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Future Finances: Time vs Money
:wave: Hello I'm a long time user of MSE and used to have a diary on the MFW board (different user name). These boards are just such an incredible source of advice, information, support and inspiration that now we're moving into the next phase of our lives, I find myself returning more and more and really feel the urge to…
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care Home fees, can I retain the family bungalow
My Mum owns 50% of her Bungalow, the other half is owned by my son as trustees (following the death of my father a few years ago) and the trust allows my mum to live in the property while she can and wishes to. I used to live with my mum, moved in with her when I became a Widower 3 years ago, the set up helped both of us,…
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Hiring a live-in carer - want to make it a success - any advice?
Hello, Would appreciate people's advice and suggestions. My brother and I have hired a privately funded live-in carer via an agency for my 80 year old mother, to enable her to stay in her own home as long as possible. She has mobility and memory issues, is on quite a few different medications and we've had some adaptations…
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Struggling to be motivated after (very) early retirement
I own up freely that I am not quite 49 but please don't kick me out of this forum! I "retired" in December. Partly because hubby is older and has retired and I want to make the most of being with him. Partly because I get horrendous migraines that make work difficult. Was fed up of my boss's clipped tones when I called in…
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B & Q Diamond Club
B & Q do not offer exchanges to Diamond Club members they only offer refunds. My mum bought silk instead of matt and was told only a refund was allowed and she could purchase again next Wednesday to get the discount or buy today without the discount. There are also a lot of exclusions with Diamond as you are not allowed to…
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How much do you really need to live on in retirement?
Hi all, Thought this section may be better to ask the question rather than in the pensions area. Have read through many of the 'what's your number' threads in the pensions area and it is full of posters claiming pension pots of £600,000/700,000 needed to fund retirement, or claiming £40,000 needed to be comfortable. Is…
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Documents to sell a Mobility Scooter
Hello... I hope someone can help with this? My father bought a new mobility scooter last year from a small mobility shop locally (but its not the official agent for the manufacture of the scooter bought). He wants to be able to ride it on the road and approached the DVLA to ask how to do this. They sent him an application…
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Enduring power of attorney
I have got an enduring power of attorney for my son. He likes to travel a lot and I registered it to the bank so that I can manage his account online etc. I hate it when I get letters addressed to him and my name as poa is this the normal? Does anybody know whether I can ask the bank if my name could just be removed on the…
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washing machine for over 70s
Hi Can anyone recommend a washing machine that has basic controls and easy to understand (not all singing and dancing) for my mum who is in her 70s and quite a technophobe. She uses two settings of 40 deg and 60 deg and on the odd occasion might need a quick wash setting. Thank you all in advance. x
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BT Land Line
I read some where ages ago on the forum that if you are with BT then you are paying to much. I am paying to much!!! However, I have not been well enough to sort this out. I know I need to change to a cheaper provider but now I cannot find out what to do, via the forum. Here is my phone use: I do not answer the phone…
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Amazon £1.00 verification fee
I am a long time Amazon customer using the same VISA card for years, it's not a new card. I have a £100 balance, I purchased a set of headphones for £50. The £50 payment shows up on my statement plus a £1.00 fee which shows as pending, my available balance is now £49.00. Six days later nothing's changed my available…
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Some Help Please
I employed a small company in a town where I live to clear the large garden which had got considerably overgrown. They said it would take two days at least. It took them 4 hours flat. They have not cleared up at all, left a lot of rubbish behind. They stormed off in a huff when we attempted to pay by cheque, they are…
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McCarthy and stone profit warning
I don`t know how a profit warning would affect people in process of buying one of their properties but I would say to beware. Looks as though the stability of living in one of these homes could well be affected…
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How can i help my parents?
Hi Sorry if this has been covered- i did search but nothing specific came up. So my parents are in mid 70's and on a decent pension, but have a large mortgage due to buying very late in life. Sadly my Mother has become quite disabled and is barely able to walk, but they refuse to claim anything and now she doesn't leave…
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help - adaptations for elderly person who has had a fall
Hi My 97 year uncle is in hospital following a fall and is slowly learning to walk again. He will be out I would think in 2 or 3 weeks. He lives alone in a house with steep stairs, it has a downstairs loo/sink but no room anywhere for a shower. Currently my thinking is : a riser recliner for lounge a stairlift - to get to…
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Power Of Attorney Mental Capacity Assessment
Hi, I am posting on behalf of my mum. My mum is my Nan's carer. My Nan is 83, bed-bound, deaf but still has mental capacity. My Mum was looking into how to get power of attorney and has been told a mental health doctor will have to come to the house and assess my Nan. Has anyone had experience of this? How long does the…
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Transfer of ownership
My 82 year old mother has decided that she wants to transfer deeds of ownership on her property to myself and my brother to 'avoid paying care home fees as they have taken enough money off me in my lifetime and continue to do so through my pension'. She says that as I privately rent I should have the property to be able to…
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Do I HAVE to have underlay?
Sorry, couldn't find anywhere more appropriate to put this, but I am trying to save money. The thing is, I want to replace my stair carpet. But the shop won't sell me any without underlay. The salesman said I HAVE to have underlay and they are not allowed to sell carpet without it. Are they having me on, or is this some…
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Non-Residential Care Costs
Hi, My Mum is my Nan's carer. My Nan also currently has carers who come 4 times a day just to change her. My Mum is trying to find out if my Nan is being charged the right amount for the carers. She pays £830 a month. They only started charging about 10 months ago. My Nan owns the house. Currently almost all the money my…
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Will writting
Hi sorry if this is in the wrong forum but I cant find anywhere else it may go. My elderly father wants to leave a will ,he hasnt much but wants a few personnal things to go to certain people,he also wants me to plan things after hes not around. Are we able to do write a will ourselves and if so who can we get to witness…