Asset deprivation ??

LindaMary

Dad had a massive stroke and was in hospital over Christmas. We expected him to come home to be cared for. He asked mum to move a few thousand out of his ISA into their joint account to pay for possible alterations to the house. He found out 2 weeks later that he would be going into a nursing home permanently. Will the financial asset team treat this money as soley belonging to him even if it was moved into the joint account before we knew he would have to go into care?

Savvy_Sue

Sorry but that's impossible to say. How much difference is it going to make? If he's still well 'over the limit' then it's not going to matter for a while. And mum can probably find valid things to spend it on.

Newly_retired

Might mum want NOT to spend the money on house improvements, but use it towards finding a better care home than the basic one the council can provide?

LindaMary

He is in an excellent care home, so no problems there

midnight_express

Who is paying for it ? How much has he got in savings ?

LindaMary

He pays about 600 a week. I reckon 50000 in savings, so self funding for a year

lisa110rry

Lindamary, my sister-in law had a similar issue with her late husband. She had a ten year 'fight' with the powers that be over who was to pay for her husband's care during young onset dementia. I helped her to frame her letters to the DSS and NHS ( to reduce the emotional content she was naturally feeling). She did a lot of 'reading up' on who pays for care and found that when the care was primarily for healthcare reasons, the DSS/NHS are responsible. It sounds to me like in this instance the care is primarily for medical reasons, similarly to her situation. She eventually won her case. She also said that (at the time- 2009) a home owned by two people had never been successfully force sold to pay for care. I think it might be an idea for you to start reading up on the subject? I imagine there will be charities who publish information on the subject?

Hope all goes well for your Dad and Mum.