now, to enjoy while I can First off was a new better sewing machine. Not the top of the range…
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Cat problem in a flat?
I need to downsize to a flat and there are several two bedroomed flats locally that would be suitable. My problem is my housecat. Where do you put the litter tray in a flat? There is no problem is my current abode. I can only think I should have to let him go but he has been with me 6 years (he is about 12). Any thoughts?
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paying for care home
my husbands grandad at 92 has decided he wants to go into a care home. Social services has been involved and have explained that he has to sell his house to pay for the care home. What i would like to know and what im struggling to find information about is, can he sign the house over to my husband, who would have got it…
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Locating bank accounts and investments
I have just gained a power of attorney for a relative who now has dementia. Unfortunately they are unable to remember where they have bank / savings accounts and investments. While I have located some old information by going through papers at their home - I can see there have been investments made in the past which have…
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Elderly Mum and Fray Bentos pie tins....
Hi all, My Mum loves Fray Bentos Steak and Kidney pies but has difficulty opening the tins. Sometimes I'm there to help but we're looking for a solution to help her when I'm not around. Does anyone mind sharing info on what kind of can openers the elderly folk you know use? We've tried a Magican one that slices the tops…
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Petition
In light of all the abuse highlighted recently in care home a petition has been set to get CCTV's in care homes, it seems to be no other way to stop this happening to elderly people. Please sign it if you can. :T http://www.gopetition.com/petitions/cctv-in-all-care-nursing-and-residential-homes.html
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Lasting Power of Attorney and students
I have LPA for my Aunt. She's self funded in a care home. Up until now I have only spent money from her account on the usual annual celebrations (birthdays/Xmas etc) for her relatives in the same manner that she had done for many years previously. She would now like to help her great niece, my daughter, financially through…
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Forum for people living/moving abroad
There used to be a dedicated forum for people either living or thinking about living abroad. There was lots of useful stuff about health care, buying houses, cost of living, weather surprises etc. but I can't find it now. Does anyone know where it is?
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Finding IFA to help with my gran's financial affairs
Hello all! I have Power of Attorney for my grandma who's 90 & lives in a care home. I've just sold her house & am looking for an IFA who can help me find the best way to pay for her care home costs (which I imagine will be an annuity) & generally help me access & sort out all her little investments & accounts. I've managed…
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Non financial retirement planning?
Originally posted on pensions but advise to repost here All, I am hoping to retire early in about 6 years (age 55) and think I have the financial side in place. But what about the non-financial stuff? I have some ideas about hobbies/interests I would like to pursue, but can't at the moment as work is still taking up much…
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Discuss !!!!
Letter in today's Daily Telegraph: SIR – I’d be surprised if Labour’s health spokesmen are against the proposals I am putting to Labour’s National Policy Review on refinancing the NHS and social care. The objection you report them making is squared in the report. As the gainers from social care will be overwhelmingly older…
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Dissapearing Covenant
We purchased our property over 30 years ago, when a farm was split up into 6 lots. We purchased one of the lots. There is a lane which leads to all six lots, we live at the end of this lane. In the deeds of all six lots is a covenant which states that we are responsible for a one sixth share of the upkeep of the lane.…
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St James Place Wealth Management
Hi has anyone used this company for will writing or advice,i have received information regarding there services and am looking to sort our affairs out.
