-
Wanting to help ...
Hi All I'm new to this area of the forum and I hope you can help me?? My Mother and Father in law are in their late 70's/early 80's and live by themselves in a large 5 bed house with large gardens in a tiny village with no amenities. Mother in law had a stroke 2 years ago and has limited mobility/sight but they are both…
-
An adult child who doesn`t stay in touch
deleted************
-
Which way now?
Hi Mother in law is a frail 92 year old who can no longer live at home so whilst in respite together we applied for a social housing trust extra care home, she has visited one and we are hoping to sign a tenancy agreement soon. She will have the care and support that she currently needs. This is the point at which I ask…
-
Transferring property
Hi, Is it simple to transfer ownership of property through the land registry using a TR1 and what costs/duties are payable?
-
Care assessment and what is allowed in savings
My mum is due a reassessment for care and her finances by social services. She currently receives direct payments which is used to pay a care agency. At the time of her first assessment she had £21K in her account and this time it will be a little less. However, mum is very dependant on my sister to take her out as she…
-
over 60s bus pass
Does anyone know if a discount card is going to be brought out to fill the gap from age 60 whilst waiting for bus pass at new retirement age ?
-
99 year old great grandmother told she is pregnant by hospital
A relative told me of this interesting story of this lady, who is almost 100 years old, being invited to a maternity ante-natal unit by a Portsmouth Hospital. I could not believe this was a true story:…
-
Transfer Property Owneership into Son's Name's
My 84 year old Mother may need to go into a care home within a year:( So can she transfer her property into her son's names now so it's value is not used to pay for care? The property sale value circa £125k is to be split three ways upon her death and she wishes for us all to have maximum benefit from it's sale having…
-
Scam website warning
Just thought that money savers should be aware, if you shop online and are directed to a site called Fristpay to pay, get out fast! (Fristpay is not a spelling mistake). This is a fraudulent company in China, owned by professional looking websites, supposedly selling quality brand clothing and shoes. I was looking for a…
-
Financial future for Carers?
I'm looking for some advice. I'm a Carer for my ancient mum and have been for the past 5 years. I've just turned 60 and am wondering about my financial future - and if there is one - as I'm living on Carers Allowance, a bit of income support and eventually a very small amount from annuities I built up when I was working.…
-
50th birthday ideas in Surrey...
Any ideas for a man?
-
ECO or the (now closed) Green Deal – were you unable to get help through these?
Hi everyone, Age UK are looking to speak to older people about problems with energy efficiency schemes, and have asked us to share this notice with you: Age UK’s campaign for warm homes is calling on the Government to reform its energy efficiency schemes, ECO and whatever replaces the Green Deal, so that all older people…
-
Aps for iphone
I am asking on this board as I hope to get more age-appropriate answers than on the mobiles board. I have just bought my first smartphone, an iPhone 5s and I am interested to know what others find most useful. I am interested in classical music, news, current affairs, and also want to get local information especially when…
-
Over 60s life insurance advice
Hi I was wondering if anyone can recommend an over 60s life insurance plan. Or point me in the right direction. I've never bothered before as I had a death in service policy with my employer. Now I'm retired and don't have much savings I need to look into this. Thanks
-
Cap on Care Costs delayed to 2020
Just spotted a newspaper article reporting that the £72,000 lifetime cap promised by the Government on the care element of care-home fees, which was part of The Care Act, has been quietly postponed until at least 2020 (it was supposed to start in 2016). Doesnt affect my family now as Mum has passed away, but it did get a…
-
Care assessment for elderly parents?
My very elderly parents are isolated at home, managing everyday tasks with shopping help from family, but not going out or doing any social activities at all. They don't seem to need personal care with washing or dressing, but the thing is it's the amount of things they have to do that I can see they need help with.…
-
Care Home Questions
Hi, hope someone can give some assistance/experience. My grandmother has been in a care home for the last 2yrs. She is self funding and pays through a combination of pension and the rental she gets from her owned house. Her needs are - she has little mobility so needs help getting up, dressed and washed. She walks, very…
-
75 year old neighbour
My neighbour wants to change her gas and electricity suppliers but doesn't have a computer, she wants to do it by phone. Does anyone know if there's a phone equivalent to comparison sites that she can call herself?
-
Will executor: probate & inheritance tax catch 22
Hello I'm confused with the process of applying for probate in order to execute a will because2 1) in order to get access to the bank accounts/statements etc. of the deceased its necessary to apply for probate: 2) But the application process for probate says that before the probate can be issued inheritance tax must first…
-
Government reneges on promise to cap care home costs
Anyone remember the Dilnot Commission in 2011 and the watered down promise to cap care home costs to a maximum of £72000? The introduction has been delayed until 2020 in order to "save" the collapsing care system. I think we can assume this will not be implemented until the baby boomers are mostly dead and buried and out…
