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changing a will
I have friends, without a great deal of assets, who already have wills and they are quite happy with the provisions in these. One of their friends died recently and his wife is very unhappy with how the solicitor is dealing with the estate. So they have decided they would like to remove their solicitor from being executor.…
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Mobility Scooter
Hi My Dad is thinking of buying a mobility scooter and has asked me to see which might be the best one for him. There are so many about that I don't know where to start. He is wondering about a three wheeler but I can remember the Reliant Robin and that it used to tip over. Age concern seem to just promote the Quingo. Can…
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Not a sandwich!
Here's an idea which got me thinking from someone else's post on here. We are both retired (early) and find we are preparing lunch and supper at home most days. I like cooking in the evening but am thoroughly bored of sandwiches at lunchtime. With the help of you guys I could compile a list of quick, tasty, healthy…
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NHS chiropody
Is this free for the over 60s? I know that we can't get a bus pass now until state pension age and wondered if the chiropody had gone the same way.:o
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For the over 55s
http://www.tpexpress.co.uk/tickets-offers/offers/club-55/
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University/Age 63/£?
Discussion in the pub the other day. Can you go to Uni at 63 with a Goverment Grant of £9k ? pa. "You will never have to pay it back as you do not earn more than £15k pa" Would be nice to do a degree. Would funds be available at this age ? Up to what amount and for what purpose (eg living expenses as well !). Would any of…
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The Great Hunt: Getting ready for retirement
It's one of the biggest changes you'll make in your life - so what tips would you offer for those looking at stopping work? From getting set up with pensions, tax, and just what to do with your spare time, we're looking to tap into retired MoneySavers' experiences. Click 'reply' below to share your tips. If you haven’t…
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Winter Fuel Payment 2014/2015
I will be eligible to claim the Winter Fuel Payment for the coming Winter but am not yet receiving a state pension or benefits. Looking at the form it says "Please fill in your name, address or date of birth" and "If you fill in your date of birth on the claim form, we need to see your original birth certificate".…
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Single? How to money save as a singleton?
I was widowed - so I am single and I like being single but a lot of the offers etc are about couples? What strategies do those out there that are single do to take advantage or circumvent the world view that everybody is a 'couple'.
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Drop in income, pre-retirement?
Interesting article/ survey about finances tightening post- 50. I had assumed the time before retiring was the best opportunity for people to get their finances in order, before a drop in income at pension age. Does this chime with people's experience?
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Had a problem with a funeral plan?
Has anyone had a problem with a funeral plan ie being asked for more money, pressure from company on remaining relatives etc? I am considering Age UK and the Co-op but have found downsides to both. But maybe all companies have a downside? many thanks, Jayess
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Possible early retirement
Hello everybody, this is my first post so please be kind! I have spent a lot of time on this site recently and it is full of good advice so here goes with my query about possible early retirement. I am 54 with £430K savings (£410K equities, £20K cash). I will receive a deferred DB pension at 60 worth around £8K at today's…
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New "Nest" pension scheme
My husband reaches 65 in October this year. He wont be finishing work but more than likely go part time, 3 or 4 days a week. However, his employer has sent alot of information about the new Nest scheme. We arent sure whether its worth him enrolling. If he does, when he decides he wants to finish work, can he withdraw the…
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Retired penioner with £10,000 (Current Account)
I am a retired penioner with £10,000, and am looking for a current account with interest,(with no funding every month or monthly direct debits) I am not looking for credit or overdrafts, just a debit card to access the account, can anyone advise please ?
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Construction Industry Holiday Stamp Scheme
Does any know of the CI holiday stamp scheme which allows someone to claim back the stamps they paid back in the 70s and 80s? I have heard you need to have 80 weeks. My husband has 59 weeks and wonders why we can't claim these back? Any help much appreciated.
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Holiday insurance that pays out?
Hello, I'm traveling with my wife to Majorca this summer, I've always gone with insure & go top policy, having watched Benidorm ER etc and seen people kicked out of hospital due to lack of cover I asked the question, only to be told that they only cover FREE public hospitals!! My question is, who has had a claim paid out…
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Paying my sons mortgage then what
Hi, Yes I must be mad, but I have had a long think about it and it is something I want to do, but I'm confused who to ask for legal and financial advice. Basically I am a widow with 1 son from my husband that passed away. My son has recently divorced (after his wife left him) and has a mortgage on his home. I own my own…
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spending it while we can
I want to get away from the ski-ing idea, when spending is lavish and deliberately anti inheritance. We have lifelong savings and I have spent on various `good` items during the past year. Items I could have done without but want now, to enjoy while I can First off was a new better sewing machine. Not the top of the range…
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Cat problem in a flat?
I need to downsize to a flat and there are several two bedroomed flats locally that would be suitable. My problem is my housecat. Where do you put the litter tray in a flat? There is no problem is my current abode. I can only think I should have to let him go but he has been with me 6 years (he is about 12). Any thoughts?
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paying for care home
my husbands grandad at 92 has decided he wants to go into a care home. Social services has been involved and have explained that he has to sell his house to pay for the care home. What i would like to know and what im struggling to find information about is, can he sign the house over to my husband, who would have got it…
