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Enduring power of attorney
I have got an enduring power of attorney for my son. He likes to travel a lot and I registered it to the bank so that I can manage his account online etc. I hate it when I get letters addressed to him and my name as poa is this the normal? Does anybody know whether I can ask the bank if my name could just be removed on the…
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washing machine for over 70s
Hi Can anyone recommend a washing machine that has basic controls and easy to understand (not all singing and dancing) for my mum who is in her 70s and quite a technophobe. She uses two settings of 40 deg and 60 deg and on the odd occasion might need a quick wash setting. Thank you all in advance. x
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BT Land Line
I read some where ages ago on the forum that if you are with BT then you are paying to much. I am paying to much!!! However, I have not been well enough to sort this out. I know I need to change to a cheaper provider but now I cannot find out what to do, via the forum. Here is my phone use: I do not answer the phone…
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Amazon £1.00 verification fee
I am a long time Amazon customer using the same VISA card for years, it's not a new card. I have a £100 balance, I purchased a set of headphones for £50. The £50 payment shows up on my statement plus a £1.00 fee which shows as pending, my available balance is now £49.00. Six days later nothing's changed my available…
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Some Help Please
I employed a small company in a town where I live to clear the large garden which had got considerably overgrown. They said it would take two days at least. It took them 4 hours flat. They have not cleared up at all, left a lot of rubbish behind. They stormed off in a huff when we attempted to pay by cheque, they are…
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McCarthy and stone profit warning
I don`t know how a profit warning would affect people in process of buying one of their properties but I would say to beware. Looks as though the stability of living in one of these homes could well be affected…
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How can i help my parents?
Hi Sorry if this has been covered- i did search but nothing specific came up. So my parents are in mid 70's and on a decent pension, but have a large mortgage due to buying very late in life. Sadly my Mother has become quite disabled and is barely able to walk, but they refuse to claim anything and now she doesn't leave…
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help - adaptations for elderly person who has had a fall
Hi My 97 year uncle is in hospital following a fall and is slowly learning to walk again. He will be out I would think in 2 or 3 weeks. He lives alone in a house with steep stairs, it has a downstairs loo/sink but no room anywhere for a shower. Currently my thinking is : a riser recliner for lounge a stairlift - to get to…
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Power Of Attorney Mental Capacity Assessment
Hi, I am posting on behalf of my mum. My mum is my Nan's carer. My Nan is 83, bed-bound, deaf but still has mental capacity. My Mum was looking into how to get power of attorney and has been told a mental health doctor will have to come to the house and assess my Nan. Has anyone had experience of this? How long does the…
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Transfer of ownership
My 82 year old mother has decided that she wants to transfer deeds of ownership on her property to myself and my brother to 'avoid paying care home fees as they have taken enough money off me in my lifetime and continue to do so through my pension'. She says that as I privately rent I should have the property to be able to…
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Do I HAVE to have underlay?
Sorry, couldn't find anywhere more appropriate to put this, but I am trying to save money. The thing is, I want to replace my stair carpet. But the shop won't sell me any without underlay. The salesman said I HAVE to have underlay and they are not allowed to sell carpet without it. Are they having me on, or is this some…
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Non-Residential Care Costs
Hi, My Mum is my Nan's carer. My Nan also currently has carers who come 4 times a day just to change her. My Mum is trying to find out if my Nan is being charged the right amount for the carers. She pays £830 a month. They only started charging about 10 months ago. My Nan owns the house. Currently almost all the money my…
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Will writting
Hi sorry if this is in the wrong forum but I cant find anywhere else it may go. My elderly father wants to leave a will ,he hasnt much but wants a few personnal things to go to certain people,he also wants me to plan things after hes not around. Are we able to do write a will ourselves and if so who can we get to witness…
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Council want to move aunt to a cheaper care home after 4 years!
My aunt moved in to a care home following the death of my uncle. She couldn't cope living on her own and went downhill fast. She chose to go in to a very nice home that had cared for other family members previously, including my uncle when he passed away. Aunt had plenty off money so the fees weren't an issue and she was…
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The problem was small electronic devices
At 60+, I have moved from full-time employment to part-time self-employment. In recent years, I have been having difficulty with many tiny electronic devices because of hand dexterity, hand pain and eyesight limitations. I never thought that my employer really understood my difficulties. Now that I'm an independent man so…
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60 + property - why?
Hi folks, I'm 62 next birthday and sometimes I feel like it, sometimes I don't! Today I went for an 8 mile walk with a younger chum and thoroughly enjoyed it. On the way back we swung by the old chocolate factory in Keynsham, which is in the middle of being converted into a huge block of flats. (Yes, the same choccy…
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Raise cash from house
I don't really like equity release for a number of reasons. It is difficult (if not impossible?) for golden oldies to get a standard mortgage. Has anyone ever considered / investigated whether it would be possible to arrange a BTL mortgage as an alternative?
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AgeUK/ Handicare feedback request
We are thinking of using AgeUK and their linked company "Handicare" to replace our bath with a walk in shower We had "Handicare" out last week for a quote which appears to be OK I am looking for some genuine user feedback from a customer - before I decide Anyone ?
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Nursing home fees following death of joint property owner.
A relative is joint owner of a house he and his wife own. His wife is moving into a nursing home to live, he is over 60 and will continue to live in the house. My question is, if he was to die would the LA expect at 100% of the monies go to his wife? In his will he is leaving his 50% to another relative, will this mean the…
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Personal rate of inflation
With my pensions rising by 4% this year, I wondered what the real rate of inflation was for me. I found an interesting personal inflation calculator here: https://www.rathbones.com/personal-inflation-calculator Interestingly, it gave my personal rate of inflation as 0.3%. I am sixty-two now and working three days a week. I…
