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Motoring

Cut your car costs: this is the place to discuss motoring MoneySaving.

Car Insurance- Great experience with AGEAS
We often hear about gripes with motor insurers, but I recently had great service from AGEAS Insurance (Budget Insurance Services were the broker). Car was damaged in a roadside parking bay. No witnesses or CCTV. Reported to Insurance on 18th May and was advised car was a total loss, after two weeks. Gave me 2 options, full…
Claim Car Excess Back - No Legal Cover
I need some advice about how to claim back my excess when I forgot to take out legal cover Scenario: I was hit by a driver, made a claim, paid my excess for a repair, and now they don't want pay me back, as I forget to take out the legal cover. The third party doesn't want to cooperate and pay my excess. What's the best…
How to find out modifications on car?
My wife has just bought my daughter a second hand car and we're getting it insured but are unsure on what modifications are factory and what have been done by previous owners. Is there anyway to find out as we don't want to not fully disclose everything. I'm far from a car expert but thinking exhaust, tinted windows,…
Driving from England to Northern Ireland for booked MOT, without road tax
I live in NI, and I'd like to buy a car in England and bring it over. The car has a valid MOT and as far as I know it's roadworthy. I'd like to keep it SORN for about 3 months after buying. Can I legally book another MOT for it in NI, and bring it over on the ferry with short term insurance and no road tax, to avoid paying…
DVLA having an issue?
Tried to tax the wife's car online yesterday and was met with the response that the application could not continue as a valid MOT could not be found. I checked the (DVLA) MOT database and the MOT is still valid. Assuming that this was an admin issue with her vehicle I tried to tax mine and was met with the same problem -…
Leasing Experience from HELL
Hi everyone, I’m looking for some advice regarding my Jaguar I-Pace, which I lease through my business. The car was fine for the first six months, but then a battery cell died and needed replacing. Since that error appeared, I’ve been limited to a 70% charge—around 130 miles—which isn’t practical for work. I had to wait…
Hyundai AC over £600 to fix, is this Correct?
My 2011 Hyundai i10 AC stopped working so I had it checked out at a local garage specialising in AC. I was quoted over £600 to fix it as 2 pipes are corroded and leaking and these pipes can only be supplied by Hyundai at a cost of £200 odd each and there are none in the country so have to be imported from Korea. I had a…
Insurance and Birthday Alignment
So my 25th birthday is In September, but my insurance renews July 12th. I ran quotes for insurance for July using my real birthday and quotes using a birthday 3 months earlier and it came out much cheaper, around 700/year vs 1000 Should I try get by on temporary insurance for the next 2 months?
Insurance details
There are various questions asked when you take out motor insurance. I have a Vivaro van, last year the insurance cost £290 and this year the cheapest quote is £350They ask if its sign written, no, they ask if you carry tools.Surely everyone carries tools, to change the tyre etc. Do they mean power tools, which is why some…
Letter from MIB. Fine for un-insured vehicle sitting on my own drive!
Hi All. I recently purchased a damaged 2022 BMW 4 Series car, intending to repair it on my driveway. It’s a fairly large drive, and the car easily sits on it without touching any part of the highway. It's almost finished now, but to complete this, I’ll also have to drive it back and forth to the body shop, plus get the…
Moved: Taxi company cancelled wedding taxi
This discussion has been moved.
Alphera finance
Hi, has anyone done a voluntary termination with this company before? I don’t have to pay anything, has I am way over half way of my agreement and they have agreed for me to start the process, just wanted peoples opinions on this company and voluntary terminations please.
Drive shaft broke, should I buy a new car?
My drive shaft (driver side, honda jazz) broke and a friend is saying the other might go, so I should buy a different car.Would it be sensible to get a different car (or replace the other drive shaft)? Edit: thanks to a brill AA mechanic, a local garage replaced the drive shaft on the day to avoid me being stranded. So the…
Rear Suspension - O/S/R and N/S/R trailing arm suspension bushes separated requires replacement
Hi, I have a Lexus NX which needs to have an annual service at the dealer to keep the warranty active for 10 years. I dropped it off for an MOT+service, they did an initial check and told me that the following will be an MOT fail and the parts HAVE to be replaced. Rear Suspension - O/S/R and N/S/R trailing arm suspension…
VAT - private buyer
As a saver I tend to hold onto my car for quite some time to save on depreciation. I thought as a treat I will look into getting a new car, it has been 5 years since I have purchased a new vehicle but to my surprise the order has VAT. I have not signed for this as yet, I have looked into this and understand private sellers…
Lease car write off/ claim question
Hello everyone. I recently wrote off my car in an accident. The vehicle was a 3 year PCH lease with no option to buy at the end and the accident was 11 months into my contract. I put down an initial 3.5k deposit and I was paying £433 per month. The insurance company valued the car at around £28k which I accepted as fair,…
Used car warranty
Buying a second hand car this week, Jaguar XFS from 2017 and want to buy a warranty for the first year of ownership. A popular search engine threw up these results All seem competitive, but my question is does anyone have any experience, good or bad from any of these companies before I select one? I do appreciate that…
Different Quotes for AXA Car Insurance
I have been using a Broker to arrange my car insurance for some time and AXA was always their advised insurer However this year the cost for car insurance through the broker was so high they put forward another insurer with a slightly lower quote At this point I went on some comparison sites and I am able to get AXA…
Beeping when over the speed limit (misidentification of speed limit).
Our 11 year old car was finally going to cost more to get through the MOT than it is worth, so we've bitten the bullet and got a new one. As you can imagine, things have moved on rather a lot in 11 years, and we have quite a few new features that we're still getting used to. One of them is that the car will beep if you go…
Government changes fuel, we foot the bill for this car problem
Hi all, I'm not sure if anyone has had a similar issue to this. Apparently Ford have had quite a few of their cars do it. I have a 68 plate Ford Focus that had an engine service light come on and it kept going into limp mode. Turns out that the car thinks that too much fuel is combusting in the engine because the sensor in…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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Motoring

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