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Over 60's goodies!
Hi all, I know I can have a Senior railcard (and I do) and a bus pass plus state pension @ 66, (I'm 64 now) - what other jolly fine bits am I entitled to?
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Reputable will search companies?
Hi, Firstly apologies if I am not posting this in the right place, or if the question has already been covered elsewhere - I'm new here. My aunt died at the end of January. Myself, my sister and her sister are her only living relatives. To the best of our knowledge she did not leave a will. We had joint LPA before she…
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Retired - do you watch every penny
DH and I have always been careful with our money. We have had hard times in the past so had no choice. DH retired 10 years ago and mines coming up 7 end of March. We have got savings not vast amounts but enough to get us out of trouble if something breaks down or needs renewing. We do caravanning quite a lot in the good…
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Top Cashback Support
I have been a happy member of Top Cash Back for some 4 years now. However, since around the middle of March, I have had a couple of issues which I am sure TCB can resolve, if only I can get in touch. TCB have not been allowing the ability to raise a "Support Ticket" for some while, and their FAQs don't help (me, I hasten…
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Flu jab cost to NHS
Just wondering about this, not moneysaving to us but maybe to the NHS Which is more cost effective for the NHS, getting your flu jab at the doctors by a nurse or getting it done at the chemist?
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Figure of Speech help
Can anyone tell me if "so many fewer passengers" is a taughtology or an oxymoron? Sorry, got too much time on our hands!
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FIL Mid 80's
My FIL is selling his current house and downsizing. He is a higher rate pensioner so living off his pension is not an issue on a day to day basis. However he will have approx £200-£250k to invest once the house sale goes through. He doesnt want anything complex and I was thinking of premimum bonds at £50k as one option. He…
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Latest Government giveaway
Just wondering how I can get some of this free money that the Government seems so keen to give away. I am 60, I retired on a personal pension (SIPP) at 55, I don't qualify for any benefits at all, mortgage free, don't eat out, no intention of moving house and the house I am in is already insulated up to and over the…
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NHS vs Private hearing aids
For a few years my mother has been going deaf. She's been given an NHS hearing aid but although she says it sort of works she complains that the sound is "tinny". She also has trouble putting it in as due to a failed carpul tunnel operation the ends of her fingers are numb. I was wondering if it might be worth her trying a…
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Mum moving into care home - how to manage her payments?
Morning all. I wasn't sure where to post this but thought some of you might have gone through this. Following an illness my mother has gone into a care home (self funded) for a months trial period - which is likely turn into long term. She is still making payments (£1.4k a month) on her old place for now and the care home…
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Too much cash in the house problem.
Between my mother 90 and myself 58 we seem to have over £15k in cash, before anyone jumps up and down claiming it's must be illegal it isn't. The problem is I can't easily or possibly prove it, I've never had a credit card and mostly used cash for purchases except for business where I used cheque or debit card. I have…
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Transfer property into children's names
My father in law is looking to transfer a small number of properties that he owns into the names of my wife and her 2 sisters, as an additional part of granting them power of attorney in his later years. 1 of the [properties is the family home where he still lives, but the other 4 are properties that are let out to…
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Do I have to give defendant my bank details?
Wasn't sure which category to put this in, but here goes. I have just won a small claims case against someone who hit my car causing £700 worth of damage, leaving me to foot the bill after duping me into agreeing to sort it without going through insurance. Finding out later that was because he actually had no…
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Online accounts
the interest on savings has dropped a lot. Martin always says move savings into the best rate which is usually online. I a little nervous about opening accounts online how do I make sure they are legitimate sites? If I go through links on Martin Lewis website are they safe? I can’t afford to lose my savings.
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Where to place house sale cash
I've just completed on a house sale. I have to live off this cash at present as I'm in the group of women who don't qualify for a pension yet due to Government moving the age limit. I have no other income but am married so don't have sole responsibility for bills. Advice needed please where to put a sizeable sum that is…
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Old £20 notes
As I’m an Over 50er I am hoping I am posting in the right place. I have several thousand pounds in old £20 notes but I understand banks and post offices won’t exchange them. I believe I can pay them into a bank account but I don’t want to. I like to have some cash to hand and always have done. i know they will be legal…
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What would you do?
Age 70 last November my wife has flexible drawdown with Halifax Life. She put the full value of her fund into their money fund to avoid any stock market losses (good job considering recent fluctuations). Halifax have told her they will not handle her account after age 75. Since her retirement she has taken just enough…
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Grant Overpayment
Hi I am all new to this so I apologize if I am not at the right place. I took a 3-year course from 2015-2018 and was allowed grants and loans for the course. The first year I got all my entitlement from Student Loan Company but the following year they didn't pay me my grant arguing I was unduly paid the previous year. I…
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Bed blocking
Both parents are very ill and very elderly. One of them is in hospital and has been for a couple of weeks and is basically "bed-blocking". Hospital parent has been having carers coming in at home 3 times a day (reasonable care firm for reasonable length visits) for months now to deal with them and the hospital says a…
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Do I need to pay a lawyer to help deal with the financial affairs of someone who has died?
My mother has sadly passed and I would rather try and cope with it without them if it is not too complexed.. She was not a very rich lady and neither am I. Thanks.
