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Over 50s MoneySaving

Discuss MoneySaving topics for older people, including senior citizens' discounts.

Financial future for Carers?
I'm looking for some advice. I'm a Carer for my ancient mum and have been for the past 5 years. I've just turned 60 and am wondering about my financial future - and if there is one - as I'm living on Carers Allowance, a bit of income support and eventually a very small amount from annuities I built up when I was working.…
50th birthday ideas in Surrey...
Any ideas for a man?
ECO or the (now closed) Green Deal – were you unable to get help through these?
Hi everyone, Age UK are looking to speak to older people about problems with energy efficiency schemes, and have asked us to share this notice with you: Age UK’s campaign for warm homes is calling on the Government to reform its energy efficiency schemes, ECO and whatever replaces the Green Deal, so that all older people…
Aps for iphone
I am asking on this board as I hope to get more age-appropriate answers than on the mobiles board. I have just bought my first smartphone, an iPhone 5s and I am interested to know what others find most useful. I am interested in classical music, news, current affairs, and also want to get local information especially when…
Over 60s life insurance advice
Hi I was wondering if anyone can recommend an over 60s life insurance plan. Or point me in the right direction. I've never bothered before as I had a death in service policy with my employer. Now I'm retired and don't have much savings I need to look into this. Thanks
Cap on Care Costs delayed to 2020
Just spotted a newspaper article reporting that the £72,000 lifetime cap promised by the Government on the care element of care-home fees, which was part of The Care Act, has been quietly postponed until at least 2020 (it was supposed to start in 2016). Doesnt affect my family now as Mum has passed away, but it did get a…
Care assessment for elderly parents?
My very elderly parents are isolated at home, managing everyday tasks with shopping help from family, but not going out or doing any social activities at all. They don't seem to need personal care with washing or dressing, but the thing is it's the amount of things they have to do that I can see they need help with.…
Care Home Questions
Hi, hope someone can give some assistance/experience. My grandmother has been in a care home for the last 2yrs. She is self funding and pays through a combination of pension and the rental she gets from her owned house. Her needs are - she has little mobility so needs help getting up, dressed and washed. She walks, very…
75 year old neighbour
My neighbour wants to change her gas and electricity suppliers but doesn't have a computer, she wants to do it by phone. Does anyone know if there's a phone equivalent to comparison sites that she can call herself?
Will executor: probate & inheritance tax catch 22
Hello I'm confused with the process of applying for probate in order to execute a will because2 1) in order to get access to the bank accounts/statements etc. of the deceased its necessary to apply for probate: 2) But the application process for probate says that before the probate can be issued inheritance tax must first…
Government reneges on promise to cap care home costs
Anyone remember the Dilnot Commission in 2011 and the watered down promise to cap care home costs to a maximum of £72000? The introduction has been delayed until 2020 in order to "save" the collapsing care system. I think we can assume this will not be implemented until the baby boomers are mostly dead and buried and out…
Helping mum move to sheltered housing
My mum is 81 and we are in the process of applying for local authority sheltered housing. She owns her current house outright but doesn't have much on an income beyond her pension and a small widows pension from my dad. She is quite concerned about how she will pay her rent but also concerned about her house sitting empty…
Do you get frustrated at people throwing money down the drain?
A close relative recently came into a modest inheritance which although not life changing is far more than he has ever had before. I suspect it's the first time he has had more than a few pennies to his name and he still works at probably around the minimum wage. I somehow suspected this would be quickly wasted away. I…
Clothing retailers
Hello all My Mum who's in in her 70's often complains that it's getting harder and harder for her to buy suitable clothing that she likes. The popular High Street shops (including M&S) often cater for the younger market of shopper. She never wears trousers and often prefers the on piece style dress. Often the items…
Is there a 60+ age verification card?
I was recently asked to prove my age (which is greater than 60 as it happens). I couldn't, which led to my losing a concession. For the future, so that I am not impelled to carry a passport with me at all times, I was hoping to find an official looking card bearing the legend 60+. When I search for this online, it turns…
what do single over 60s do for entertainment and holidays
I am newly single and an optimistic person with quite a zingy personality, at least I give the impression of zest to other people. I keep myself busy on most days and have some excellent hobbies. I do need to get out and about more but not aimless shopping. I was thinking of national trust but it wouldn`t be the same to…
Summer wedding
I would like some ideas on what to wear for a summer wedding celebration, please. First, a private ceremony for bride, groom and witnesses only, I am one of the witnesses. Then a few days later, an afternoon/ evening party for family and friends, outside if the weather allows. Being MSE minded I am reluctant to spend a…
Financial help with walk in shower
I'm not sure if this is the right section to ask in but... My mother is 79 and suffers from arthritis and postural hypotension, she blacks out at times from the PH, she has not been able to use her bath for over 12mths due to mobility issues and the PH, she washes at the sink. She has finally agreed to have a walk in…
Nursing care capital disregard
Person needs to go into care, elderly wife (in her seventies) still living in the home they own, am I correct in thinking that this capital is disregarded and the LA can't ask for a deferred payment at a later date?
Oh Yeah....
I normally just whizz past this thread, but I just realized that I hit the big 50 in February this year ;) So now I think I'd better have a look around

