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NHS Funding for Nursing home
Hi, Firstly apologies if this is the wrong forum. Can anyone explain NHS funding to me? My Grandma has been assessed and has been awarded this funding, however the way things have happened the whole family is confused as to what this means as they saw her one day and moved her to a Nursing Home (NH) 2 days later without…
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Mobility Scooter advice
Hi All. Hopefully putting this in right area, as I am after some advice. OH is getting really bad walking and mobility at the age of 55. Doctors have taken him off all pain relief as making him Anaemic . This has now ended up with him being virtually housebound, or at best mobile with the aid of a walker. We went away for…
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perfect care home
is there such a thing? I am interested in what constitutes a good care home> my mum had to go into one in February and it is lovely, the staff are very friendly, the meals are very good and plentiful, her room is a nice big one.( we are self funding at the moment as she is over the limit until her money reduces) but.. all…
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Care Home Costs - Would we need to sell our home?
Hello I am currently caring for my elderly Mother who has the onset of dementia and we have both lived together in the same house for almost 10 years. It is my only home as well as my Mum's. We can see no need for my Mum to enter residential care in the foreseeable future. However I am not a youngster myself, and we are…
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What to do with a stairlift that is no longer needed?
Sadly, my nan passed away a few months ago. It is my mum's responsibility to sort out all her things. She has finally been able to start disposing of things that are no longer needed. The issue she is having is with my nan's old stairlift. What do we do with it? Are there companies that would be interested in buying it…
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Elderly parents, do they drive you mad!
I can't be the only over 50 with an elderly mum who I wouldn't be without, but as an only daughter don't have anyone to share my frustrations with. My husband is very supportive, but I don't like to moan to him because even to myself I sound a bit petty! Bit of an example was yesterday when I called in and helped in the…
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Financial assessment for care home
Hi there, Having read some of the other threads on this topic I have been struck by the amount of selfless, patient help available around here, so I'm hopeful. But if this is beyond anyone here I will understand... To cut a long story short my Dad (who is 60) was incapacitated by a mountaineering accident last summer and…
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NHS Continuing Healthcare funding cap?
A friend's husband has been admitted to a care home under a guardianship order. He has advanced alzheimer's requiring 24 hour care and has multiple care need due to his condition. Our friend has been informed that most of his care home fees will be funded but £400 a month will come from his pension. Apparently this figure…
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Care and Repair
I was surprised and delighted to find this service called Care and Repair which appears to operate nationally on a regional basis. For those aged 60 years or over, and either an home-owner or private tenant (not co uncil or HA tenant) they come out and do minor repairs or maintainence for no charge. The details were given…
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Different attitudes to money
I am despairing of DH. He has recently cashed in an investment, at a point when it was doing very well, after many years. I have no problem with that, as he was always unhappy with the fact that value of the investment fell in the early years. He called it gambling, and wished he had not invested. What bothers me is that…
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Unable to sell Property
Hello, My Auntie is in a over 55 Extra Care Home - she pays her rent from her Pension. She has a property that has been for sale for over a year, no reasonable or acceptable offers have been received as the Property does need circa £15k spending on a new Kitchen and Bathroom and decoration. My Auntie has not £15k…
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Pension contributions as savings
This is about getting good interest on savings for those nearing retirement so 50+ from April. Savings rates are currently rubbish so this is an alternate idea if you have some spare cash. If you contribute to a pension, say your own sipp, then you get tax relief at source for 100% of your salary. So if you earn say just…
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selling my house to my partner
I am 65 and my partner is 50. We have 3 children nearly at college age. We own our house mortgage free jointly. I would continue to live in the house. What are the implications (mostly tax-wise) if I were to sell my share of the house to my partner? I need to pay off a tax bill and free up a small sum of money for other…
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Homebase Plus card for over 60s
In the Cambridge Homebase store a couple of days ago, we were offered the Homebase Plus card for over 60s. It gives you 10% off plus double Nectar points on Tuesdays. This is the first we've heard of it, can't find anything on their website and we've never seen it in our local store (Selly Oak, Birmingham) but were told it…
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New phone for an oldie
I've posted a longish thread over on the phones board but only had one reply so I wondered if any of you oldies could give me advice on the Samsung s3 mini phone and which PAYG taftff I ought to look at buying. It's for hubby. He only uses it very occasionally, mostly to ring me. He never texts so it is mainly the cost of…
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Put dads house in trust?
Hi - looking for some advice please! My dad is 75, he lives in sheltered accommodation which he pays rent on, as he has a property that he rents out which pays his existing rent on his flat essentially. I am registered as a lasting power of attorney for his financial affairs should he lose mental capacity - at this time he…
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Family Trust
Can any body tell me more about Family Trust and how much is your estate worth before it is worth setting one up.I have a wife 2 children and 3 grand children.Any advice would be welcome ,we have a mirror will already.
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Remortgage or loan?
I need some advice please as to whether I need to go for a remortgage or loan? I'm 63 next birthday, still working full time and not expecting to retire for the foreseeable future, as I love my job and earn good money. I am mortgage free now, but want to have work done in the house that will cost £30,000-40,000. Any ideas…
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Asset deprivation ??
Dad had a massive stroke and was in hospital over Christmas. We expected him to come home to be cared for. He asked mum to move a few thousand out of his ISA into their joint account to pay for possible alterations to the house. He found out 2 weeks later that he would be going into a nursing home permanently. Will the…
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If YOU have a Bus Pass
If you have a bus pass for whatever reason, you might like to read this. Last week, I decided to travel to Dorchester on Market Day. This is a popular service from Weymouth a there is a queue all day normally. I was second in the queue at 9am, in readiness for the 9.30 curfew. The person who was first, told me that the…
