-
MB A class 180 petrol auto vs BMW 1 auto petrol, first car
Hello As the title states, a nephew of mine is considering thos cars, good years appear to be late 1016 and 2017, and within his budget of 13k to max of 15k Both have timimg chains and auto boxes appear to be ok/good. He will look out for cars ideals sub 40k mile but may have to consider up to 50k miles, 2/3 ownners not…
-
A puncture now equals a breakdown !
Electric cars now can’t usually have a spare wheel or a spacesaver. So a puncture, unless it’s a simple hole in the tread repairable by the noddy repair kit, results in a breakdown scenario. The car is taken away and you are dependent on the maker’s ‘Assistance’ arrangements. All for want of a spare. That’s progress for…
-
Stolen Lease Car- settlement query
Hi All My brand new leased car was stolen 2 weeks ago. I had had it for 3 months. I put £2200 initial payment down to reduce my monthly payments across the 3 year period. My insurance have said that they will either pay market value or the financial settlement figure, whichever is lower. The lease have said £21000 ±VAT is…
-
Car fire.
I’m looking for advised as I don’t know where to turn, seem like I am getting no where and need some advise. I purchased a car on finance on the 26/5. On the 28/5 whilst driving the car smoke started coming from the engine and within minutes the whole car was up in flames and now a complete write off. I refused the car…
-
EV but no driveway: Is this a foolish idea?
Hi All, I’m thinking of buying a used EV (3-4 yo) but I don’t have off-street parking. I know EVs don’t make financial sense without home charging, but hear me out. I work from home 3 days a week and have to commute 100 miles (return) twice a week (say, Thursday and Friday). During the home days, my street is almost empty…
-
MSE News: Car finance mis-selling payouts of £700 each likely for 14 million people
Car finance mis-selling compensation is one step closer as the financial regulator has revealed the details of its proposed redress scheme. MoneySavingExpert.com founder Martin Lewis takes you through it in his new video... Read the full story: 'Martin Lewis: Car finance mis-selling payouts of £700 each likely for 14…
-
DVLA renewal
hi I'm after some advice on how to re apply for driving licence. last year when my licence ran out, I sent it back to DVLA as at the time I wasn't able to renew the licence. I haven't got any medical conditions or been disqualified. I have picked up a d1 form from the post office to fill in but there is no option regarding…
-
Car fire
I’m looking for advice as I don’t know where to turn, seem like I am getting no where and need some advise. I purchased a car on finance on the 26/5. On the 28/5 whilst driving the car smoke started coming from the engine and within minutes the whole car was up in flames and now a complete write off. I rejected the car…
-
Rear-ended a BMW X1 at 5mph. 10 Years Unprotected NCB. Settle privately or claim?
Hi everyone, I need some advice. I had a very low-speed stop-start bump today (moving from a dead stop at 1–5mph) and rear-ended a BMW X1. The damage to my car is a dent in the middle, sides of bonnet and front bumper. The damage to his lower rear bumper trim is scuffs and a small plastic split. Parking sensors are nearby…
-
Anyone used OneProtect car insurance?
oneprotectinsurance.co.uk This company came cheapest via comparison sites. However, I have never heard them before. There are some reviews in TrustPilot which is mix of good & bad so can't really make any decision from there. Legally they are owned by OneCall Insurance which is showing as registered in FCA. I am not…
-
Breakdown overseas - Hyundai garages refuse to honour warranty cover
Hi, I don't know if anyone else has had this experience but we took our 15 month old (bought from new) Hyundai Tuscon to Europe last month as part of a planned touring holiday of France, Spain and Portugal. Unfortunately, on day 7 in France, it failed to start and having called our European breakdown company, they towed it…
-
Response time for PE2 and PE3 forms
Hi all, I will submit my PE2 and PE3 forms to the Traffic Enforcement Centre after getting them witnessed today (due to a PCN escalating to bailiff stage that I wasn’t aware of because of a previous address issue). How long does it take for TEC to process your PE2 and PE3 forms and tell the bailiffs to place enforcement on…
-
Confused about difference Cat S or damage repaired
Asking for a friend, so I don't have all the details and she may well have misunderstood. She had a side impact damage on her 30 year old classic Audi. Totally not her fault. She persuaded her insurance not to write it off but they agreed to pay for repair ( she has transcript of phone conversation). Now the repair cost -…
-
‘Expensive car’ supplement question
I’m buying a used car that will be subject to the ‘expensive car’ supplement. It’s 6 months old, and the supplement should be years 2-6. I’m wondering whether DVLA will automatically adjust? I’m thinking about doing monthly DD. Dealership didn’t know! Many thanks for any knowledge on this 😊
-
PureTech nightmare
We bought a Citreon with a 1.2 puretech engine from a dealer last July (if only I'd known!). 2018 plate, has done 56000 miles now. Fast forward to this year and it seemed to start using a lot of oil. I asked my garage to check it when it went in for a service and they couldn't see an issue. We kept an eye on it. A mth…
-
Toyota UK Bust?
Trying to export my car but need a CoC, have been trying to phone Toyota UK as they are the only ones who can issue one, but the number on their website doesn't work. You get an answer message saying they are closed, call back between 10am-3pm or 4pm-5pm, which I've been doing. Used the contact form on their website but no…
-
Expensive car supplement for car in first year ..
I am looking at an EV car which is 3 months old which , when new, would have been over £50k. The car has been registered by the dealer which means I would become the second owner. As I understand it - in year 1 the road tax (EV) is £10 - therefore I would only pay for the balance in year 1. From year 2 this would rise to…
-
Cinch terrible service and potentially dangerous electric car
Cinch have a big brand and we’re recommended to me by a family member. Unfortunately our experience purchasing a Tesla Model Y from Cinch has been beyond disappointing. From collection there were already problems. The vehicle was still linked to the previous Tesla owners account and there was an outstanding supercharge, so…
-
Parking motorhomes on residential streets
I've done a several searches and can find no rules. We have one parked at the exit to our cul-de-sac which blocks all visibility. It doesn't belong to anyone nearby. Another at the next junction, not belonging to an immediate resident, again blocking all visibility. Both have been there months and there have been several…
-
AA/RAC roadside battery replacement quandary
I'm wondering if anyone can advise. My car battery has died and I've looked at the AA to come and fit a battery. However in the small print they state that the car must be off the road. My car is parked on the street and I can't get it off the road because the battery is totally dead. I've tried a jump starter to no avail,…
Bought a car, van or motorbike on Personal Contract Purchase (PCP) or Hire Purchase (HP) since 2007? Discuss the probes into hidden discretionary commission and undeclared commission - and how to complain.
642 discussions
3K comments
Most recent: MSE News: Car finance redress… by dunstonh
13 July at 12:31PM
Confused about parking penalties and fines? Get help with all kinds of car parking problems.