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MSE News

NatWest to complete takeover of Sainsbury's Bank this week – here's what it means for savers and borrowers
Sainsbury's Bank's savings, credit cards and loans will be taken over by NatWest from 1 May. For most, this means little change for now as the Sainsbury’s brand will remain, though it's expected to be phased out towards the end of this year. However, if you've over £85,000 saved across both banks, you'll need to move any excess elsewhere to ensure your cash remains protected.
NatWest to complete takeover of Sainsbury's Bank this week – here's what it means for savers and borrowers
From Thursday 1 May, Sainsbury's Bank credit cards, loans and savings accounts will be run by NatWest as part of a deal between the two banks. You'll be moved to NatWest in the future, likely towards the end of this year, but for now the Sainsbury's Bank brand will remain and you can continue to use its products and services as before.
Martin Lewis: Is the £20,000 cash ISA limit about to be killed off? What you need to know
Plans to cut the £20,000 cash ISA limit later this year are being considered by the Government. In his latest video, MoneySavingExpert.com founder Martin Lewis explains what's likely to happen, what the changes would mean for savers and what you should be doing now.
Warning: 'WASPI' women affected by State Pension age rise should watch out for 'steep rise' in scams
If you're a woman born in the 1950s affected by changes to your State Pension age, be on high alert for scams offering compensation for this. Campaign group Women Against State Pension Inequality (WASPI) and charity Independent Age have warned so-called 'WASPI' women to be extremely careful, as there's been a reported "steep rise" in the number of scams targeting this group.
Martin Lewis: 'WASPI' women affected by State Pension age rise should beware 'steep rise' in scams
If you're a woman born in the 1950s, be on high alert for scams offering compensation for those affected by changes to their State Pension age. MoneySavingExpert.com (MSE) founder Martin Lewis has warned so-called 'WASPI' women to be extremely careful, as there's been a reported "steep rise" in the number of scams targeting this group – with some even using Martin's name.
Small pension pots to be automatically combined in future under Government plans – here's what it could mean for you
If you have a number of small pension pots you've built up over years of changing jobs, they may be automatically combined in future under new Government plans. This could make it easier to stay on top of your pension savings and reduce costs – but it's still very early days, and we don't yet know exactly how the scheme will work in practice.
Martin Lewis: Aged 20 to 25? Trick to get a FREE four-year railcard worth £100 from Santander
If you're aged 20 to 25, there's a trick right now that can get you a free four-year railcard worth £100 via the bank Santander. MoneySavingExpert.com founder Martin Lewis takes you through it.
Went to an employment tribunal between 2013 and 2017? Can you reclaim £100s?
Tens of thousands who overpaid employment tribunal fees are now due a share of £13 million, which could be worth £100s. But refunds aren't automatic, so you need to act to get your money back. Here's what you need to know.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.

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Over 50s MoneySaving

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