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Third party fire and theft
After giving up my car recently due to the extortionate insurance costs I was being asked to pay,a friend who had worked with cars and motorbikes suggested I find an old "banger"and run it into the ground under 3rd party.Is third party still a thing and what are the costs and downfalls to my doing this?
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Greenflag adding additional vehicle(s)
Looking for breakdown due to new insurance policy not having a suitable option at a sensible price. I have Greenflag and it shows adding an additional vehicle at the same address for just £25 but when I go online it only offers another full price policy. Exactly the same as buying 2 policies from the website. Anyone got a…
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RAC Breakdown Renewal Quote up 37%
After many years with the RAC for breakdown cover for 2 x cars (vehicle policies not personal ones), the time has come to go elsewhere for cover, as the premium looks to go up by £125 for the year to an eye-watering £440 (one car 8 months old, the other a 22 year old Ford Fiesta). I have quotes of between £45 -£110 from a…
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Could a courtesy car harm my credit score?
I was involved in a no-fault accident last week. Another car ploughed into the side of my stationary car. The driver was apologetic, accepted blame etc. My insurers have said they are treating this has a no-claim incident and I do not have to pay any excess towards repairs. The car is currently with a garage appointed by…
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Auto glass unable to claim full replacement cost from insurer
Daughter had windscreen crack after lorry threw up a stone. Booked into Autoglass (only option within 25 miles) but have told her insurer is only paying £150 towards £850+ cost. Insurance schedule says fully comp, with windscreen cover, and in t&c says they will repair/replace windscreen… then I found (elsewhere on…
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balloon payment
I have a balloon payment of £6,000.00 coming up in September. I would like to keep my car but cannot afford to pay for it outright. however, 2 years ago I went on an IVA but excluded my PCP. I have never defaulted on my payments (5 year agreement). Can I get a friend to take up the balloon payment on finance since I cannot…
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Taking private seller to small claims
Hi, I purchased a car from a private seller a week ago and had to take it to the garage in 3 days. My partner test drove the car and said everything was fine and we purchased it. The car had very sticky gears to which the seller advised she was used to it but the garage said it was fine and not a problem. I later wanted to…
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Car insurance enquiry
I called my insurance company, to ask if lost car keys are covered. I had been quoted £150 to replace a key that needs to be calibrated to my car. I had read through their literature and couldn't find keys mentioned. They told me that whole locks are covered but car keys alone are not and I didn't need to replace my locks,…
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Early Exit from NHS solutions lease
My husband works for NHS and I'm a named driver on a second car leased through Fleet Solutions. It has come to light that the business insurance is only for NHS business - I work in children's social care and notified this at the start of the agreement. We have had discussions but they say we can not pay additional…
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Car cosmetic repair complaint....help?
Hi all, I am hoping for some guidance on next steps.. whether I have a leg to stand on really! I purchased a car 11 months ago, the sales manager offered cosmetic repair policy with 3rd party company, claiming any scratches/paint chips/alloy wheel scrapes etc would be covered. I just needed to contact the company and they…
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Solar Powered EV Charging
OK I will admit to not exactly liking EV's (I have posted several anti-EV posts in the past) - but now it appears that an EV "may" be the way for me to go.....from MotabilityIf I did get an EV - Would it be possible for me to charge it purely from solar panels mounted on the garage roof ?I know that there are lots of…
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New Small Family Car Suggestions?
Hi all, I am in the market for a New or 6 month old petrol manual gearbox small family car. I have had a Ford Fiesta for my last two cars over the years. I was thinking Suzuki Swift or Skoda Fabia, but would appreciate suggestions, as to what you would go for. I have a budget of £20,000 approx. Any replies would be very…
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DRIVING AIDS
Hi Folks I'm in the process of buying a used car (Fiord Focus). Are there any driving aids on the market which could help me to: Get a more clearer view of the rear. Help me park in tight spots (e.g. car assist) Help in assisting the width of the car Thanks in advance.
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How to ask for a Speed Awareness course?
Hi all Hope this is in the right part of the forum. I have just received a NIP from Devon and Cornwall Police for doing 76 in a 60 limit. Fair cop, but acc to this site this puts me just 1 MPH over the threshold at which the police have the discretion to offer you a speed awareness course -…
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Fixter - A spectacular horror story
This is hopefully a useful warning to anyone out there. Normally I am very careful with apps and websites that promise the world. These guys had good reviews and seemed legit, plus I would have got a nice bit of cashback from TopCashBack if I had ended up paying for anything. But strap in if you're reading this. I promise…
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Volvo EX30 battery charging recall
I need help to reject my Volvo EX30 which I have on PCP finance with VCFSUK. I bought the car new in Mary 2024 and have had serious technical issues since Nov 24 which were all highlighted to the finance company the local dealer. This car was released to market far too early before it was tested and it was clear early on…
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HORIZON Parking Camera
Hi guys I hope someone will be able to advise me on this as it isn’t just me but feel it could be happening to others all over and may mean they are being [Some text removed by the Forum Team] charged in error. I dropped my granddaughter to school on 22/5/26 at 07.47 and parked in Tesco car park I also went into Tesco and…
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Leasing Experience from HELL
Hi everyone, I’m looking for some advice regarding my Jaguar I-Pace, which I lease through my business. The car was fine for the first six months, but then a battery cell died and needed replacing. Since that error appeared, I’ve been limited to a 70% charge—around 130 miles—which isn’t practical for work. I had to wait…
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Bought a car from a dealer and discovered several faults. What should I do?
The situation: Bought a car for £8500 from a dealer around 3 weeks ago. Paid £299 on credit card, the rest by bank transfer. Have since discovered several faults I believe were 'pre-existing'. Specifically: The door handle broke within 24 hours. The car battery died within a week (inspection report subsequently showed it…
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Audi Etron GT 2022
Good morning, all! We purchased an Audi Etron GT in November 2022 via a PCP from an Audi Dealership we have a long-standing good relationship with. However, from the first week post delivery, the car has been dogged with problems, too numerous to mention, including recalls and, most importantly 3 complete electrical…
Bought a car, van or motorbike on Personal Contract Purchase (PCP) or Hire Purchase (HP) since 2007? Discuss the probes into hidden discretionary commission and undeclared commission - and how to complain.
655 discussions
3.1K comments
Most recent: Confusing reply from company by Penguins4ever36
7 September at 5:10PM
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