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About working once retired.
Hi, My husband is soon retiring, and he will get the state pension plus quarantee pension credits. He's claimed housing and council tax benefit, which is in place ready. We have no other income and live alone. We have no savings. He will need to get a part time job for us to manage, but we don't know how this works.…
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Power of Attorney - what's the point of registering with OPG?
As title really, I hold POA (old style) and am trying to sort out my mother's affairs including changing addresses with various pension providers, utility companies etc as she has moved. One has asked for an emailed scan of the POA document, some have asked for nothing at all and some want the full original document which…
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Property trust wills
Anybody got an idea how much it will cost to have it drawn for a couple? I understand the house must be owned in tenants in common. I am thinking of changing my will to include a property trust so that half of my property should go to my grandson. Any pros and cons? Thanks
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How to agree over inherited house
Hello, My brother and I have recently inherited our family home. He wants to sell and I don't. What's the fairest way of agreeing a price? I live outside the UK and have no idea of the costs involved to either party for the transaction. Thanks
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Forum for Retired parents
My parents are retired and about 70 years old, Is there a good Internet forum for UK retired people, My mum goes on internet sometimes for shopping and holiday reviews and things but it seems to me they do not see that a specific forum can be a helpful place as I do, my mum has heard of the third age trust but I dont think…
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Funeral costs
Hi Realising im not getting any younger what do you guys say is the best way to save for the day we go? Life insurance to cover cost al leave a little extra? Pre paid plans? Savings? Quanto
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"Retiring" - employment status and effect on insurance?
I am in the lucky (sort of) situation of retiring early, in about 2 months. The "sort of" bit is that I have had some health problems that are pushing me to retire early. The opportunity to cease F-T work has been facilitated by my employer offering me a voluntary redundancy package. I plan to start taking employer pension…
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Transfer house deeds after wife passes advice please.
Hello and thank you for reading my post. I'm posting to gain some advice on behalf of a friend. His wife passed away in June 2015, they both purchased together her mothers council house, with agreement that she and her husband could live there until they passed or went into care. Sadly his wife passed just before her mum,…
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Is Home Insurance more or less when you retire?
On first thoughts I thought it would be less as your not out at work all day, but is it more as your around your home more? And must I tell my insurer when I retire?
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What monthly figure do you need in retirement ?
Can I ask please ? What monthly figure you need for retirement? I know this will be different for lots of people, but to have a nice retirement, which magazine says you need £40,000 per couple per year ! After the state pension and our small private pensions, we would still have to find a lot of money to have this amount.…
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Mirror wills
My DH and I have mirror wills, is if he goes first everything goes to and vice versa. My husband has dementia and whilst I'm hoping to care for him at home realistically I can see this may not always be the case. We don't have a large cash fund, although DH has a drawdown pension, we do own our home jointly. I accept that…
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Help please with POA problem.
In 2004 I had an Enduring Power of Attorney drawn up appointing my two sons jointly and severally. We all signed and had it witnessed and it's been with my papers at home. I didn't register it anywhere and thank goodness I didn't. After reading a newspaper article about a journalist's nightmare problems with his mum's POA…
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LPA Survey In Weekly Email
I recommend holding off completing the survey for the time being as I found a couple of issues. https://forums.moneysavingexpert.com/discussion/5678428
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Investing 70,000 at 53 years old
Im a UK citizen ; tax payer too . 70,000 to invest safely as possible . Im no gambler as the money did not come easily . I was thinking of buying a flat to rent out but as I live overseas this seems like a fair bit of hassle and I could be faced with big bills for repairs evictions etc . Plus I have zero experience in the…
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Present for someone retiring?
We have a dear friend who has announced that he is taking early retirement in 6 months time (when he's 60). He's in good health and not swimming in cash (I suspect the early retirement was prompted when his cousin - same age as him - suddenly keeled over last year). Anyway, we would like to get him a present but nothing…
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Lost LPA!
I'm afraid when my parents asked me to take out LPAs for them I didn't really want to think about it too much and now that we need to put my dad's in place, I can't find the original forms. They're registered with the Office of the legal guardian but never did anything other than put them somewhere 'safe' incase they were…
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Retire at 80? Might have no choice...
Or so the various bodies cited here claim. http://www.independent.co.uk/news/business/news/workers-retirement-age-80-global-pensions-time-bomb-rise-400-trillion-a7758051.html So what do people think - from sustainability of the triple lock to fundamental reality at a personal pension savings level - seems like these is a…
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Power of Attorney and running bank accounts
Hello I am in the process of registering mums LPA documents at her banks. She has 4 Attorneys, myself and 3 siblings. At the moment I'm the only one that's registering at the banks as I have the documents and we all live miles appart. I want to register mums accounts for online banking... now, do I set up a completely new…
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TV Ch4 Black Widow tonight.
The premier episode of Black Widow is on channel4 tonight. Part of the "Walter Presents" series. Is this the start of the series being broadcast weekly or is it a come on to get you interested and then watch on the box set catch up. It might be strange but we don't want to watch the box set. We like the weekly wait for the…
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Best mobile phone for elderly mum
Hello, I desperately need recommendation for a mobile phone model for my elderly mum. Her vision is very poor and she is struggling to use touch screen for messages ,she says she cant see letters clearly. I need something with big buttons, but because she is living abroad alone an option to have Viber or Whats up is…
