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Free advanced decision form (living will)
Complete online and print out https://compassionindying.org.uk/library/advance-decision-pack/ Allows you to make advanced decisions on your refusal of health treatment under several scenario's. Just needs signing and witnessing and a copy handed to your GP
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Gifting money from MIL in care home - POA
My wife and I have Financial & Health/Welfare POA's for my wife's 86 year old mother. She has moderate to advanced dementia and resides in a care home. Her income is 32K pa (pensions, AA, interest, dividends) Her outgoings, mostly care home fees are 35K pa. She has assets of £700K in low/medium risk investment portfolio /…
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Quandry over care/maintenance!
Hi all I hope you can help me with a decision! My mother has gone into care as she has Alzheimer's, leaving her home with her partner living in it. She is self funding in the home as she saved all her life. My quandary is that her house is in a bit of state and could do with a new bathroom/kitchen as its not been done…
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Pension Credit : Savings Credit - Free TV licence?
I have helped a friend apply for Pension Credit and although her household income is a couple of pounds too high for the Guarantee Credit, she and her husband are entitled to £7 a week Savings Credit. She was also delighted to find that they will have to pay NO Council Tax :) My question is : does being in receipt of…
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Abolish BBC licence petition
https://petition.parliament.uk/petitions/235653 It’s about time this tax was abolished please sign and post the link on every forum you know. Why should we all pay for this propaganda organisation?
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Scammers
Is it me or is most people over 55 starting to have a lot of SCAM MAIL, Telephone Scammers and Internet Scams done to them these days? not wealthy by any means but not debt ridden either. Found this month alone have had three letters demanding monies from Debt Agencies for account closed over two years ago. Nothing owing…
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Everyday Ordinary Man Approaching Full Retirement at 59.
I am setting up this thread as an ordinary everyday man moving towards full retirement. I say ordinary, in the sense that I am neither poor nor extremely well off. I have been reading these forums for several years especially the sections about savings and investment. Of course they provide lots of great support and advice…
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Ways to earn a few quid when retired
Apart from taking a part-time or temporary full-time job in semi-retirement, what other ways does anyone on here may a few quid in retirement, beyond the obvious of managing investments and savings? I've got a hobby that pays, and when retired I'll have more time to enjoy that and earn more from it. Also, we currently rent…
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Over 50's - Office job described as energetic
Just a quick query. If you are in your 50's would you be put off an office described as 'energetic with daily deadlines which must be met'. It states quite clearly the ability to work under pressure. I am a returner to work and perhaps my judgement is not as it should be. Perhaps, this would suite better a younger person.…
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Has anyone heard of this company?
My mum was visited by a salesman for a company called TED alert today who do those pendant things that you press if you have a fall. They tried to get her to pay £1,000 today (for 3 years), she didn't but they have told her she has to pay by tomorrow or she will lose her £500 'discount'. It all sounds really dodgy to me…
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Nhs continuing healthcare
Wondered if anyone is obtaining the above for a relative and how difficult it is to get? Relative has been in care home for 4 years and is self funding. Initially it was residential, then dementia residential and now care home want assessment carried out for nursing care (not continuing healthcare). We have looked at the…
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Which?: Half a million risk state pension tax hike
Which?: Half a million risk state pension tax hike – Which? News. https://www.which.co.uk/news/2019/04/half-a-million-risk-state-pension-payments-slashed-by-unnecessary-tax/
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Bus Pass Identification
I will be eligible for a bus pass in the next few weeks for which I have to give my NI number as part of the identiification process. Does anyone here have any knowledge of the information that the council will have access to when checking my details. I know it's a strange question but the woman who works in the council…
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Volunteering in your spare time
Keep body and mind active but also do something for your community. Dementia friends , my local hospital scheme means you commit to 4 hours a week to visit a sufferer and help with mealtime or just chat. https://www.dementiafriends.org.uk/WEBArticle?page=what-is-a-friend#.XCXWxmmnyyU Volunteer at a hospice, normally things…
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Why over 50's thread.
As I head towards 46 in a few weeks. Wondering why the over 50's thread is required via mse. In respect of, what should I or others be considering that differs from earlier years. E.g. As I move property 2ndtime 2009 I know that my 25 year mortgage finish line will be past 50 possibly 55 years old. Any pensions will be…
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Will BTL work in 2019?
Hi, I could really do with some sensible advise. I have been left 120K. The person who left it to me was a real entrepreneur and would want me to do something clever with the money. From my research it would seem the sensible thing to do would be to pay off the mortgage debt......but I am wondering if there is some way I…
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How to suggest it's time to hand over the car keys?
Has anyone had This Conversation with anyone recently & how did it go? Are there any phrases that help, or that lead straight to disinheritance?! I honestly cannot leave it for mum's GP - who blamelessly doesn't seem to get out of the surgery let alone see how the patients travel. Mum's had an unexplained fall & is often a…
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Mums house being sold for care but she has now passed
Hello My Mum passed away on Friday, she has suffered with dementia for many years so this has been a blessing. Her property was taken over by the local council late 2016 to be sold to help costs of her residential care. The question that the family has now is that the property has not sold (not worth a lot plus a leasehold…
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Funeral Plan alternative
Hi All, Sorry if this question has already been posted but if it has I cant find it. I'm 53 and am now having to consider planning for my funeral, but the problem is I just cant get myself motivated with the plans currently available, where the pay out is less than you pay in. Anybody know of any alternative plans or…
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AVC Allowance allowance £40K
Hi all I would like to boost my LGPS pension pot by paying in most of my salary. I understand I can pay in up to £40k pa and can carry forward my previous 3 years of under used allowance . How does this work does year 3 start with 40,000 minus payments from year 4 ? Just want to ensure I start at the correct point ? Many…
