Forum Home» Over 50s Money Saving

Transfer of house deeds after parents died

New Post Advanced Search

Transfer of house deeds after parents died

edited 30 November -1 at 1:00AM in Over 50s Money Saving
24 replies 58.4K views
vegasgovegasgo Forumite
7 posts
edited 30 November -1 at 1:00AM in Over 50s Money Saving
My father died in 2011. He did not have a will and we did not obtain probate as everything passed over to his wife.

Earlier this year his wife - my mum - died. They are survived by myself and my sister, and mum left us everything in her will. We have obtained probate and there is no inheritance tax to pay as we used dad's share to double the threshold barrier.

My parents house - mortgage free and valued at 300k - was in my dad's name on the deeds, and we did not change it over to my mum's when he died.

We intend to sell the house but are somewhat confused as to whether we need to change the names on the deeds to ourselves, or one of us, as I have read that to sell a property on behalf of the estate does not require this.

I can transfer the title deeds on the land reg website for £80 but the form is somewhat complicated.

One set of solicitors wants to charge us £1200 to change the title deeds.

Can anyone shed any light on the best course of action? Thanks.
«13

Replies

  • Savvy_SueSavvy_Sue Forumite
    43.3K posts
    Part of the Furniture 10,000 Posts Name Dropper
    ✭✭✭✭✭
    Wait for Land Registry Rep to see your post - may be Monday but I'm sure s/he will be able to advise.

    Pretty sure you won't need to spend over £1k on this!
    Still knitting!
    Completed: TWO adult cardigans, 3 baby jumpers, 3 shawls, 1 sweat band, 3 pairs baby bootees, 2 sets of handwarmers, 1 Wise Man Knitivity figure + 1 sheep, 2 pairs socks, 3 balaclavas, multiple hats and poppies, 3 peony flowers, 4 butterflies ...
    Current projects: pink balaclava (for myself), seaman's hat, about to start another cardigan!
  • antrobusantrobus Forumite
    17.4K posts
    ✭✭✭✭✭
    vegasgo wrote: »
    ....One set of solicitors wants to charge us £1200 to change the title deeds.

    Can anyone shed any light on the best course of action? Thanks.

    Get quotes from further sets of solicitors.
  • missilemissile Forumite
    11.3K posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ✭✭✭✭✭
    £1200 seems extortionate, I would suggest looking for a.n.other solicitor to do the conveyancing when you come to sell.
    "A nation's greatness is measured by how it treats its weakest members." ~ Mahatma Gandhi
    Ride hard or stay home :iloveyou:
  • MojisolaMojisola Forumite
    34.2K posts
    Part of the Furniture 10,000 Posts Name Dropper
    ✭✭✭✭✭
    My Dad was recently charged just over £400 after Mum died but that included registering the house for the first time at the LR.

    If the house is already registered, it's easy to change the ownership.

    If it needs to be registered, the cost will depend on how old the house is and how much paperwork is actually in the deeds. Dad's is a 1970s house with about five changes of ownership.
  • missile wrote: »
    £1200 seems extortionate, I would suggest looking for a.n.other solicitor to do the conveyancing when you come to sell.

    It's a tiny percentage of £300K.
  • MojisolaMojisola Forumite
    34.2K posts
    Part of the Furniture 10,000 Posts Name Dropper
    ✭✭✭✭✭
    Dunroamin wrote: »
    It's a tiny percentage of £300K.

    It is, but if it's also twice or three times what someone else would charge, it doesn't make sense to pay it.
  • cabbagecabbage Forumite
    1.2K posts
    Part of the Furniture 1,000 Posts Combo Breaker
    ✭✭✭
    Hi

    I'm not sure there is a need to change the deeds if you are selling. You will need to produce your dads death certificate and the Will showing that your mum inherited and then her death certificate and will and also grant of probate. This will show how the property has been passed down.

    Don't do anything until the land reg rep posts to confirm whether I'm right or not
    The Cabbage
    Its Advice - Take it or Leave it:D
  • MojisolaMojisola Forumite
    34.2K posts
    Part of the Furniture 10,000 Posts Name Dropper
    ✭✭✭✭✭
    cabbage wrote: »
    Hi

    I'm not sure there is a need to change the deeds if you are selling. You will need to produce your dads death certificate and the Will showing that your mum inherited and then her death certificate and will and also grant of probate. This will show how the property has been passed down.

    Don't do anything until the land reg rep posts to confirm whether I'm right or not

    This is what our solicitor said would be fine to do as well but then the house had to be registered with the LR so that the council could put a charge on it under the deferred payment for care scheme, so obviously the name change went ahead as well.
  • Thank you to everyone who has replied, what a great forum this is.

    Ideally, going with cabbage had to say makes sense and is easiest - hopefully the land reg rep can confirm.
  • missilemissile Forumite
    11.3K posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ✭✭✭✭✭
    Dunroamin wrote: »
    It's a tiny percentage of £300K.

    So what?

    It is far more than I paid to buy and register my own property, which is worth more than £300K
    "A nation's greatness is measured by how it treats its weakest members." ~ Mahatma Gandhi
    Ride hard or stay home :iloveyou:
This discussion has been closed.

Quick links

Essential Money | Who & Where are you? | Work & Benefits | Household and travel | Shopping & Freebies | About MSE | The MoneySavers Arms | Covid-19 & Coronavirus Support