-
Will I lose my No claims?
Hi I'm hoping somebody can help me. I've not been able to drive since March and my policy is due to run out in 14 days. I don't expect to be driving anytime soon with medical problems but will I lose my 20+ years No claims if I don't renew in 14 days? I was hoping I could leave it another month or two as I'm not going to…
-
Airbag light on, insurance still valid while waiting for replacement part to arrive?
My airbag light came on this week. After a diagnostic, it came back saying it needed a new drivers clock spring. I've tried to order one, but there are none at all in the UK, only in Belgium. I can order it with the manufacturer but they've said could take 2-3 weeks to come. Will I still be covered to drive with my…
-
Ageas refusing to insure if name is not on V5
My son needed to make a change of vehicle today from his car , also insured by Ageas, to a gifted family vehicle for him. He would be main driver and no one else on policy. Ageas refused stating he has to be the registered keeper. An hour later we applied for a new V5 with his name as keeper, he would also be the owner.…
-
AA/RAC vehicle check for motorbike
is there some 2 wheeled equivalent vehicle check for motorbikes that the AA/RAC do for cars - I've been riding bikes since I was 17 (in my 60's now!) but am complete mechanical dunderhead - my long time go to mechanic has sadly passed on & want to buy new (to me) bike but wary of second hand market sharks so wondered if…
-
Car insurance claim - repair questions!
I've been driving for many years, but have to make my first claim today after a nasty run in with a hidden bloody bollard at work! Can I ask what to expect? I am fully comp, business insurance (happened when dropping off item for work). I've 15 years no claims not protected. Am I right in thinking I'll loose maybe 2 years…
-
who to ask about speeding enforcement plans
I live on a seafront front in a large seaside town. I the last year 2 motor bikers have been killed after coming off the bike doing at least 60 mph in what is a 30 mph area. I have walked along the seafront this morning and seen 2 motor bikers riding recklessly doing a minimum of 60 mph. At this time of the year the area…
-
New wheel bearing fitted by Halfords failed 100 miles from home a week later
Long sordid tale, but in short ... took car to Halfords for a lot of noise while driving, a new wheel bearing was part of the work, picked the car up Tuesday last week (1st July). Wednesday this week, while driving 100 miles from home, the new wheel bearing fell apart and the RAC came out, diagnosed that and also the fact…
-
toyota yaris MOT advisories
Saw this car online and i think it would be a good purchase, below are the MOT advisories. Please let me know if the fixes will be minor. Repair as soon as possible (minor defects):* Nearside Front Anti-roll bar linkage ball joint dust cover severely deteriorated (5.3.4 (b) (i)) * Nearside Front Drive shaft joint constant…
-
Cinch repairs complaint
We bought a car from cinch which we have discovered has a severe mechanical malfunction. Interested to find out what our rights are on this? Can we get refunded for the PCP finance payments we've made whilst we haven't been able to use the car? * 17 April – Collected car from Cinch, purchased on finance. * Immediately…
-
Lease Car - Company charging VED/Road Tax
Hi Sorry new to the forums and looking for some advice. I have received a letter from my lease car company requesting payment for £520 which is due to unforeseen increases to them for VED. £440 + vat. They are claiming that the agreement means that they pay £180, then VED has now increased to £195. On top of that, quote…
-
HP Debt - VT or Surrender?
Hello everyone, I have been advised by experts on the debt section to write here. I bought a 2017 Mazda 6 2.2 Diesel in August 2024 on HP loan. Bought it for 10K with £289 per month over 5 years. Due to unforeseen circumstances I am unable to make the payments from May. I just received NOSIA letter today. I have still not…
-
potential court action for faulty 2nd hand car from main dealer.
I purchased a car for approx. £9k in Feb of this year. within 2 months i got Engine management lights (code read as DPF related) so i returned to the dealership. long story short this has repeated a further 3x within 6 months of purchase, each time the same fault re-occurring. So I read up on the Consumer Rights Act 2015…
-
Car on HP just inherited some money.
I bought a new car on HP 4 months ago and sadly my father has passed away leaving me and my sister the family home and some money. Since we both already own homes we are selling and splitting the money. I already have the value of the car HP so I don't need to wait for the house to be sold. Do I just inform the HP company…
-
Car Damaged on CCTV - Police Won't Investigate
Hi all, I'm after some advice regarding some damage that was inflicted on my vehicle at a hospital last week. My wife suffered a stroke so we had to rush her into the hospital. On the same day, somebody side-wiped my car as they reversed out of a space, causing £5k worth of damage, and then drove off without leaving a…
-
Car Recall fix delayed - some advice would be welcome
My car had its first MOT early June this year. A recall was flagged. I booked the car in to have the issue sorted, (couldn't get slot until July), but the dealer has, with less than 12 hours notice, cancelled the appt. and said earliest slot is now in October, stating parts issue. The recall is due to fuel line chaffing. I…
-
What car for 80 year old?
My car is on it's last legs and I need a new car. Even the mechanic who has looked after it for the past 14 years says that it is not worth spending any more money on it. I only drive about 4000 miles a year, I wouldn't bother with a car but where I live public transport is practically non-existent. The furthest I drive…
-
Parking motorhomes on residential streets
I've done a several searches and can find no rules. We have one parked at the exit to our cul-de-sac which blocks all visibility. It doesn't belong to anyone nearby. Another at the next junction, not belonging to an immediate resident, again blocking all visibility. Both have been there months and there have been several…
-
Computer screen frozen/on the blink in Ford Galaxy, likely fix?
We've just paid £1.6k to get our 16 plate Galaxy through its MOT but the garage can't do anything about the frozen screen. We can't change media source/control heating/answer calls as the screen is 'frozen' - it does respond if you touch it but only into the temperature screen where it then doesn't respond. Luckily there…
-
VWFS PCP contract confusing
Resurrecting a bit of a dead thread but this was asked back in 2019 and never had a firm answer. PCP deals from VWFS contain confusing language that doesn't seem to make it clear (to me) that the contract is a PCP deal (option to hand back) and not HP with Balloon. The specific language is: Obviously I can see the phrase…
-
Received Notice of Enforcement from Bailiffs for Alleged Traffic Contravention I Don’t Remember
I just received a “Notice of Enforcement” letter from a company called Newlyn PLC saying I owe £280 (including £75 compliance fee) for an unpaid Penalty Charge Notice (PCN) from London Borough of Hounslow. The alleged contravention is for “Failing to comply with a prohibition on certain types of vehicle (motor vehicles)”…
Bought a car, van or motorbike on Personal Contract Purchase (PCP) or Hire Purchase (HP) since 2007? Discuss the probes into hidden discretionary commission and undeclared commission - and how to complain.
Confused about parking penalties and fines? Get help with all kinds of car parking problems.
66.2K discussions
1M comments
Most recent: Advice for re-entering car park - County court claim by Carla23
Today at 2:45PM
