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Cuddlymarms getting on with it diary
Hi all :) Just what you all need another diary :) But anyway I feel the need to put words on a page to keep me on the straight and narrow. Some of you might remember me from the bankruptcy board a few years back. We had a small business and the recession (and a few silly decisions) caused us to lose everything. But six…
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Free prescriptions for 60 year old
Hi, My DH is now 60. I've just found out he will get free prescriptions and eye tests, but I can't seem to find out how he claims for them. Could someone tell me please? Do over 60s still have to pay for a dental check up? He is working full time, and neither of us claim any benefits. Thanks, Candy…
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Mock Turtle neck sweater
I am having difficulty finding a jumper that is not acrylic and that has this type of neck. It is not a polo neck but does come up around the neck making it nice a warm to wear. A lambs wool or something soft textured. Does anyone know where I could source one from. Not too pricey even better. I have tried EWM and Bon…
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Deed of Gift Backdating
Hello, A relative left me an inheritancein the form of cash and I was asked by the executor to provide a deed of giftinthe form of percentage share to him for the work he did. However, hebackdated the deed. Can a deed of gift be backdated? E.g., the template wasemailed to me by the executor’s assistant on June 1 asking me…
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does dad really need a will ?
My dad lives with me so has no house. My mum died 9 years ago. I am an only child. Dads income is his state pension plus attendance allowance. He has no other pension. His assets are savings only approx. £50k. His intention is to pass his money onto me. Does he really need a will ? His circumstances couldn't be simpler.:)
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About wills
I have a question about wills. My husband and I have "mirror wills" and have them in a large tin box along with all our other important paperwork. The solicitor that drew them up has since retired due to ill health so nobody could get confirmation from him if they got lost. My question is are wills registered and available…
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changing a will
I have friends, without a great deal of assets, who already have wills and they are quite happy with the provisions in these. One of their friends died recently and his wife is very unhappy with how the solicitor is dealing with the estate. So they have decided they would like to remove their solicitor from being executor.…
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Mobility Scooter
Hi My Dad is thinking of buying a mobility scooter and has asked me to see which might be the best one for him. There are so many about that I don't know where to start. He is wondering about a three wheeler but I can remember the Reliant Robin and that it used to tip over. Age concern seem to just promote the Quingo. Can…
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Not a sandwich!
Here's an idea which got me thinking from someone else's post on here. We are both retired (early) and find we are preparing lunch and supper at home most days. I like cooking in the evening but am thoroughly bored of sandwiches at lunchtime. With the help of you guys I could compile a list of quick, tasty, healthy…
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NHS chiropody
Is this free for the over 60s? I know that we can't get a bus pass now until state pension age and wondered if the chiropody had gone the same way.:o
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For the over 55s
http://www.tpexpress.co.uk/tickets-offers/offers/club-55/
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University/Age 63/£?
Discussion in the pub the other day. Can you go to Uni at 63 with a Goverment Grant of £9k ? pa. "You will never have to pay it back as you do not earn more than £15k pa" Would be nice to do a degree. Would funds be available at this age ? Up to what amount and for what purpose (eg living expenses as well !). Would any of…
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The Great Hunt: Getting ready for retirement
It's one of the biggest changes you'll make in your life - so what tips would you offer for those looking at stopping work? From getting set up with pensions, tax, and just what to do with your spare time, we're looking to tap into retired MoneySavers' experiences. Click 'reply' below to share your tips. If you haven’t…
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Winter Fuel Payment 2014/2015
I will be eligible to claim the Winter Fuel Payment for the coming Winter but am not yet receiving a state pension or benefits. Looking at the form it says "Please fill in your name, address or date of birth" and "If you fill in your date of birth on the claim form, we need to see your original birth certificate".…
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Single? How to money save as a singleton?
I was widowed - so I am single and I like being single but a lot of the offers etc are about couples? What strategies do those out there that are single do to take advantage or circumvent the world view that everybody is a 'couple'.
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Drop in income, pre-retirement?
Interesting article/ survey about finances tightening post- 50. I had assumed the time before retiring was the best opportunity for people to get their finances in order, before a drop in income at pension age. Does this chime with people's experience?
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Had a problem with a funeral plan?
Has anyone had a problem with a funeral plan ie being asked for more money, pressure from company on remaining relatives etc? I am considering Age UK and the Co-op but have found downsides to both. But maybe all companies have a downside? many thanks, Jayess
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Possible early retirement
Hello everybody, this is my first post so please be kind! I have spent a lot of time on this site recently and it is full of good advice so here goes with my query about possible early retirement. I am 54 with £430K savings (£410K equities, £20K cash). I will receive a deferred DB pension at 60 worth around £8K at today's…
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New "Nest" pension scheme
My husband reaches 65 in October this year. He wont be finishing work but more than likely go part time, 3 or 4 days a week. However, his employer has sent alot of information about the new Nest scheme. We arent sure whether its worth him enrolling. If he does, when he decides he wants to finish work, can he withdraw the…
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Retired penioner with £10,000 (Current Account)
I am a retired penioner with £10,000, and am looking for a current account with interest,(with no funding every month or monthly direct debits) I am not looking for credit or overdrafts, just a debit card to access the account, can anyone advise please ?
