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Pension credit in a Care home
Dad is in a permanent care home and is self funding. He is running down his savings of about £40,000. His income is £60 state pension, £80 private pension and £81 DLA a week. We have been told he may get pension credit but the amount of paperwork and stress it is causing us trying to sort it is a nightmare. Is it worth…
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riser recliner chairs
I'm wondering if anyone has inside knowledge on riser recliner chairs for the elderly/disabled. Looking for one for my 85 year old Mum. I know she is entitled to tax relief on it, although is that only certain companies that offer that? Looked at the one at the ideal home show and it was about £1600! There are plenty…
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Advice about card crafting,please?
I love card crafting. I like to recycle as much as possible. I use a rotary trimmer quite a lot. I got one from Lidl, last year. I was not 100% happy with it but it did the job. It has unfortunately broken and I want to buy a new one. I would like recommendations, please. I would like one which does differring cuts, i.e.…
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Try out using a tablet, computer or smartphone at a local taster session
The Spring Online campaign helps older people see the benefits of using the web. From 20 to 26 April taster events are taking place in libraries, community centres and sheltered housing schemes across the UK. Whether you (or someone you know) wants to learn how to send an email or use a smartphone app find an event nearby…
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MSE News: 50 over-50s MoneySaving tips - take up arms and cut your costs
Like Kylie or Clooney, some things just get better with age. Sadly, your finances aren't always one of them... Read the full story: 50 over-50s MoneySaving tips - take up arms and cut your costs Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New…
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What's it like when your OH stops work?
I’m not sure if this is the right place to post, or even what I’m asking! DB (in his mid 50s) has just heard that he has had his application for a 6-month career break approved. He’d originally wanted to leave his job all together, he’s completely fed up with the place and had been having more and more bouts of insomnia…
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Living abroad tips and hints for money savers
Please use this thread for any hints, tips or just your experiences of re-locating abroad especially on a budget. Not necessarily for the retired but this discussion started regarding how much it costs per month to live in the UK when retired and living on a limited budget which made people talk about their experiences of…
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NHS Funding for Nursing home
Hi, Firstly apologies if this is the wrong forum. Can anyone explain NHS funding to me? My Grandma has been assessed and has been awarded this funding, however the way things have happened the whole family is confused as to what this means as they saw her one day and moved her to a Nursing Home (NH) 2 days later without…
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Mobility Scooter advice
Hi All. Hopefully putting this in right area, as I am after some advice. OH is getting really bad walking and mobility at the age of 55. Doctors have taken him off all pain relief as making him Anaemic . This has now ended up with him being virtually housebound, or at best mobile with the aid of a walker. We went away for…
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perfect care home
is there such a thing? I am interested in what constitutes a good care home> my mum had to go into one in February and it is lovely, the staff are very friendly, the meals are very good and plentiful, her room is a nice big one.( we are self funding at the moment as she is over the limit until her money reduces) but.. all…
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Care Home Costs - Would we need to sell our home?
Hello I am currently caring for my elderly Mother who has the onset of dementia and we have both lived together in the same house for almost 10 years. It is my only home as well as my Mum's. We can see no need for my Mum to enter residential care in the foreseeable future. However I am not a youngster myself, and we are…
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What to do with a stairlift that is no longer needed?
Sadly, my nan passed away a few months ago. It is my mum's responsibility to sort out all her things. She has finally been able to start disposing of things that are no longer needed. The issue she is having is with my nan's old stairlift. What do we do with it? Are there companies that would be interested in buying it…
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Elderly parents, do they drive you mad!
I can't be the only over 50 with an elderly mum who I wouldn't be without, but as an only daughter don't have anyone to share my frustrations with. My husband is very supportive, but I don't like to moan to him because even to myself I sound a bit petty! Bit of an example was yesterday when I called in and helped in the…
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Financial assessment for care home
Hi there, Having read some of the other threads on this topic I have been struck by the amount of selfless, patient help available around here, so I'm hopeful. But if this is beyond anyone here I will understand... To cut a long story short my Dad (who is 60) was incapacitated by a mountaineering accident last summer and…
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NHS Continuing Healthcare funding cap?
A friend's husband has been admitted to a care home under a guardianship order. He has advanced alzheimer's requiring 24 hour care and has multiple care need due to his condition. Our friend has been informed that most of his care home fees will be funded but £400 a month will come from his pension. Apparently this figure…
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Care and Repair
I was surprised and delighted to find this service called Care and Repair which appears to operate nationally on a regional basis. For those aged 60 years or over, and either an home-owner or private tenant (not co uncil or HA tenant) they come out and do minor repairs or maintainence for no charge. The details were given…
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Different attitudes to money
I am despairing of DH. He has recently cashed in an investment, at a point when it was doing very well, after many years. I have no problem with that, as he was always unhappy with the fact that value of the investment fell in the early years. He called it gambling, and wished he had not invested. What bothers me is that…
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Unable to sell Property
Hello, My Auntie is in a over 55 Extra Care Home - she pays her rent from her Pension. She has a property that has been for sale for over a year, no reasonable or acceptable offers have been received as the Property does need circa £15k spending on a new Kitchen and Bathroom and decoration. My Auntie has not £15k…
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Pension contributions as savings
This is about getting good interest on savings for those nearing retirement so 50+ from April. Savings rates are currently rubbish so this is an alternate idea if you have some spare cash. If you contribute to a pension, say your own sipp, then you get tax relief at source for 100% of your salary. So if you earn say just…
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selling my house to my partner
I am 65 and my partner is 50. We have 3 children nearly at college age. We own our house mortgage free jointly. I would continue to live in the house. What are the implications (mostly tax-wise) if I were to sell my share of the house to my partner? I need to pay off a tax bill and free up a small sum of money for other…
