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National Insurance query
I have 40 years National Insurance contributions. I plan to retire from my current job on 01/01/2016 at the age of 63. I shall then take my occupational pension. I am male - despite my username. My state pension age is 65. I plan to take alternative part-time work between the age of 63 and 65. Do I pay National Insurance…
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Nearly At The Big 50
:eek: This year its my 50th Birthday. I've been trawling this site and have done the relevant "what I maybe entitled to" forms etc. It seems not anything other than what I'm getting now. So are there any Money Savings to be made when hitting the big 50. Or any hints and tips anyone may have that I haven't come across yet.…
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Who is supposed to underwrite/guarantee the care home fees
so my mum has been assessed as needing FT residential care due to dementia, she is currently in hospital and has a social worker assigned. I have been "no contact" with her for about 8 years (there are reasons) and my sister lives abroad. There is a house which can be sold, and I have been asked to clear it, which I can…
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Multi Disciplinary Meeting for elderly
can anyone offer any advice please...I am desperate for help and advice.. Basically my mum(87) is in hospital after fracturing her hip, she has had an operation and is recuperating.. Now, unfortunately she cannot return home to where she lived before as she is getting more and more frail, she lived in a room attached to my…
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Mother In Law's Damp House
My Mother-In-Law turned 60 this year and she still works part time as a Carer. What I am really worried about is she owns her own house at the moment and I would consider it to be a health hazard myself. It is very damp, and cold, and not at all nice to be in. She needs a new boiler, her chimney is leaking, her toilet is…
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Accommodation options for my mum (and dad) after suffering a stroke
Hi all, I wanted to see what options my mother has with regards to accommodation as she suffered a sever stroke a few weeks ago. My mother and father live together and own a home together. Both I and my brother live abroad. Their house is too big for them, and my mother will probably need some degree of care for the rest…
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Bison Bede stair lift
I have a stair lift which I want to sell, hardly used and is in VGC. I got it in 1999 and was wondering if these lifts can be serviced or repaired if necessary. It is in perfect working order at the moment. Are there any websites which specialize in selling these? Thanks, Fortyfoot
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Selling a French property
Hi, haven't been on here for a while but was hoping someone could give me some advice. We have had a property in France for over 12 years now and the original plan was to retire to France but realise now we would never be able to live there full time and costs of keeping the property are now outweighing our use of it so we…
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purchased parents property instead of equity release
Hi can anyone give me some advise i purchased my parents house 14 years ago for the same value and on the same understanding as an equity release company had quoted them, as i had come into some money. I thought it was good for them as they had a mortgage given to them in there 70's which they could no longer afford and…
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Help and advice about housing options for my mum with severe COPD
Hello, I hope this is the right part of the forum to ask this question in - please direct me elsewhere if it isn't and accept my apologies as this is my first post (it's also quite long!)! A bit of background: My 67 year old mum has severe COPD (diagnosed about 8 years ago) and gets State Pension, Pension credit and…
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Spouse Pensions After Death
My wife and I are both retired and receiving State Pensions (from our own individual National Insurance Contributions ) I also receive a Private Pension. If I die first , I know that my wife will receive 50% of my Private Pension but will she be entitled to any allowance or further pension (Widow`s Pension ?) from the…
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I've had my flu jab....
...how about you? Do you have one every year? Do you have to pay? Your discussion welcomed! :)
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ID for French pension
I am hoping somebody in this board may have experience of this issue. Thanks to working in France for a year many moons ago I get a tiny French pension each month. Every year I have to return a form duly signed to prove that I still exist. Up till now this has been signed at the Register office without any charge or any…
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Warm Home Discount?
My parents qualify for the Warm Home Discount payment of £135 from their utility supplier as they receive pension credit and are over 75. I've seen several online advice sites say there is no need to apply as it will be automatic because the utility company will receive details of all its customers who are entitled and so…
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Depression in Over 50s
Hi Guys, I know it's a bit off topic, but I saw this article on Dr Chris Steele's site and thought I'd share it here. One of the biggest causes of depression is financial stress and I found this interesting. http://www.thebestofhealth.co.uk/understanding-late-life-depression/
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Chance of a second life? What would you do?
A bit overdramatic but still!!! I have just sold my business at last and that and the serious health scare, both of which have been hanging over me for the past few years, have now been lifted - for good I hope. I feel really elated, as if I have been given a second bash at life but instead of mortgages, children, schools,…
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Beware £13 bottle of Grants Scotch
I was in Asda in Poole this evening to get a bottle of scotch. I looked at the rows on display and my eyes settled on a bottle of Grants. Asda price £13. Not a bad price for Grants, thought I, and put it in my basket. But when I got to my sisters house, I took it out of the bag and was about to open it when I thought there…
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Theatre tickets for seniors
I've just bought 2 tickets for Cats at the London Palladium. They didn't give an age for the "senior" tickets but as I am 60 I bought 1 for myself and paid full price for OH as he is only 57. I am assuming senior means 60 or over as it seems to everywhere else. Does anyone know if they are likely to ask for proof of my age…
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what to do with all the furniture etc?
hi guys I am after a bit of advice/help please basically,my dad who is 79 and who is on his own,since mum passed away in June had a stroke a few months ago,and has been in hospital ever since,it has taken his left side and according to the physios it is very unlikely there will be any improvement as he had various other…
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Deputy with Court of Protection
Does anyone know how long it takes to be granted deputy with the Court of Protection? I sent off my application in early April, and the service desk keep telling me that it will be another four weeks - they've been telling me this since early July! We've already spent over £3000 paying for all the stuff around the house,…
