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Split age couples and welfare reform
Just wondering if there was any help available out there. Attended a bit of a talk on welfare reform today and a new issue came to my attention that I hadn't thought of before. Currently, if one half of a couple is entitled to pension credit/pension then the household isn't affected by the housing bedroom tax or the…
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Deprivation of assets advice
Can I have the benefit of your advice please. Approx 4 weeks ago my mothers health started to deteriorate. She was caring for my dad who is reasonably compus mentus but does not move around much as he has had several strokes and only moves around using a Zimmer. He has fallen a few times in the last month an lacks…
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helping out elderly neighbours
Hi, Without going into too much detail, our elderly neighbour is in hospital about 15 miles away and it's not looking good. His partner of many years is in her 80s herself, and is driving twice a day to see him. We're pretty sure she's not eating properly and seems very down. We really want to help out in some way, but…
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Alzheimers- How much help.
Hi Anyone any infor on working with old people and alzheimers
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Care Costs Query
Hi I dont know if you are able to offer any guidance/clarification of the matter below that I'm inquiring about for a friend who is worried. She is 49 years old and has lived at the same address as her parents all her life, who own their own home. They are both in their mid 80’s now and they live with a good amount of…
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1st Money save of 2013 Meal and a Pint £3.19.
Turkey Dinner and a pint of Burton Bitter all for £3.19, at the local Carvery pub. Free pint for registering at the pub online 20% off the small carvery meal with the Derbyshire Gold card. Makes a change from the 99p Sausage and Chips, or Fish Cake and Chips at Georges Tradition.
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Mum panicking about Dad going into NH
I've been looking everywhere for an answer to this query but without success, so hope someone here can help me. Situation is that my Mum, who is 78, is developing several health problems with the strain of looking after my Dad (80) after 10 years. I really want her to at least start on the first step of his going into a…
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residential care for elderly in spain
Hello My mother in law and husband live in spain and are now in ill health. Both have recently had operations out there and over Xmas are relying on the help of neighbours 24hrs a day. Our family in the UK are just hearing of the magnitude of the problem and do not know what to do in the short term and long term. We are…
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For the over 60s
Hi everyone it's getting colder and the forecast is for a cold winter again well I have been using Staywarm for the last 4 years! Sadly you don't see it advertised anywhere I know it doesn't suit everyone but I am sure there are many people it would help and give them peace of mind. How it works is you get in touch with…
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Dilemma- would like advice and opinions please.
Ive found myself in a complicated position regarding work. The background- Im 60. my partner is ten year younger than me and is disabled and unable to work. Son lives with us and is at the moment recovering from cancer and struggling to find a job. We live in rented accommodation and because I work full time get no help…
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Leaving House to Children and moving to Bunglow
Hi, My Parents are considering signing their House over to me for me & my family to own/occupy. My Dad(72) is Disabled (severe stroke) and my Mom(57) is now also unable to work. They require an adapted bungalow ideally, would there be any issues with them giving us the house and seeking a bungalow from the local authority?…
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Government is now going to Mornitor our communications
Should be happened in a free society, the government is now going to monitor our telephone calls texts and emails and what we are surfing on the web, it seems that we are now in the gold fish pond and they are looking in. George Orwell got it right only thing wrong it's happening a bit later than 1984.…
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xmas period pension dates?
Would anybody know if state pensions due in on 24th will be going in early?
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Over 50's Life Insurance?
Do you struggle to get life insurance with low premiums if you're over 50?
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The Xmas Rush
As I look back over the years and reflect on the changes over a period of 70 years or more I do not for one second think that youngsters today have a much easier life than I did. Despite everything then being labour intensive there was a certain tranquillity of life that does not seem to be evident now. As I look around…
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Over 50s mortgage
Where would be the best place to get a new mortgage for the over 50s please?
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Christmas present ideas for lady with early stage dementia and limited mobility
As my title says, I am struggling with this one. The lady in question (my mother-in-law) can no longer read more than a sentence or two, doesn't eat chocolate or drink alcohol, can't operate the DVD or CD player on her own and struggles with many other things involving any amount of concentration or movement. She doesn't…
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Gifts to Children (money or otherwise)
My elderly mother wants to help me to buy a new car. I understand that she can give me up to £3000 per year and £6000 if she has not used last year's allowance. If she bought the car herself and then gifted it to me would inheritance tax still come into it? Alternatively, if she bought the car and I paid her back monthly…
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care home fees
my friends dad is in a home because of dementia,the council pay something towards the fees and her dad pays the rest,i thought i had seen something about people with dementia not having to pay,or have i dreamt this?
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Trusts
Hi there folks, Was wondering if anyone can help re trusts. I have some commercial properties and i would like to start the process of getting them in order for my children etc. does anyone know much about trusts and cgt, inheritance tax and the like? I assume i would require to be around for a few years for the trust to…
