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Is this a scam?
I recently received a letter from City Financial Investment Company Ltd saying they need to confirm my tax status. They then go on to say that new regulations require a fund(not named) in which I invest to establish whether I am a reportable person for the purposes of the regulations. Given that any income I have from any…
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Attendance Allowance
Dad lives with Mum and both have care needs. Do they both have to apply for attendance Allowance? Dad currently gets it. Is it per household or per person?
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Executor
Deleted this as it is more appropriate on the Wills and Probate Board, many apologies!
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Preparing for the inevitables
I am frequently struck when browsing these boards just how unprepared most of us are for the inevitables of life. Death and Taxes for a start. Kittie's wonderfully supportive thread for widows shows us how the death of a beloved husband is so hard to deal with, but equally on the Death, wills and probate board I read of…
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Natural Burial
Hope this isn't too morbid for people, if so, just skip it. My husband and I want natural burials. There is a new natural burial site on the outskirts of our city. I have details and costs and we looked at it the other day. In a couple of weeks we are meeting the manager to choose our plots and fill in the paperwork. We…
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Rail Travel
Looking at 4 adults (all 65) travelling to Southhampton Central from Manchester next May and instead of driving thinking about the train . Can anyone point me in the right direction for best return fares , am I right in thinking I need a Senior Rail Card ? Also is it advisable to book journeys early or a week or so before…
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For those in their fifties and beyond
Did you ever feel ready for retirement and why did you retire when you did? Was work less enjoyable or they forced your hand? Did you always have a life plan that included the age you were going to retire at. Did finances force your hand as the sole determinant of when you could retire , Retirement or reduced hours through…
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Wills - Changes to Scotland Succession Acts
I'm putting this info here as well as on the Family Board as it is important for anyone who has made a Will in Scotland. If you live in Scotland, don't dash in to make your 'free' will in October until you have visited the Scottish Government website and viewed the new Succession Scotland Act 2016. There's also a guide…
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Putting home into family trust to avoid nursing home fees
I'm afraid I'm not prepared to lose my only asset, my home, to pay nursing home fees so I'm considering putting it into a family trust with my children as the beneficiaries. Does anyone have experience of this and the pitfalls? We're already likely to lose my mother's home for this reason (her fees are £46,000 a year) and…
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National Express Senior travel
Hi, I'm confused (perhaps deliberately) by the National Express site. If I go for travel as a senior, but without a travelcard, the cost is lower than as an adult - but there is no info on what proof is required, only details of the card which I don't need. It says "senior" is 60+ and adult is 18-59, but has anyone…
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Mother inherited money while in a care home
My mother has unexpectedly inherited a substantial amount of money but she is in a care home funded by the council. Should this be declared to the council or could she gift some of it?
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deceased Tenants in common
My father passed away a few months ago and I'm in the process of sorting out his estate. he owned his house along with his surviving wife and myself. The property was held on trust as tenants in common (Dad 44.5%, Mum 44.5% and myself 11%) as per the purchase transfer form TR1. I now need to advise the Land Registry of his…
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Jointly Owned Property- Care Home Fees
Hi, I appreciate this is a little vague but if anyone could assist that would be fantastic. My parents (both late 50's) own 50% of a house with my Grandma owning the other 50%. They all lived in this house until my Grandma moved permanently to a care home. If it is decided that my Grandma's share of the house needs to be…
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Free Bus Pass
I am a 63 yr old male and although I reach my state pension age at 65 I have just found out that I am entitled to a FREE BUS PASS now! The government now works this out from when the equivalent FEMALE state pension is due. Check the government/council/transport websites to find all the information. It is dependent on the…
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Household costs in care-home
I have a query about something. I may be overthinking it. I cared for my Mum for many years, but she recently moved into a care home - a wrench for both of us. I remain in the house we both lived in while I cared for her. It is her house. We split the costs of the house (council tax, utilities, etc) between us. Now she is…
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Narrow 3 wheeled walker
Does anyone know if a narrow 3wheeler. Mum lives in a bungalow with a narrow hallway. Can you pretty much turn them on a sixpence?
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Where do I start?
Dad is in hospital with a UTI at the moment. Expecting him to be discharged today or Monday. We have stressed we need a care package in place as his mobility is bad. Add to that Mum has dementia & now needs help showering & dressing. Where do I start to get help! They have £19,000.
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Trans Pennine Express Club 55 is back until 20th November
https://www.tpexpress.co.uk/special-offers/club-55/ Club 55 Club 55 is back and will finish on 20th November 2016. If you're aged 55 or over, travel on any of our off-peak trains anywhere in the north of England from £19 return, as well as in and out of Scotland from £29 return. A further 20% discount is also available if…
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P60 or statement of earnings
I am filling in the form for Power of Attorney for my parents. What form of evidence does an oap have for their yearly earnings? Presume they don't get a P60. It is needed for a reduction in the fees
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Free three wheeled walker
My mum has had 3 falls in 4 months. Dad has to arrange an appointment at the falls clinic. She has a large 4 wheeled walker which we bought for outside use. Would she be able to get a free 3 wheeled one for in the home? (The 4 wheeled one will not go down the hall and turn into the kitchen)
