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69 in 60 zone, variable speed on smart motorway M62 west yorkshire police
hi received a notice of intended prosecution for doing 69 in a smart motorway variable speed zone of 60. I reviewed the evidence provided and camera callibration all seemed in order so i have acknowledged the notice and given my details. What happens next? I guess i wait to hear from them regards fine and options? What is…
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Compensation following motoring accident
Three months ago someone ran into the back of my car on a motorway. The upshot is that I am unlikely to get my car back for another two months. Whilst the repair costs are being covered by the third party insurer and provided with a hire car, I am still having to make the finance payments and insurance on my own car which…
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Good will gesture or consumer rights act or neither
Hi I bought a Triumph Speed twin new in 2019,Its has now developed a fault the the indicators have stopped flashing, come on but don't flash Reading on the internet it seems to be a common problem either the instrument cluster £1000 or the wiring loom £1000 a lot of these seem to have been replaced as a goodwill gesture at…
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Insurance info following total loss claim
Hi all. I think I know the answer to this, but wondered what the consensus was. Car was stolen after house broken into. Insurers responded and paid out on claim (total loss). My question is, when I get a new car, do I need to change policy info (mid term change) to include both: a) the new car reg etc; AND b) add on the…
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Help! Failure to Identify Drive - not sure what will happen next...
I need to pick the brains of the MSE hive mind, as I have an issue looming on the horizon that could lead to my losing my licence. It would be great to hear about other people's experiences, as there's so much conflicting information on the internet. I generally like to think of myself as a safe / good driver, but have…
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Autoglass - replaced windscreen and already need a new one
Hi, Sorry if this is the most silliest question, I have recently replaced the whole windscreen due to a crack last year. Unfortunately, the windscreen now has another crack which i am looking to replace Regarding Autoglass Guarantee, what is this exactly? I am unsure whether its quality issues or just bad luck! Doubt i…
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Reclassify de-commissioned Taxi as private light goods??
Hello all, many years since I last posted! Last year I treated myself to an old London Taxi (long story - I've just always wanted one!) to use as my day to day vehicle. Obviously it is not licenced as a taxi and it is not used as a taxi. I use it only as a private vehicle. The trouble is, the annual road tax on a Taxi is…
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Reverting back to original registration from private plate
My son's dad (my ex-H) passed away suddenly last year and I'm helping my son deal with his dad's estate. His dad's car was parked at his girlfriend's until recently when she returned it to my son. The car is old and having been off the road (although not SORN) for 8 months my son has decided to scrap it. His dad had bought…
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Huge hike in premiums after marriage
Hi there, yesterday I contacted my insurance company to notify them of my name change and marriage (only got my updated license yesterday). I'm half way through a policy which ends in November. I was expecting the usual admin charge of £25 which I've had before for things like change of address or vehicle, but the guy on…
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SAD FART Rule
This is in regards to a recent post on a well known social media site by Martin himself, explaining our legal rights (SAD FART), Satisfactory quality As Described (SAD) and Fit for purpose And last a Reasonable length of Time (FART). my question is does this count when your talking about a car purchase, I purchased a 2017…
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Inflating Winter tyres in Summer
I made a mistake. I did not know about Winter and Summer tyres. Recently, I had a puncture in a weekend and rushed to a tyre shop to get a replacement "part-new" (as the puncture was severe), and the tyreman suggested that two of my other tyres need replacement, too. He offered a bunch of almost-worn part-new in stock but…
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Met police and speeding
I was doing 32 in a 20 zone (unknowing that it was a 20 zone). After contacting met police they wrote an email to me stating that I would be offered a fixed penalty course offer letter. However in the post they sent me a letter stating that I would be receiving points on my licence. When I called them up they said the word…
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Lease car being delivered - crash en route to my house
I have just signed up for a new lease car (first time doing this) and my delivery date was today. Unfortunately the company has just phoned and advised that the car has been in an accident en route and is on it's way back to the depot. They are going to assess the damage and provide transport in the meantime so that's ok,…
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Car breakdown & rejection, but me, the car and the garage it came from are all miles apart!
I live in Glasgow, I reserved a car online from a used car garage in Liverpool at the end of April with £100 credit card payment and then went down a week later (3rd May) to buy it (paid by debit card) and drove it home. It's a nearly 5 year old Hyundai Kona Electric. I put nearly 1000 miles on it without any problems, but…
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Registered keeper / insurance conundrum
Last year my wife bought a brand new car as a cash purchase for which she is the registered keeper. The insurance policy is in her name as the main driver, while I'm listed as an additional driver. I have my own car which is similarly registered and insured in my name. So far so straightforward. However my wife has since…
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Dartford crossing. "Your payment method has been updated."
...If you didn't request this, please call us on 0300 300 0120 between 8am and 8pm. Thanks, no I didn't request my account to be disabled and I gave up calling this morning at 282 in the queue with no online updates/expectation. Customer Service haven't replied to my emails over 3 days and everybody has a deadline of 31…
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Third party claim on guilty party's insurance
About three months ago, my car’s front nearside wing was damaged at a roundabout by a driver who had lined up in the left-most lane, marked for the second exit, while intending to turn sharply right to go to the third exit (the queue on the left is always shorter than on the right). At the scene, he asked me who I thought…
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Consumer Rights, Dispute with Lender
Hello All, We purchased a car through Hire Purchase. The car now (June 2023) has a failed engine and found to have been missold. The complaint has been escalated to the Financial Ombudsman, who has advised (March 2024) the lender to unwind the contract and refund all amounts. Since then the lender has taken little action…
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Reliance Byte unpaid fuel notice scam?
Hi All, I've received an unpaid fuel notice with all of my details, however this definitely wasn't me as I live nowhere near the fuel station mentioned and I've never been there before. The letter claims there is CCTV yet there is no image provided on the letter. I've googled the company and apart from their website, I…
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Isn't this Occupation Question on Insurance a bit dated Now??
In these days of Zero Contract Hours and Agency Work.Things are much more pacey now.Yet you could still get your insurance voided if you have the wrong occupation mentioned. Currently I have 4 Certificates of Insurance for the same period and have changed my Finance Agreement with Close Brothers 4 times.It doesnt help that…
Bought a car, van or motorbike on Personal Contract Purchase (PCP) or Hire Purchase (HP) since 2007? Discuss the probes into hidden discretionary commission and undeclared commission - and how to complain.
Confused about parking penalties and fines? Get help with all kinds of car parking problems.
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Most recent: drafting up my claim defence by Coupon-mad
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