Over 50s MoneySaving

http://www.amazon.co.uk/gp/product/B005L0WWXW/ref=nosim seen a few posts looking for basic phones seems a decent price

A quick heads up,I have been talking to the DWP for my friend who get very confused bless her when talking to 'officialdom', and apparently the Warm Front Discount that some pensioners receive towards their heating costs in addition to the winter fuel allowances is to be discontinued by our caring government so for a lot…

Hello, I hope you don't mind a young whipper-snapper intruding but one of your regular posters suggested I came across here for your collective wisdom! My OH and I are next of kin and POA for a distant relative (she lives nearby, and has no closer relatives). Until a few weeks ago she was fine and completely independent.…

I just wondered what jobs anyone over 60ish has taken recently. I don't mean a continuation of your lifelong career but something different. I left my career at quite a senior management position after a life in local govt and the NHS a few years ago and since then have had a variety of jobs - currently in a shop, admin…

The tax system is to be "simplified" by phasing out the age allowance for over 65s. So when personal allowances go up for those under 65 in April, the age allowance will be frozen and, as there will not be an increase in line with inflation the following year, cut in real terms. It will be frozen until it reaches the same…

Please can you help. We are moving to England and our mum feels she needs to move into a care home. Her house is in trust so I believe cannot be used for care home costs and she has a small amount left in her savings account. She has a substantial pension which may cover her home costs but what if it doesn't. Is it a case…

I am not sure where to post this request. I need to purchase a dark grey granite grave stone and kerb memorial for my parents. Funeral directors hand out brochures and place the order with a company that actually make the memorial with a considerable mark up. There is no control over what I will actually receive until it…

I am in my mid-sixties and receive State Pension, a tiny occupational pension, Pension Credit Guarantee and associated benefits. I don't want to return to full-time or even part-time permanent PAYE employment - been there, done that for well over 40 years - but I would like to earn again, after having had a couple of years…

If someone has received care under a deferred payments scheme and has bequethed their house to child1 should the debt against the house also go to child 1 or should it be settled along with other debts before the residue is shared out among the other bequests?

My first post . Please help me understand. I see loads of inquires on here along the lines of the title of my post. My honest (not trolling) question is : Why would ANYONE give up their assets now in the hope of avoiding care home fees in the future? Local Council ("free") provison will be BASIC to say the least and the…

I am in the process of trying to get POA for myself and dh. The prices vary so much. I have been quoted as much as £700 for the 2 of us. I have been told that it should be about £130 each. There is a site on-line WM power of attorney specialists. They charge £90 +vat per poa. Has anybody heard of these and are they…

we have a will ,written about 30 years ago. It is fairly simple .the wife and I leave everything to each other and after death to our two sons. We now wish to have a new will.the difference being that the executors will be our sons and not the HSBC bank. Can anyone give me an idea of cost ?.we live in central southern…

My Mum went into respite care a week ago, for a period of weeks to months, I've only just thought about the tv license and that I might not be covered. I live in her house with her, and she gets the free oap's license so I'm normally covered by that, am I still? What about council tax?

Hi, I'll keep this as brief and as clear as possible: 1) My FiL has moved to a care home just over a year ago (self funding). 2) His only child is my lovely wife and has financial PoA. She is the sole beneficiary in his will. 3) His house is sold and all assets are now in cash in a savings account. 4) His total assets have…

We're a couple in our mid 50's and over the past 6 months have seen TWO friends of the same age die (one 3 months after the diagnosis of cancer) and one literally felt a bit "off" one day, went to bed in the afternoon and died in his sleep. As you can imagine, this has come as a wake-up call for us. One option we're…

I'm 57 and my partner is 58. We have no life insurance so thoguht we should at least be covered for funeral costs. Any recommendations on these over 50 life covers? My partner has diabetes so we probably wouldn't get the "normal" life insurance

Sorry, no idea which forum to put this on! Can anyone recommend a beginner's golf set (with bag) for my son. Price around the £200 mark. Thanks.

Dose anyone know how much it would cost to get all documents from the council relating to one of their tenants please:T:T

hi i am a carer for someone with early dementia who is finding it hard to shop. Still has some very good memories likes what they like but doesnt want help yet. Looked on line for shopping reminders besides lists . You can have a good conversation with them but likes everything in routine but buying double all the time.…

It appears the government has decided to bring forward the introduction of April 2016. To qualify I believe the number of NI years has been raised from 30 to 35. Does anyone know what will be the position for anyone without the necessary NI years? I need to review whether to buy additional NI years.