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No Claims Discount

matronbee
matronbee Posts: 1 Newbie
in Motoring
Hi - my daughter is 20 and has 2 years NCD. She is going abroad next year so doesn't want/need to renew her car insurance. When she gets car insurance in 12 months, will she still be able to apply her 2 years NCD? Thanks

Comments

  • CliveOfIndia
    CliveOfIndia Posts: 2,676 Forumite
    1,000 Posts Second Anniversary Name Dropper
    Usually yes.  Most insurers will recognise a NCD that is up to 2 years old.  Obviously she'll need to keep proof of her existing NCD, which should be quoted on her renewal invitation.
    NCD has no legal standing, it's more a kind of "marketing gimmick" used by insurers.  But most insurers will recognise it for up to 2 years after you last had insurance.
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