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pensioner power
As I get older I can see that the older generations have a lot of living to do and will have a bigger and bigger say in society. And they should do - they have the most life experience and they have the time and skills to use the Internet to lobby for change - just look at WASPI which is really getting heard and have…
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Advice re bank accounts please
We are pensioners and we bank with the RBS. I really want out of there but husband is fussing over switching. He is worried the pensions won't go into the new bank and the money gets lost. Can I ask if anybody has switched or changed banks - how long did it take for the pensions to go into the new acc ?
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Discharged without a care package
My father who is 87 was discharged from hospital today, He was admitted on Sunday morning after a fall due to a urine infection. Discharged later in the day. Re admitted the following day, as the infection has gone into his blood. (Monday)they just seem to want to get him out all the time. He was discharged this afternoon…
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Letting out home to avoid care home costs?
My parents' house in Scotland has become unoccupied since my father passed away and my mother moved into a care home earlier this year. My solicitor has advised me to let out the house in order to avoid the proceeds of the sale being reclaimed by the council, who are currently subsidising my mother's care home costs quite…
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Elderly parents' partial equity release
Quite some time ago my elderly parents did a partial equity release on their home. As is often the case, it was not a good deal, but that's another story! They were advised by the solicitor at the time to do their wills, but they didn't. They are now in their 90s and I've been trying to persuade them to do wills for about…
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winter fuel payment
My very first payment went in yesterday £200, this will be great help to me this winter!
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Deputy for finances - who pays?
Elderly relative has lost financial capacity and has no power of attorney. Her children are low paid or living on benefits. If they apply to be the deputy would they have pay the fee or could it legally come from relative's money? They are aware they need to act in her best interests but will struggle to fund it…
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Freezing meals for elderly
My Mum in law does not cook for herself anymore, and I started freezing dinners for her, but now that is more or less the only dinners she eats. Trouble is I was freezing them in special Sisterna freezer to microwave plates with covers, but they take up a lot of room in her freezer. Are there any plates I can get that can…
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Care at home costs
My mother has been recently diagnosed with dementia. She has been referred to social services who have assessed her needs. It has been decided that she will need a visit in the morning and the evening to help her with her medication that she takes for diabetes. She does not own her own home ( renting from local authority )…
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Continuing Healthcare Funding in Devon
With the disbanding of the NHS PCTs (Primary Care Trusts) the responsibility for administering NHS Continuing Healthcare (CHC) was passed to the CCGs (Clinical Commissioning Groups). CHC is available to people with severe and complex health needs and provides care funding in care homes and in peoples homes. The CCG in…
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HELP WITH TAX QUERIES FOR THE OVER 60's
Not sure if this is the correct Category for this post. Maybe a Mod will move it if it isn't. Sorry, I am unable to post the link but Google it and it should come up. It's called TAXVOL A charity for the over 60's who have tax queries and on low incomes. I was helped recently with a tax query about paying basic rate when I…
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What do you do all day?
I'm not sure whether to ask this on here or on an unemployment thread as the question would be the same! I recently gave up working full time and now work part time for a charity from home. - I suppose I sort of consider myself semi-retired. But the work is so flexible I find I have a huge amount of time on my hands now…
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All eggs in one basket - Internet security.
Hello I have my bank account and credit card and savings all with the same bank (Nationwide). I did this for simplicity and because the have been with Nationwide for many years and find their service excellent. Also you get slightly higher savings rates if you bank with them. However my husband is now getting worried about…
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60 soon what can I expect?
My birthday is in a few days..the great 60.....:j I was quite happy until I received a letter cancelling my private health insurance.....the letter stated I knew they only covered 18-60 ,( which I didn't), however it's left me wondering what else changes now? The health insurance was a real stretch to afford so I suppose I…
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Budget - stop to housing benefit and pension credit if abroad
Haven't read the full info on this budget statement, but it could be a problem for anyone who goes abroad for long holidays over the winter, or indeed goes on extended holidays to visit family overseas, if they are claiming housing benefit or pension credit. "Housing benefit and pension credit payments to be stopped for…
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mobile phones, absolute ignoramus
ok, I have decided that I might join the age of mobile technology. I have a brick payg and it works fine for a one off call in an emergency. I am too ignorant to ask anything on the mobile phones section on the main board. I don`t know aht to ask I have O2 on my payg and don`t have mobile signal at home. I am computer…
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Advice on best place for lump sum
Hi, I'm new to the forum and looking for some advice please. My mother has just sold her house, as she moved into an independent living complex last year. She is renting her current place and so the sale from the house will need to cover her future rent expenses, bills, general living and also pay for any future care needs…
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Pensioners' patchwork income
Now that I'm deemed to be a fully-fledged pensioner at last (ie reached that revised State Pension Age of mine finally) - I think I've worked out all the constituent parts of my income okay. It gets confusing when income isn't just coming in from one source (ie a salary payment every month into the bank). So - have I got…
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Possible Care Home looming, will the house be counted?
I have a young-ish friend who needs some advice, hopefully someone can help, or point me in the right direction to find the answer. My friend and her partner are 45 years old and live in England. 10 years ago she sold her home, her parents sold their home, and the 4 of them purchased a 6 apartment house to share. Her…
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Changes you have noticed
Now I am in my 60s I have had some positive changes like retiring, children all grown up (youngest graduated when I was 60) no mortgage but there are obviously some less positive things like needing glasses, needing cataract op but not bad enough yet (would have been a couple of years ago but guidelines have changed, at…
