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PCP Advice needed !
Hi, I’m after some advice re a PCP finance deal. My present deal ends in February 26 with approx £3000 outstanding. The car is in negative equity to the tune of approx £1000. The mileage is significantly over too due to taking car when I had a short commute, within 2 months I had been made redundant and found work 25 miles…
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Hastings Direct Advice needed please!
My wife recently took out car insurance with Hastings Direct you drive for a black box policy. Shortly after and within a week she changed her mind and decided to renew with her existing provider instead and cancel the Hastings direct policy. They cancelled the policy but told her she had to pay a £20 non refundable…
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Advice needed private parking ticket – mediation appointment (Euro Parking / Gladstones Solicitors)
Hi everyone, I’d really appreciate some guidance on what to expect and how to approach my upcoming mediation appointment for a private parking claim. Summary of my case: Claimant: Euro Parking Services Ltd Solicitor: Gladstones Solicitors Ltd Claim issued: 15 August 2025 via Civil National Business Centre (Northampton).…
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Sold Campervan buyer wants money back
hi, hope someone can help. I put my campervan up for sale as I have retired and have downsized to a smaller van. The camper is a Mazda Bongo diesel 2.5 and in fantastic condition. I have had it 3 years and it's been really well looked after, I had all welding done and resprayed, it was newly undersealed, all electrics and…
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Advice Needed – Speeding Ticket & Court Hearing next week
Hi everyone, I really appreciate some advice and guidance about a situation I’ve found myself in. When I moved to Leeds, I unfortunately drove at 36mph in a 30mph zone. A Notice of Intended Prosecution (NIP) was sent to my old address because I hadn’t yet updated my V5C (my mistake, I know). By the time I updated the V5C,…
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Cleaning headlights?
Hi all, This is a frequent MOT failure on my car. I can clean them before as best I can but still fail and the mechanic has to use a process with a special drill polisher tool etc. He suggested last time considering changing the actual headlamps themselves but that doesn't look like a cheap option. Can anyone recommend…
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MOT Advisory help
Hi all. These advisories came up on a 10 year old car today. It passed its MOT but should I fix or get rid ? And do they just sound bad, please help. Fix or flip ? Front sub frame corroded but not seriously weakened (5.3.3 (b) (i)) Rear rear axle corroded. Both front and rear shock absorbers corroded. Nearside and Offside…
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Two fatal Accidents In my area
Oh why, Oh why, do people overtake! I always catch them up. They always break the speed limit as I go along at 55 - 58. I know it's a non post really and that you have to get to 70 to realise the folly. I think every road should have speed detectors. I don't want someone involving me in their accident! Not trying to be…
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Mazda CX5 diesel 63 plate no service history
Hi all, hoping some of you can offer advice or experience. I am looking at buying a Mazda CX5 2013 2.2 SKYACTIV-D Sport Nav 4WD with 132k miles, the dealer cannot evidence service history. There are no advisories on the recent MOT (October 2025). The price is £2590, the car looks in great condition inside and out with no…
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Car Insurance - going from two to one car - insurance question please
We are about to go down to one car but have an insurance question.Currently we are named as main driver on our own cars but when we go down to one, there won't be a main driver as car use is likely to be close to 50/50. How do others declare this rather than have a main driver, particularly as the single car will be…
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What sort of hit in value would you expect due to Cat N?
Needing a car & wife sent me a photo of one she's seen which is CAT N. Audi A1 Sport, 2012, 112k miles, MOT expires in Jan, 1.6 diesel. £2.7k Looking on auto trader, valuations seem to vary quite a bit anyway (the min to max window seems quite large these days on anything second hand) but they're all in & about this price…
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Service due on car I want to sell?
I have a 2014-plate Honda Civic that I’m looking to sell as soon as possible. A service is now due, which would normally cost around £250. I explained my situation to the Honda dealer and they advised I could instead have just an oil and filter change for about £150. My question is — if I go ahead with the smaller service,…
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Help and advice wanted asap.... Online used car broker....
I have found a used car that is available through an online broker. After payment by bank transfer the car is delivered and I have ten days to either accept or reject the vehicle. The broker holds my finances until I confirm then passes them to the seller or refunds them to me rather than paying direct to the seller. The…
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Incorrect Tyres Fitted - Higher Load and XL
Hi Team MSE, I had ordered two car tyres online from HiQ Tyres and Autocare to match the same on the front axle, and recieved confirmation via email confirming my selection (product and tyre size). On the the day of fitting, once the tyres had been fitted and payment taken, I went to inspect the tyres whilst the car was…
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Is the driver liable
I will be seeking legal advice in due course but just throwing this out here for opinions Driver employed by a haulage firm didnt declare their points when employed Driver had an accident Haulage firms insurers refusing to pay out because of this failure to declare this information leave the firm with a large bill (now…
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One Protect Insurance
Has anyone had experience of this insurance company? I have made a claim on my insurance with them for damage to my car. Totally my fault but they have agreed it can be repaired by their 'accident management company' have just told me they will only pay £1750 to have it repaired. My local (and very good) garage has…
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Motability vehicle written off and replaced - what are relevant consumer rules?
Hi all, My partner's car was unfortunately written off, not his fault, and it was a peugeot e-208 with an advanced payment of £899 due to being a more 'premium' model than the free options. We have had the 'like for like' replacement car ordered and bought last week, however the price of the new car had increased in the…
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Insurance prices dropping??......any reason why??
After 40+ years of car insurance going up every year (since obtaining full NCB), this year both our car insurances have gone down, (not even changed insurance company). Just wonderijng why this would be??
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Anyone used OneProtect car insurance?
oneprotectinsurance.co.uk This company came cheapest via comparison sites. However, I have never heard them before. There are some reviews in TrustPilot which is mix of good & bad so can't really make any decision from there. Legally they are owned by OneCall Insurance which is showing as registered in FCA. I am not…
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Advice on works
Hi I took my car in for its MOT and it failed on the handbrake efficiency. It was 13%. The well-known garage told me it needed a new rear brake calliper, rear discs on both sides, and rear pads. £510. I’m [clearly] not a mechanic, but what I find hard to believe is that discs and pads fitted less than 12 months ago - and…
Bought a car, van or motorbike on Personal Contract Purchase (PCP) or Hire Purchase (HP) since 2007? Discuss the probes into hidden discretionary commission and undeclared commission - and how to complain.
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