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HELP WITH TAX QUERIES FOR THE OVER 60's
Not sure if this is the correct Category for this post. Maybe a Mod will move it if it isn't. Sorry, I am unable to post the link but Google it and it should come up. It's called TAXVOL A charity for the over 60's who have tax queries and on low incomes. I was helped recently with a tax query about paying basic rate when I…
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What do you do all day?
I'm not sure whether to ask this on here or on an unemployment thread as the question would be the same! I recently gave up working full time and now work part time for a charity from home. - I suppose I sort of consider myself semi-retired. But the work is so flexible I find I have a huge amount of time on my hands now…
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All eggs in one basket - Internet security.
Hello I have my bank account and credit card and savings all with the same bank (Nationwide). I did this for simplicity and because the have been with Nationwide for many years and find their service excellent. Also you get slightly higher savings rates if you bank with them. However my husband is now getting worried about…
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60 soon what can I expect?
My birthday is in a few days..the great 60.....:j I was quite happy until I received a letter cancelling my private health insurance.....the letter stated I knew they only covered 18-60 ,( which I didn't), however it's left me wondering what else changes now? The health insurance was a real stretch to afford so I suppose I…
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Budget - stop to housing benefit and pension credit if abroad
Haven't read the full info on this budget statement, but it could be a problem for anyone who goes abroad for long holidays over the winter, or indeed goes on extended holidays to visit family overseas, if they are claiming housing benefit or pension credit. "Housing benefit and pension credit payments to be stopped for…
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mobile phones, absolute ignoramus
ok, I have decided that I might join the age of mobile technology. I have a brick payg and it works fine for a one off call in an emergency. I am too ignorant to ask anything on the mobile phones section on the main board. I don`t know aht to ask I have O2 on my payg and don`t have mobile signal at home. I am computer…
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Advice on best place for lump sum
Hi, I'm new to the forum and looking for some advice please. My mother has just sold her house, as she moved into an independent living complex last year. She is renting her current place and so the sale from the house will need to cover her future rent expenses, bills, general living and also pay for any future care needs…
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Pensioners' patchwork income
Now that I'm deemed to be a fully-fledged pensioner at last (ie reached that revised State Pension Age of mine finally) - I think I've worked out all the constituent parts of my income okay. It gets confusing when income isn't just coming in from one source (ie a salary payment every month into the bank). So - have I got…
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Possible Care Home looming, will the house be counted?
I have a young-ish friend who needs some advice, hopefully someone can help, or point me in the right direction to find the answer. My friend and her partner are 45 years old and live in England. 10 years ago she sold her home, her parents sold their home, and the 4 of them purchased a 6 apartment house to share. Her…
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Changes you have noticed
Now I am in my 60s I have had some positive changes like retiring, children all grown up (youngest graduated when I was 60) no mortgage but there are obviously some less positive things like needing glasses, needing cataract op but not bad enough yet (would have been a couple of years ago but guidelines have changed, at…
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Gifting money to relatives
I wonder if anyone out there can help confirm my understanding or put me onto the right track! My aunt is 90 years old and comfortably off with savings. She has recently had a health scare (aortic aneurysm) and it's made her think about her future. She has asked me (as her Power of Attorney) to make payments to her three…
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Halloween
Anyone else not answering the door tonight? I have given out sweets and been jolly every year but this year seems to be winding itself into something ridiculous. Last year I had groups with young children and their mothers, all with bags ready for sweets. Well not this year, door is locked, door curtain already drawn and I…
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Cremation? I don't want to pay
So I read something a few days ago about funeral costs sky rocketing & people on the dole not being able to afford it. This then lead me to "pauper's funerals" where the state pays. Even at the local cemetery if you just "wanted to be" cremated it costs like £600. Assuming you had savings when you died is there no way to…
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Is it possible to get better rates on savings?
I've cancelled this message.
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Forwarding letters
Can anyone tell me if it is still OK to forward letters to people who no longer live at my house by just changing the address and not affixing a stamp? I don't want them to be charged by Royal Mail ! Thanks for any replies
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Redundency Retirement and being 65
Next year I'll be 66 years old. Also, I'll be made redundant and will retire next year I live in private rented accommodation. There might be issues in relation to my home that will come from the landlord. I've had my heart restarted several times. My eyes have been operated on. Other parts of me have not been working…
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Nursing Care allowance delay
My father has been in a care home for 6 months now but has still not been assessed for the basic Nusing allowance for which he will obviously qualify. This is around £110 per week. We have queried this several times but the Home say that they are chasing the relevant department and have about 6 residents who need…
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Life Assurance for a very fit 58 y.o.?
Hi, Are there insurance companies that take into account someone's' fitness and genetics? My Dad is 95 and gardens for up to 3 hours a day, I cycle a fast 100 miles per week commuting to work. Thx.
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Supplements To Boost Immunity
Kittie, you mentioned avoiding the nightshade family foodwise in one of your previous posts. what is this? I am suffering badly with arthritis. I love having an orange last thing at night, should I be avoiding these for arthritis, also what about tomatoes? Has anyone tried a homeopathic remedy Rhustox for aches and pains,…
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Deed of Trust/Care Home Fees
Hi guys! Basic background; My husband and I are moving in with his parents and extending their home so they can stay in their home in their old age and we will take over the house (mortgage etc). They will have a Deed of Trust for the equity in the house at the moment and the house will be in our names. They will leave…
