Pension credit in a Care home

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LindaMary
LindaMary Posts: 181 Forumite
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in Over 50s MoneySaving
Dad is in a permanent care home and is self funding. He is running down his savings of about £40,000. His income is £60 state pension, £80 private pension and £81 DLA a week.
We have been told he may get pension credit but the amount of paperwork and stress it is causing us trying to sort it is a nightmare. Is it worth carrying on because won't it be a small amount anyway if he gets it?
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  • Mojisola
    Mojisola Posts: 35,559 Forumite
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    He will get his current £60 + £80 topped up to £151.20.
  • LindaMary
    LindaMary Posts: 181 Forumite
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    Forgot to add
    Mum still lives at home. Half dads private pension is disregarded for care home fees.
  • Mojisola
    Mojisola Posts: 35,559 Forumite
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    Does someone in a care home claim PC as a single person or as part of a couple?

    Does your mother claim any benefits?
  • LindaMary
    LindaMary Posts: 181 Forumite
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    Mum doesn't have any benefits at home. I think they are treated separately for PC
  • Biggles
    Biggles Posts: 8,209 Forumite
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    Pension Credit seems like a lot of form-filling but it's definitely worthwhile. You just need to get someone in the family sitting down with the paperwork for an evening and get it done.
  • cheekyweegit
    cheekyweegit Posts: 1,195 Forumite
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    Mojisola wrote: »
    He will get his current £60 + £80 topped up to £151.20.

    You missed out the Extra Amount for Severe Disability Premium worth up to £61.xx per week to be added to £151.20 less £1 for every £500 or part of, savings over £10k (£15 in this case).

    This is on top of Attendance Allowance which id disregarded in full for Pension Credit except for possible premiums as above.
  • LindaMary
    LindaMary Posts: 181 Forumite
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    Mojisola wrote: »
    He will get his current £60 + £80 topped up to £151.20.
    So what about the 50 percent disregard on his personal pension of £80 does it mean he is only classed as receiving £40?
  • Pollycat
    Pollycat Posts: 34,726 Forumite
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    Mojisola wrote: »
    Does someone in a care home claim PC as a single person or as part of a couple?
    My Mum & Dad had a joint Pension Credit claim.
    When he went into a care home we had to do 2 separate claims.
  • Mojisola
    Mojisola Posts: 35,559 Forumite
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    LindaMary wrote: »
    So what about the 50 percent disregard on his personal pension of £80 does it mean he is only classed as receiving £40?
    cheekyweegit wrote: »
    You missed out the Extra Amount for Severe Disability Premium worth up to £61.xx per week to be added to £151.20 less £1 for every £500 or part of, savings over £10k (£15 in this case).

    This is on top of Attendance Allowance which id disregarded in full for Pension Credit except for possible premiums as above.

    Yes, and with the added premium mentioned above, it's certainly worth claiming.
  • greyfox
    greyfox Posts: 483 Forumite
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    I see your Father is getting DLA. This is treated in the same way as Attendance Allowance.
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