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For those in their fifties and beyond
Did you ever feel ready for retirement and why did you retire when you did? Was work less enjoyable or they forced your hand? Did you always have a life plan that included the age you were going to retire at. Did finances force your hand as the sole determinant of when you could retire , Retirement or reduced hours through…
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Wills - Changes to Scotland Succession Acts
I'm putting this info here as well as on the Family Board as it is important for anyone who has made a Will in Scotland. If you live in Scotland, don't dash in to make your 'free' will in October until you have visited the Scottish Government website and viewed the new Succession Scotland Act 2016. There's also a guide…
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Putting home into family trust to avoid nursing home fees
I'm afraid I'm not prepared to lose my only asset, my home, to pay nursing home fees so I'm considering putting it into a family trust with my children as the beneficiaries. Does anyone have experience of this and the pitfalls? We're already likely to lose my mother's home for this reason (her fees are £46,000 a year) and…
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National Express Senior travel
Hi, I'm confused (perhaps deliberately) by the National Express site. If I go for travel as a senior, but without a travelcard, the cost is lower than as an adult - but there is no info on what proof is required, only details of the card which I don't need. It says "senior" is 60+ and adult is 18-59, but has anyone…
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Mother inherited money while in a care home
My mother has unexpectedly inherited a substantial amount of money but she is in a care home funded by the council. Should this be declared to the council or could she gift some of it?
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deceased Tenants in common
My father passed away a few months ago and I'm in the process of sorting out his estate. he owned his house along with his surviving wife and myself. The property was held on trust as tenants in common (Dad 44.5%, Mum 44.5% and myself 11%) as per the purchase transfer form TR1. I now need to advise the Land Registry of his…
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Jointly Owned Property- Care Home Fees
Hi, I appreciate this is a little vague but if anyone could assist that would be fantastic. My parents (both late 50's) own 50% of a house with my Grandma owning the other 50%. They all lived in this house until my Grandma moved permanently to a care home. If it is decided that my Grandma's share of the house needs to be…
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Free Bus Pass
I am a 63 yr old male and although I reach my state pension age at 65 I have just found out that I am entitled to a FREE BUS PASS now! The government now works this out from when the equivalent FEMALE state pension is due. Check the government/council/transport websites to find all the information. It is dependent on the…
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Household costs in care-home
I have a query about something. I may be overthinking it. I cared for my Mum for many years, but she recently moved into a care home - a wrench for both of us. I remain in the house we both lived in while I cared for her. It is her house. We split the costs of the house (council tax, utilities, etc) between us. Now she is…
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Narrow 3 wheeled walker
Does anyone know if a narrow 3wheeler. Mum lives in a bungalow with a narrow hallway. Can you pretty much turn them on a sixpence?
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Where do I start?
Dad is in hospital with a UTI at the moment. Expecting him to be discharged today or Monday. We have stressed we need a care package in place as his mobility is bad. Add to that Mum has dementia & now needs help showering & dressing. Where do I start to get help! They have £19,000.
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Trans Pennine Express Club 55 is back until 20th November
https://www.tpexpress.co.uk/special-offers/club-55/ Club 55 Club 55 is back and will finish on 20th November 2016. If you're aged 55 or over, travel on any of our off-peak trains anywhere in the north of England from £19 return, as well as in and out of Scotland from £29 return. A further 20% discount is also available if…
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P60 or statement of earnings
I am filling in the form for Power of Attorney for my parents. What form of evidence does an oap have for their yearly earnings? Presume they don't get a P60. It is needed for a reduction in the fees
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Free three wheeled walker
My mum has had 3 falls in 4 months. Dad has to arrange an appointment at the falls clinic. She has a large 4 wheeled walker which we bought for outside use. Would she be able to get a free 3 wheeled one for in the home? (The 4 wheeled one will not go down the hall and turn into the kitchen)
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Benefits/Allowance
Until now, my mother was my fathers carer. She has today been diagnosed with moderate alzheimers dementia and will no longer be able to do so. They have a total of £15k in savings. They may be spending £2k of this to alter the bathroom (necessity). As they will lose the £62 carers allowance, will they have to self fund any…
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Kettle Tipper for elderley
Just wondered if anyone has one of these and if they work ok. If so which of these two would be better https://www.completecareshop.co.uk/kitchen-aids/kettle-tippers/economy-kettle-tipper-for-cordless-kettles https://www.completecareshop.co.uk/kitchen-aids/kettle-tippers/universal-kettle-tipper Thanks
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Role models for the over 50s
It never struck me until I moved away from my home city just how many other people "fall by the wayside" as to how much exercise they expect themselves to do after they get to "a certain age". Though - goodness knows - statistics indicate just how many people leap in a car for what is only a pretty short walking distance.…
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Ideas for Investments and Savings for 50+
Hello All I would really be grateful for advice and ideas, I have around 60k to invest/savings and really would like to know how to make the most of it. Be grateful for your suggestions on investment ideas and saving for over 50s. A bit of background, I am unemployed and do not own a property. I am also caring for an…
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Giving away a property
Hello - apologies if this is in the wrong place. I have a spare (inherited) property (valued at £120,000 7 years ago and now at least double that figure) Can I just give it to my son to live in (he still lives with us at the moment) and hopefully survive 7+ years ? Will he have to pay Cap. Gains when I die, if he continues…
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Doing the house up, downsizing, old age prep
This is going to cover a whole basket of ideas, many of us must be in a situation where we are tentatively thinking of some changes with a view to making daily life easier as we get older and approach this era with a physicality that is starting to fail. Ok we don`t go on for ever with the energy of youth but it does seem…
