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N.I contributions for full pension
My wife was born in 1958 (shhh don't tell anybody) she has 27 years paid up N.I cons,including those added for raising our child. How many years do you now need for a full pension, is it 35? Don't say ring the Future Pension Centre as I just hung on the phone forever. Also she currently can buy/ makeup 4 missing years, do…
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Wills and things
Hi everyone, I've put this question here to get a range of suggestions/comments from people who've maybe been there, done that perhaps. I own property outright and have cash in the bank (am late fifties). I've been divorced for years so it belongs to me only. I have 2 adult children, both now married. 1 set are very good…
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New board guide on here
Is me ! You may recognise me from elsewhere on the forum where I already BG I'm reasonably low profile , delete spam email every etc in the background so nothing will change I'm replacing one of the existing BGs who is stepping down
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Is there a dedicated thread for wills?
Making baby steps with it this afternoon. My affairs are reasonably simple but I'd like to see how others have managed any complications - such as having inheritance swiped by rogue elements. Please point me in the right direction. TIA
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Hellooooooo.......is anybody there?
Evening all. Happy new year. Thought I would start a new thread with no real title, just somewhere we can meet for a virtual chat. Hope I don't end up talking to me self lol. Sitting up in bed disgusted and disappointed cos I forgot to put the electric blanket on and me kindle's flat lol. And I turned the heating off an…
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Advice please
My husband and I have a buy to let property which is just coming to end of mortgage term. We are both 60 and I want to sell but not sure what to do with the profit. We can pay off mortgage on our home but would still have about £60k left. Hubby wants to buy property again but I do not. Is premium bonds a viable option??
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When you don`t want to spoil a dedicated thread
put your post here, any topic is welcome :) :) :)
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Free xmas meals and gifts for pensioners
OK, so here's the thing, all your life you have been badgered every Xmas to donate for the OAPs Xmas party. Now you are a pensioner it's your turn to enjoy the benefits. So here's what to do, get a relative (or pose as one) to contact all the groups in your area telling them how you live alone, have done your bit for the…
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Marriage Allowance
We learned from Martin Lewis recently that you can claim Marriage Allowance so today we rang the helpline and it seems we have qualified for this. The gentleman who dealt with our claim asked about our income for the years 2015 and 2016 and said that we will notice a difference on my husbands pension payments in January…
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Another power of attorney question
Relative has just moved permanently to a care home. Their place is funded by 117 aftercare due to having being sectioned prior to the move so their house does not need to be sold to pay for care. Children (in thirties, one with MH problems) have been allowed to live rent free at home all their adult lives. Now that power…
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inheritance
Hi not sure if this is the correct forum so if not apologies. If I pass away my will states that the house and all savings pass to my wife. approximate value : £400000 with the house. Would my wife have to pay inheritance tax? When she dies and it all passes to our four children equally will they have to pay inheritance…
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Protected Virgin Line Rental for Over 65,s/Disabled.
" Virgin Media has today taken Ofcom’s new probe into the cost of landline rental to heart and announced the launch of a new “Talk Protected” plan, which will freeze the price of line rental at £17.99 per month for its elderly and disabled phone-only customers. Customers currently on Virgin Media’s phone-only plans (NOT…
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Winter fuel allowance
Has anyone received their winter fuel allowance yet? 8 got letter but don't want to check bank daily.
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When a friends parent dies...
Even at my age (ie early 60s) I've never had a remotely "close" death. I know that's most unusual by my age. Both my parents are still alive (though I am wondering currently whether I've just been given a "sign" that people who have "gone before" are now appearing waiting to "greet" one of my parents). Anyway - friend…
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Putting a restriction on your property?
Heard an awful story on Radio 4 today about thieves (sometimes successfully) selling off property they don't actually own (by forging documents and then persuading the land registry to change ownership!) The advice was that, if you own any property without a mortgage, put a Restriction on that property so that it cannot be…
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Cutlery for Rheumatoid Arthritis
Can anyone recommend some cutlery for rheumatoid arthritis. I know i need it to be lightweight, should it be slightly curved? It is for my elderly mother and i would like to be as nice as possible without looking baby like thanks
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Council Tax reduction
http://www.moneysavingexpert.com/news/reclaim/2016/09/lived-with-someone-with-alzheimers-parkinsons-or-a-similar-illness-you-may-be-able-to-reclaim-1000s-in-council-tax?utm_source=MSE_Newsletter&utm_medium=email&utm_term=27-Sep-16-1628&utm_campaign=nt-oneliners-two&utm_content=7
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50+ & workplace pensions
I've recently turned 50 and my employer is about to enroll their staff onto one of these works based pension schemes. is it worth my while, I'm only just over the new minimum wage.
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Executor of Will
Who has authority over a Will, the executor or the remaining Spouse My father-in-laws sister is the executor, but she is even starting to have say in things even before he has passed away He is also a great collector of books which my mother-in-law would like me to dispose of as soon as he has passed away Sister says, they…
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Is this a scam?
I recently received a letter from City Financial Investment Company Ltd saying they need to confirm my tax status. They then go on to say that new regulations require a fund(not named) in which I invest to establish whether I am a reportable person for the purposes of the regulations. Given that any income I have from any…
