-
Winter Heating Allowance
Hi, just wondering if anybody has had this yet ? The £200 winter fuel payment? My neighbour says he's had his letter and his money is in.
-
Elderly grandparent want to put house in trust for grandchildren
My elderly mother has left her estate to her grandchildren in her will. She is worried that if she dies soon one of her grandchildren although in their 20's would not use the money wisely and so she would like to put the money into a trust to safeguard it. Is this expensive to do and are there any disadvantages to doing…
-
Mum going in home
Mum owns her own house and dads name is not on deeds. Mum is having to go into a nursing home so dad will need full time care as he has slight dementia. If mum is not eligable for continuous care and has to pay for her care, will her house be taken into consideration as an asset or will she have to sell it, as she was…
-
Dunelm - keep an eye on the till!
Hallo! I love Dunelm, has everything I need home-wise. Today I was shopping there and found a couple of items that were on offer. At the till, however, the offer prices didn't show up, just the full price, and fortunately I was awake enough to notice. Bored young cashier called older manager who went off and checked the…
-
Admin of life
Hi Does anyone else get fed up with spending hours on admin? I seem to spend so much time checking on MSE for discounts (thank goodness this resource is available) plus entering meter readings, comparing insurances before renewing, checking bank statements for fraud, etc etc. Any ideas on how to minimise hours spent on…
-
Special gift for a 65th birthday
My mum's 65th birthday is fast-approaching, but I'm lost for ideas on this occasion. I'm hoping that I might get some good advice on this board. Material things are not required, she's got everything she wants and doesn't need any more things. Flowers are the norm, she doesn't much like eating out (like me she's a critical…
-
Cataract treatment
Hallo all, After several months on the waiting list I finally got a letter asking me to arrange an appointment at the Opthalmology department of my local hospital. Over the past few years when getting my eyes tested for reading glasses I have been told by the optician that I have developing cataracts. I dont know what the…
-
Christmas Saving Schemes
My mum and her friend used to use a Thrift club run by the local British Legion to save for Christmas. This is the last year the club is going to run the scheme and so from next year they need to find another way of saving. The payments are approximately £10 and £20 per week. I suggested a traditional post office savings…
-
Rail card
A friend will be 60 soon - if she buys a Senior Citizen railcard can she use this to obtain a 30% discount each week on her commute on Northern Rail trains? She buys a weekly ticket every Monday morning.
-
Retirement flat management fees
I am considering moving to a retirement flat, as I can't manage my small house owing to ill health. I am on a very low income, but I have savings. I am hoping there will be some equity left from the house sale as the flat should be cheaper. However not knowing how long I might live, I might run out of capital/savings in my…
-
Which Frozen Meals for the Elderly?
I am looking to set up a supplier of frozen ready meals for my elderly mother. My research has taken me to several supplier websites such as Country Home Foods, Wiltshire Farm Foods and Oakhouse Foods and all seem to be very similar in what they offer. I have not been able to find any websites that give any reviews or…
-
When do I stop paying National Insurance?
I have a state pensionable retirement age of just under 64 years, does this mean I will continue to pay NI contributions until then? I've got a feeling that they won't stop at 60 - anyone know if I'm right?
-
MSE News: Funding concerns over elderly care
"The Government is failing to adequately plan for the care needed by our rapidly ageing population, says a new survey ..." Read the full story: Funding concerns over elderly care
-
Free travel for Londoners over 60 from November
Boris has kept his election promise! See http://www.tfl.gov.uk/corporate/media/newscentre/metro/25005.aspx ETA Applications being taken now https://photocard.tfl.gov.uk/tfl/got...us60&from=home
-
At last! Something to look forward to in retirement
For once, I'm quite speechless
-
Am I going mad or has something disappeared?
Did something happen to the thread about the son pressurizing his mother to leave her home? I know it rambled well off the subject but does that mean it has to be removed? Please tell me I wasn't imagining it!
-
Paying for care at home
Hi, this is a cross between a paying for care question and IHT advice, so hope it makes sense. Basic synopsis is this. Elderly father with severe dementia and associated health problems. Elderly mother who was caring for him but has herself just had a stroke so needs care herself (how long unknown at this juncture). They…
-
Widowed - do IFAs really sink this low?
My father passed away in July. leaving his whole estate to my mum. This week mum received a letter from an Independent Financial Advisor a couple of towns away, inviting her (in her name only) and "a guest" to attend a Wealth Management Seminar. Mum has never had any contact with IFAs in her life, hasn't changed any of her…
-
Codicils to the will or just a "please give" list?
Dad died a few months ago. His will, and mum's, are on shop bought forms in their own handwriting. Both stated quite simply that they left everything to each other (28 days, blah), and then to me, their only child. No bequests were made by either of them. The estate is most unlikely to be liable for IHT when mum finally…
-
Minimising private care home costs
Hi We are both approaching 50, have £280k net worth, roughly split 50/50 assets/savings, in reasonable health and DS 14. Savings are currently increasing at around £12k pa. It is our wish to pass on 99% of what is left to DS and have made wills accordingly. However, the possibility of future care may intervene and…
