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PCP/Lease question
Me and my wife are both now in our seventies so only income is from pensions/investments etc. We currently run two cars but are considering reducing this to one car only. Is the following plan viable please? We sell or trade in both existing cars witha view to taking out a PCP or lease deal on a brand new car. Because of…
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What type of diesel do you use?
Grade 1-D (Diesel #1): A lighter, more refined fuel suitable for very cold weather due to its resistance to gelling. It burns faster, offering less fuel economy but better cold starts.Grade 2-D (Diesel #2): This is the most common, year-round diesel fuel used in most cars and trucks. It is heavier than #1, provides better…
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Admiral Law Refusing to Pursue My Non-Fault Claim – What Can I Do?
Hi all, Nice to meet you all virtually. This is my first post so please be kind. Looking for advice on what to do next regarding my insurance claim. Context My wife was in a non-fault accident: she turned left out of a garden centre and came to a complete stop to let an HGV exit a yard. The HGV then swung wide and hit the…
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Advice on declaring claim when getting renewal quotes
Hi, I am just in the process of getting quotes to renew my car insurance. In December 2024 we had a thankfully relatively minor accident and had to make a claim for the car to be repaired (the value of the claim was 5.5k). All was settled and is fine. It was my car and the policy is in my name but my partner (a named…
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Car Radio Unlocking - Part 2
Hi all, I notice the previous Car radio unlocking thread has been closed (yesterday) so thought I'd see if I could start another as I cannot see any other thread!Anyway, I've a Blaupunkt CD43, Serial Number BP026318419367 which I took out of my car a few years back and now I want to refit I can't find the card the code was…
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Registered keeper and owner not same on insurance document
I've just received my insurance documents after renewing with the AA. They have me as the registered keeper and my wife as the owner. I am the keeper, but as with everything in the household, the car is - presumably - jointly owned. Might this be an issue, particularly if I have to make a claim?
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Received a SJPN today out of nowhere and unsure of how to proceed.
So yes, I came back from work today to a large white letter from the Fixed Pentalty Unit stating I was speeding in a 30mph area from back in June of this year. I'm not necessarily disputing I was speeding as I may have done, I don't know, because this is the first I've heard of it. However, Northumbria Police state they've…
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Sump removal?
It's good to watch the videos of wet belts being replaced. My Vivaro 2013 has a chain, has just past 80k miles, so not due yet.Is it a good idea to remove the sump on all vehicles in order to inspect things, as they do in the videos. Is it standard to move the sump on wet belts, is it simple?
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Opinions on 1st Central Insurance?
Hello all. This week I have paid in full for an annual insurance policy with 1st Central as they provided a sensible quote, Defaqto ratings seemed to check out, and policy cover was within my requirements. The policy doesn't start until the 26th. I have since come across some very bad reviews about their practices, that…
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Hit & run - help identifying door cam
Hi all — hoping someone here may be able to advise. My parked car was hit by a large grey panel van (hit and run). A neighbour’s Ring doorbell camera captured the incident clearly enough to show the type of vehicle, but unfortunately the registration plate is blurred by motion and glare from the plate light. I’ve tried: *…
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motor ombudsman
We've been waiting ages for the motor ombudsman - we've now waited longer than what they said it should take - probs over 18 months. I called recently and was toild the volvo dealer had replied and they were waiting to attach adjudicator. they did say they would prioritise us, but still not heard anything. We had a…
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What type of cars are MSE regulars driving these days?
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Frost breaker???
Is this a scam? How can an electromagnetic device get rid of frost?
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Advice on selling a car
Sounds daft maybe but I've never really sold a car before as I tend to buy end-of-life motors. I'm the last owner, generally. Even the last car I had, it went knackered so while I sold it rather than scrapping it, it was a non-runner & I'd have accepted any offer over scrap really so it doesn't actually count. I'm pretty…
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School Street restrictions - Signage Regulations?
Our local council has been rolling out what they call "School Streets" which restrict access to certain roads outside schools during specific hours. Controlled by cameras which will generate fines for any vehicles accessing these roads within the specified hours. As yet another sign amongst a myriad of other street…
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TfL Autopay vehicle already registered by others
Hi all - will jump straight to it, I assume it's a common issue people encounter but I haven't seen much mentions. I have a second hand car and have kept the car reg unchanged. Couple of days ago I knew I had to go through one of the toll tunnels in London, so tried setting up an Autopay account on TfL. All set up, until I…
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Car Auction
I need help cutting my loses. I work in care sector and was unable to attend a car auction I registered for. Deposit of £950 was paid. I made the mistake of giving a friend my log in detail to bid for me with the car specifications I wanted. Unfortunately the one they closed on was way above my budget. It is a Land Rover…
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Letter from Police - Failure to stop RTA - want to know driver details
News to me..... All I can think of is a few weeks ago, in a traffic queue to pull out of a junction, some teen on their phone walked right in front of the car, I had to slam on brakes, they banged the car and walked off shouting at me. Hardly a RTA because the car made no contact. I'm wondering if that teen has gone home.…
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Car insurance - 'what you paid last year' is incorrect
Since 2017, car insurance providers have been legally required to tell you what premium you paid last year. Every year when I get my car insurance renewal, it states what I paid last year and every year, I'm fairly sure that I paid less than it says. I suspect that insurance companies are inflating 'what you paid last…
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Humming and Harring..
about having a dashcam fitted. Older driver, I go along at reasonable speed (don't get in the way, always alert and looking for any other vehicles that could pose a problem. Coming to the conclusion that it's not worth fitting one as I have to remove it to prevent theft when I leave the car so no park footage. Plus the…
Bought a car, van or motorbike on Personal Contract Purchase (PCP) or Hire Purchase (HP) since 2007? Discuss the probes into hidden discretionary commission and undeclared commission - and how to complain.
Confused about parking penalties and fines? Get help with all kinds of car parking problems.
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