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Making a “Deed of variation and Family Arrangement”
My mother who passed away a year ago left her estate equally to me and my sister. I want to divide my 50% share into roughly a third each for me and my two sons, however we have had no luck in selling her property at the moment. So here is the question. I want to give my sons a share now, so Can I legally proceed with…
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Budget 2014: Budget 2014: Pensioner Bonds coming for over-65s
"Special Pensioner Bonds paying "market-leading" fixed savings rates will be available from January 2015 to all over-65s, Chancellor George Osborne announced in today's Budget..." Read the full story: Budget 2014: Pensioner Bonds for over-65s Click reply below to discuss. If you haven’t already, join the forum to reply. If…
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Sheltered Housing - Removal of Fire Extingisher?
Hello everyone, I hope this is the correct forum for my problem/question. We live in a mixed sheltered housing scheme made up of flats and bungalows. We're in a bungalow. When we moved in 10 years ago the kitchen was fitted with a fire extinguisher and a fire blanket. I understand that the flats were similar. Now the HA…
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Attendance Allowance
My dad has recently moved permanently into a Nursing Home which is providing him with 24/7 personal care. He is not self funded but being supported by local council funding; is it possible for me to claim (on his behalf) for an Attendance Allowance ? which can then go towards the Nursing Home fees.
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Cuddlymarms getting on with it diary
Hi all :) Just what you all need another diary :) But anyway I feel the need to put words on a page to keep me on the straight and narrow. Some of you might remember me from the bankruptcy board a few years back. We had a small business and the recession (and a few silly decisions) caused us to lose everything. But six…
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Free prescriptions for 60 year old
Hi, My DH is now 60. I've just found out he will get free prescriptions and eye tests, but I can't seem to find out how he claims for them. Could someone tell me please? Do over 60s still have to pay for a dental check up? He is working full time, and neither of us claim any benefits. Thanks, Candy…
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Mock Turtle neck sweater
I am having difficulty finding a jumper that is not acrylic and that has this type of neck. It is not a polo neck but does come up around the neck making it nice a warm to wear. A lambs wool or something soft textured. Does anyone know where I could source one from. Not too pricey even better. I have tried EWM and Bon…
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Deed of Gift Backdating
Hello, A relative left me an inheritancein the form of cash and I was asked by the executor to provide a deed of giftinthe form of percentage share to him for the work he did. However, hebackdated the deed. Can a deed of gift be backdated? E.g., the template wasemailed to me by the executor’s assistant on June 1 asking me…
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does dad really need a will ?
My dad lives with me so has no house. My mum died 9 years ago. I am an only child. Dads income is his state pension plus attendance allowance. He has no other pension. His assets are savings only approx. £50k. His intention is to pass his money onto me. Does he really need a will ? His circumstances couldn't be simpler.:)
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About wills
I have a question about wills. My husband and I have "mirror wills" and have them in a large tin box along with all our other important paperwork. The solicitor that drew them up has since retired due to ill health so nobody could get confirmation from him if they got lost. My question is are wills registered and available…
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changing a will
I have friends, without a great deal of assets, who already have wills and they are quite happy with the provisions in these. One of their friends died recently and his wife is very unhappy with how the solicitor is dealing with the estate. So they have decided they would like to remove their solicitor from being executor.…
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Mobility Scooter
Hi My Dad is thinking of buying a mobility scooter and has asked me to see which might be the best one for him. There are so many about that I don't know where to start. He is wondering about a three wheeler but I can remember the Reliant Robin and that it used to tip over. Age concern seem to just promote the Quingo. Can…
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Not a sandwich!
Here's an idea which got me thinking from someone else's post on here. We are both retired (early) and find we are preparing lunch and supper at home most days. I like cooking in the evening but am thoroughly bored of sandwiches at lunchtime. With the help of you guys I could compile a list of quick, tasty, healthy…
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NHS chiropody
Is this free for the over 60s? I know that we can't get a bus pass now until state pension age and wondered if the chiropody had gone the same way.:o
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For the over 55s
http://www.tpexpress.co.uk/tickets-offers/offers/club-55/
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University/Age 63/£?
Discussion in the pub the other day. Can you go to Uni at 63 with a Goverment Grant of £9k ? pa. "You will never have to pay it back as you do not earn more than £15k pa" Would be nice to do a degree. Would funds be available at this age ? Up to what amount and for what purpose (eg living expenses as well !). Would any of…
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The Great Hunt: Getting ready for retirement
It's one of the biggest changes you'll make in your life - so what tips would you offer for those looking at stopping work? From getting set up with pensions, tax, and just what to do with your spare time, we're looking to tap into retired MoneySavers' experiences. Click 'reply' below to share your tips. If you haven’t…
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Winter Fuel Payment 2014/2015
I will be eligible to claim the Winter Fuel Payment for the coming Winter but am not yet receiving a state pension or benefits. Looking at the form it says "Please fill in your name, address or date of birth" and "If you fill in your date of birth on the claim form, we need to see your original birth certificate".…
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Single? How to money save as a singleton?
I was widowed - so I am single and I like being single but a lot of the offers etc are about couples? What strategies do those out there that are single do to take advantage or circumvent the world view that everybody is a 'couple'.
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Drop in income, pre-retirement?
Interesting article/ survey about finances tightening post- 50. I had assumed the time before retiring was the best opportunity for people to get their finances in order, before a drop in income at pension age. Does this chime with people's experience?
