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Making a will
Not a self written or will writers one A specialist solicitor will advise you on IHT , trust's and make sure your wishes are carried out 14000 will's a year challenged as property price's rise http://dailym.ai/2pbpeMK 2 people down my way ended up losing with costs of £200,000 challenging an estate worth £226,000 Greed…
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Motion sensor light
Mum has dementia is quite frail. She had another fall last night while getting up in the night to use the loo. They have an LED night light but I am looking for a decent motion sensor light. Can anyone recommend something that requires no wiring
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Specified Adult Child Care
I have recently read an article in Saga magazine, which interested me. My husband gave up work when he was 55 for personal reasons. He has never claimed any benefits as it was his choice. He is 64 now and recently had a government pension forecast. He does not have his full quota of contributions. On reading this article…
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gifting money
I read this on another site "If you want to lend a financial hand to your son or daughter, then you might want to consider opting to pay them a regular amount each month rather than gifting a lump sum. This is because regular payments are excluded from inheritance tax liability, as long as they come from your income (not…
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Emergency (i.e.) cash fallback fund in retirement
I have spent today updating my meagre savings and investment figures and three ISA's are expiring within the next couple of weeks. I have been considering where to move them for the best safe return and what I really want to know from those of you who have already retired, is what is a reasonable amount to have in…
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Using AVIOS In Store Card facility
Hi, I like the idea of the AVIOS inStore Card facility, which monitors the Credit card purchases and automatically collects points on those that are linked to its estore - without having to go through the actual estore - BUT how safe is it - I cant see any reference when MSE is talking about AVIOS where this is mentioned -…
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Key Safe, are they safe?
We're looking into this. Are they really safe? It wouldn't be fitted anywhere near a door and not facing a road or pathway. There is only one on the market that I can see that is police approved.
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Bill paying
How do pay you every day buys in supermarkets etc by cash debit card or credit card
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Leaving house to kids
Not sure this is the right forum but my husband is terminally ill. If he left his half of our house to our 2 daughters, and then I signed over my half to them and brought a small flat for myself with savings , would this be allowed or not. Who should we go to for advice on this. Thanks
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Wiltshire?
I have searched the forum but only old threads are coming up. I am looking into buying these ready meals for my Mum. What are peoples thoughts on Wiltshire. I also know of Oakhouse...again any thoughts? My Dad has a large appetite, are the meals sufficient Thanks
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SKI-er or Sk-ater. We know how to enjoy ourselves
3 years after my last edit in 2012 and circumstances changed drastically in february 2015 when my husband of 45 years died. Sorting and clearing is now pretty well done and I am well into the acceptance stage, part of which means that I have been able to move on and am now creating a life for myself. I have had a thrifty…
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About working once retired.
Hi, My husband is soon retiring, and he will get the state pension plus quarantee pension credits. He's claimed housing and council tax benefit, which is in place ready. We have no other income and live alone. We have no savings. He will need to get a part time job for us to manage, but we don't know how this works.…
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Power of Attorney - what's the point of registering with OPG?
As title really, I hold POA (old style) and am trying to sort out my mother's affairs including changing addresses with various pension providers, utility companies etc as she has moved. One has asked for an emailed scan of the POA document, some have asked for nothing at all and some want the full original document which…
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Property trust wills
Anybody got an idea how much it will cost to have it drawn for a couple? I understand the house must be owned in tenants in common. I am thinking of changing my will to include a property trust so that half of my property should go to my grandson. Any pros and cons? Thanks
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How to agree over inherited house
Hello, My brother and I have recently inherited our family home. He wants to sell and I don't. What's the fairest way of agreeing a price? I live outside the UK and have no idea of the costs involved to either party for the transaction. Thanks
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Forum for Retired parents
My parents are retired and about 70 years old, Is there a good Internet forum for UK retired people, My mum goes on internet sometimes for shopping and holiday reviews and things but it seems to me they do not see that a specific forum can be a helpful place as I do, my mum has heard of the third age trust but I dont think…
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Funeral costs
Hi Realising im not getting any younger what do you guys say is the best way to save for the day we go? Life insurance to cover cost al leave a little extra? Pre paid plans? Savings? Quanto
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"Retiring" - employment status and effect on insurance?
I am in the lucky (sort of) situation of retiring early, in about 2 months. The "sort of" bit is that I have had some health problems that are pushing me to retire early. The opportunity to cease F-T work has been facilitated by my employer offering me a voluntary redundancy package. I plan to start taking employer pension…
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Transfer house deeds after wife passes advice please.
Hello and thank you for reading my post. I'm posting to gain some advice on behalf of a friend. His wife passed away in June 2015, they both purchased together her mothers council house, with agreement that she and her husband could live there until they passed or went into care. Sadly his wife passed just before her mum,…
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Is Home Insurance more or less when you retire?
On first thoughts I thought it would be less as your not out at work all day, but is it more as your around your home more? And must I tell my insurer when I retire?
