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Opinions on 1st Central Insurance?
Hello all. This week I have paid in full for an annual insurance policy with 1st Central as they provided a sensible quote, Defaqto ratings seemed to check out, and policy cover was within my requirements. The policy doesn't start until the 26th. I have since come across some very bad reviews about their practices, that…
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Hit & run - help identifying door cam
Hi all — hoping someone here may be able to advise. My parked car was hit by a large grey panel van (hit and run). A neighbour’s Ring doorbell camera captured the incident clearly enough to show the type of vehicle, but unfortunately the registration plate is blurred by motion and glare from the plate light. I’ve tried: *…
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motor ombudsman
We've been waiting ages for the motor ombudsman - we've now waited longer than what they said it should take - probs over 18 months. I called recently and was toild the volvo dealer had replied and they were waiting to attach adjudicator. they did say they would prioritise us, but still not heard anything. We had a…
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What type of cars are MSE regulars driving these days?
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Frost breaker???
Is this a scam? How can an electromagnetic device get rid of frost?
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Advice on selling a car
Sounds daft maybe but I've never really sold a car before as I tend to buy end-of-life motors. I'm the last owner, generally. Even the last car I had, it went knackered so while I sold it rather than scrapping it, it was a non-runner & I'd have accepted any offer over scrap really so it doesn't actually count. I'm pretty…
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School Street restrictions - Signage Regulations?
Our local council has been rolling out what they call "School Streets" which restrict access to certain roads outside schools during specific hours. Controlled by cameras which will generate fines for any vehicles accessing these roads within the specified hours. As yet another sign amongst a myriad of other street…
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TfL Autopay vehicle already registered by others
Hi all - will jump straight to it, I assume it's a common issue people encounter but I haven't seen much mentions. I have a second hand car and have kept the car reg unchanged. Couple of days ago I knew I had to go through one of the toll tunnels in London, so tried setting up an Autopay account on TfL. All set up, until I…
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Car Auction
I need help cutting my loses. I work in care sector and was unable to attend a car auction I registered for. Deposit of £950 was paid. I made the mistake of giving a friend my log in detail to bid for me with the car specifications I wanted. Unfortunately the one they closed on was way above my budget. It is a Land Rover…
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Letter from Police - Failure to stop RTA - want to know driver details
News to me..... All I can think of is a few weeks ago, in a traffic queue to pull out of a junction, some teen on their phone walked right in front of the car, I had to slam on brakes, they banged the car and walked off shouting at me. Hardly a RTA because the car made no contact. I'm wondering if that teen has gone home.…
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Car insurance - 'what you paid last year' is incorrect
Since 2017, car insurance providers have been legally required to tell you what premium you paid last year. Every year when I get my car insurance renewal, it states what I paid last year and every year, I'm fairly sure that I paid less than it says. I suspect that insurance companies are inflating 'what you paid last…
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Humming and Harring..
about having a dashcam fitted. Older driver, I go along at reasonable speed (don't get in the way, always alert and looking for any other vehicles that could pose a problem. Coming to the conclusion that it's not worth fitting one as I have to remove it to prevent theft when I leave the car so no park footage. Plus the…
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Car insurance in a hurry
I am buying a new car, and I’m not trading in the old one. I need insurance for the new one, but I need to keep the old one insured until I can sell it. That could take a few weeks. Also, the premium on the new car is going to be around 4 times the old premium. I’m supposed to pick the new car up next Wednesday, but…
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Anyone recommend a good car insurance company please?
Please can someone recommend a good company to get a quote from directly and/or a quotation website as my wife is getting a new car and wants to change insurance company? I never know what's best when using a quotation website and getting a quote and going though it that way or to then see who gives the best quote and then…
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Car insurance renewal problem - can anyone expert please advise?
Hi all, I was execptoing my renewal quote, but my current car insurer wrote to me saying 'Unfortunately, with the information you have provided we are unable to provide a competitive quote for you on this occasion.' They insured me this time last year. Since then, the only incident I've had is an accident on the motorway 6…
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QDR Solicitors £50 admin charge - advice required
Hi, wondering if someone can advise. I've received a letter from QDR regarding unpaid fuel. TLDR: I am at fault, genuine mistake however there is a £50 admin charge which seems absolutely ridiculous. From some research I have done it seems most people have an £18 admin charge which is still cheeky I think but I would…
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Driving test routes app - has anyone used? Worth getting?
My son is doing his driving test in a months time in a different part of London (Mill hill) to where we live. It's too far for his driving instructor to go to practice and he wouldn't know the routes anyway. He is a competent driver but I think it would be good to drive the main routes used for testing. We have already…
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Polymer coating
I’m buying a new car, and have been offered polymer coating for £400. This includes some interior treatment as well. Is this something worth paying for? The car is £24k by the way, and it has a metallic paint finish.
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Coolant flushes & leak stops
Had a pretty decent idea on how to do a coolant flush, which I need to do on my car but chose to watch a Chris Fix YouTube video beforehand to just check & refresh myself. I was pretty much right except at the end of the video the guy puts in some anti rust solution. I Googled it & since I'm going to be using Wynns rad…
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Negative equity pay off
Hi I'm looking for some opinions on our car's negative equity. In short we swapped out our PCP agreement for a different car, the old one unfortunately had negative equity due to the drop in its value we owe £3000. Currently we are financing this over 4 years. I'm wondering whether we try and pay it off sooner through…
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