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Bill paying

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rexel
rexel Posts: 602 Forumite
Part of the Furniture 100 Posts
in Over 50s MoneySaving
How do pay you every day buys in supermarkets etc by cash debit card or credit card
«1

Comments

  • ibizafan_2
    ibizafan_2 Posts: 920 Forumite
    I've been Money Tipped!
    A mixture. As we mainly shop in Sainsburys, we have one of their credit cards which is only used in there. On the rare occasions we shop elsewhere, it would probably be debit card, or cash for very small amounts.
  • Farway
    Farway Posts: 14,673 Forumite
    Part of the Furniture 10,000 Posts Homepage Hero Name Dropper
    Always credit card, only because I have cash back credit cards, which I pay off every month

    Cash for small, under a quid, amounts
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  • Silvertabby
    Silvertabby Posts: 10,137 Forumite
    10,000 Posts Eighth Anniversary Name Dropper Photogenic
    Always credit card, only because I have cash back credit cards, which I pay off every month

    Cash for small, under a quid, amounts

    ....Ditto.
  • Arthurian
    Arthurian Posts: 829 Forumite
    Part of the Furniture 500 Posts Name Dropper
    At my local Aldi, I noticed the till operators have to calculate the correct change in their heads, rather than let a more sophisticated till work it out for them. So I always use my debit card there - usually contactless, since the bill is small - which also helps speed up the process. Otherwise, cash or credit cards.
  • SevenOfNine
    SevenOfNine Posts: 2,391 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Farway wrote: »
    Always credit card, only because I have cash back credit cards, which I pay off every month

    Cash for small, under a quid, amounts

    Another 'nearly' ditto. But anything up to about £10 is paid in cash. Have NEVER missed a payment in full of the cc card bill.
    Seen it all, done it all, can't remember most of it.
  • teddysmum
    teddysmum Posts: 9,521 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Arthurian wrote: »
    At my local Aldi, I noticed the till operators have to calculate the correct change in their heads, rather than let a more sophisticated till work it out for them. So I always use my debit card there - usually contactless, since the bill is small - which also helps speed up the process. Otherwise, cash or credit cards.


    My contactless debit cards (4 of them used) rarely work in Aldi.


    I'm convinced that the TSB ones wanted PIN so often because they didn't have to pay the 5% bonus and now the offer is nearly over they have reduced the number of requests. However, Aldi's machines didn't just 90% of the time want the TSB PINS, but also rejected my Co-op card which has never failed contactless use anywhere else( Lucky I know its PIN.)
  • seven-day-weekend
    seven-day-weekend Posts: 36,755 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    rexel wrote: »
    How do pay you every day buys in supermarkets etc by cash debit card or credit card

    Debit card or cash
    (AKA HRH_MUngo)
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  • enthusiasticsaver
    enthusiasticsaver Posts: 16,060 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Credit card which is cleared monthly as we get cashback on supermarket spends.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

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  • badmemory
    badmemory Posts: 9,583 Forumite
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    enthusiasticsaver wrote: »
    Credit card which is cleared monthly as we get cashback on supermarket spends.

    Ditto - since Aldi & Home Bargains have started doing contactless my cashback has more than doubled. I've never had trouble in Aldi/needed to put my pin in. It is a fairly new branch though.
  • missile
    missile Posts: 11,771 Forumite
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    Nationwide credit card
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