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Key Safe, are they safe?
We're looking into this. Are they really safe? It wouldn't be fitted anywhere near a door and not facing a road or pathway. There is only one on the market that I can see that is police approved.
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Bill paying
How do pay you every day buys in supermarkets etc by cash debit card or credit card
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Leaving house to kids
Not sure this is the right forum but my husband is terminally ill. If he left his half of our house to our 2 daughters, and then I signed over my half to them and brought a small flat for myself with savings , would this be allowed or not. Who should we go to for advice on this. Thanks
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Wiltshire?
I have searched the forum but only old threads are coming up. I am looking into buying these ready meals for my Mum. What are peoples thoughts on Wiltshire. I also know of Oakhouse...again any thoughts? My Dad has a large appetite, are the meals sufficient Thanks
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SKI-er or Sk-ater. We know how to enjoy ourselves
3 years after my last edit in 2012 and circumstances changed drastically in february 2015 when my husband of 45 years died. Sorting and clearing is now pretty well done and I am well into the acceptance stage, part of which means that I have been able to move on and am now creating a life for myself. I have had a thrifty…
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About working once retired.
Hi, My husband is soon retiring, and he will get the state pension plus quarantee pension credits. He's claimed housing and council tax benefit, which is in place ready. We have no other income and live alone. We have no savings. He will need to get a part time job for us to manage, but we don't know how this works.…
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Power of Attorney - what's the point of registering with OPG?
As title really, I hold POA (old style) and am trying to sort out my mother's affairs including changing addresses with various pension providers, utility companies etc as she has moved. One has asked for an emailed scan of the POA document, some have asked for nothing at all and some want the full original document which…
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Property trust wills
Anybody got an idea how much it will cost to have it drawn for a couple? I understand the house must be owned in tenants in common. I am thinking of changing my will to include a property trust so that half of my property should go to my grandson. Any pros and cons? Thanks
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How to agree over inherited house
Hello, My brother and I have recently inherited our family home. He wants to sell and I don't. What's the fairest way of agreeing a price? I live outside the UK and have no idea of the costs involved to either party for the transaction. Thanks
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Forum for Retired parents
My parents are retired and about 70 years old, Is there a good Internet forum for UK retired people, My mum goes on internet sometimes for shopping and holiday reviews and things but it seems to me they do not see that a specific forum can be a helpful place as I do, my mum has heard of the third age trust but I dont think…
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Funeral costs
Hi Realising im not getting any younger what do you guys say is the best way to save for the day we go? Life insurance to cover cost al leave a little extra? Pre paid plans? Savings? Quanto
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"Retiring" - employment status and effect on insurance?
I am in the lucky (sort of) situation of retiring early, in about 2 months. The "sort of" bit is that I have had some health problems that are pushing me to retire early. The opportunity to cease F-T work has been facilitated by my employer offering me a voluntary redundancy package. I plan to start taking employer pension…
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Transfer house deeds after wife passes advice please.
Hello and thank you for reading my post. I'm posting to gain some advice on behalf of a friend. His wife passed away in June 2015, they both purchased together her mothers council house, with agreement that she and her husband could live there until they passed or went into care. Sadly his wife passed just before her mum,…
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Is Home Insurance more or less when you retire?
On first thoughts I thought it would be less as your not out at work all day, but is it more as your around your home more? And must I tell my insurer when I retire?
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What monthly figure do you need in retirement ?
Can I ask please ? What monthly figure you need for retirement? I know this will be different for lots of people, but to have a nice retirement, which magazine says you need £40,000 per couple per year ! After the state pension and our small private pensions, we would still have to find a lot of money to have this amount.…
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Mirror wills
My DH and I have mirror wills, is if he goes first everything goes to and vice versa. My husband has dementia and whilst I'm hoping to care for him at home realistically I can see this may not always be the case. We don't have a large cash fund, although DH has a drawdown pension, we do own our home jointly. I accept that…
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Help please with POA problem.
In 2004 I had an Enduring Power of Attorney drawn up appointing my two sons jointly and severally. We all signed and had it witnessed and it's been with my papers at home. I didn't register it anywhere and thank goodness I didn't. After reading a newspaper article about a journalist's nightmare problems with his mum's POA…
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LPA Survey In Weekly Email
I recommend holding off completing the survey for the time being as I found a couple of issues. https://forums.moneysavingexpert.com/discussion/5678428
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Investing 70,000 at 53 years old
Im a UK citizen ; tax payer too . 70,000 to invest safely as possible . Im no gambler as the money did not come easily . I was thinking of buying a flat to rent out but as I live overseas this seems like a fair bit of hassle and I could be faced with big bills for repairs evictions etc . Plus I have zero experience in the…
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Present for someone retiring?
We have a dear friend who has announced that he is taking early retirement in 6 months time (when he's 60). He's in good health and not swimming in cash (I suspect the early retirement was prompted when his cousin - same age as him - suddenly keeled over last year). Anyway, we would like to get him a present but nothing…
