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Car Business Insurance for taking a friends kid to school
Hi all wonder if anyone is knowledgeable enough to know the specifics of the following: For a number of years we have taken a friends 2 children to the secondary school that my child attends, no issues. My wife recently accepted an admin position at the same school. She has now been shown a letter from the school to the…
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Slow leak escape of water damage repudiated by insurance company
Last October 2023 we discovered a slow water leak under the floorboards in our living room. * In the summer of 2017 I noticed what looked like damp on the walls of our downstairs WC and the other side of each wall in our living room and kitchen. I called out a damp expert who reported that the cause was not rising damp but…
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United Kingdom Provident Institution Life Assurance.
I am trying to locate a policy taken out in the 1970s through the above which later became FriendsLife and thereafter Aviva. My parents took out the policy in the 1970s and I am unable to locate the policy documents and Aviva has no record of the policy. Is there anyone who could suggest where my investigations could go…
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bodily injury claim to MIB. Do I get a solicitor or not?
About a month ago i was involved in a Hit and Run accident on my motorcycle. An uninsured (and probably stolen) car hit me head on, I flew over the windshield, cracked screen and landed on the roof and fell on the side. The driver didn't stop, fled the scene and abandoned the car nearby. My bike is totaled and i suffered…
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Car insurance very high - what can I do about it
I have a Toyota Prius and protected no claims. I'm 72, don't require roadside assistance service and been driving for 40 years. the cheapest quote I've managed to get from a comparison site is £950. Last year I was ill and paid £1500 without realising it. Is there anything I can do to reduce it to a reasonable amount. The…
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Car insurance renewal - using the 'right' variables
My car insurance expires at the end of March and I've just entered the 'within 30 days of expiry' period. Like most people, I am shocked and angered by the hike in prices this year. I paid £195 last year and a preliminary look at the comparison sites suggests I'm looking at £350+ this time. I know that timing is an issue…
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Dentel Plan Advice Due To No NHS Dentist?
All my dentist around me not taking on or there waiting list upto 12 months but need to go to dentist because getting toothake nearly everyday and wondering if joining dentel plan anyone knows any good ones!
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Buildings insurance query
I’m currently undergoing a buildings and contents insurance claim for escape of water that caused fairly large damage to the property - as part of the drying process, walls have been stripped back to brick and in doing so it has uncovered some additional problems with the property. Example - A door that was installed…
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Home insurance: answering "When did you buy the property?" question correctly
In most cases, the answer is simple. But when the property one owns and lives in (mortgage fully paid off) was inherited, what is the correct date to give? When it was inherited, when the deceased owner(s) paid off the mortgage, or when THEY original bought/moved in and took out the mortgage? The latter two would have to…
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Car Insurance question
Hi, I bought a 2020 Honda Jazz from cargaint last year and opted for a 1 year warranty. Earlier this year I didn't use the car for 15 days during the cold spell and the car was parked in my driveway. Once I came back to drive the car, I found that the brake felt funny and there were a lot of warning indicators on the…
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How much to do a patch repair of a soil pipe?
Was quoted at least £500!
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Insurance policy for shared area/drive.
A couple of years ago I moved in to a house that is 1 of 3 other houses in a little court. It is basically just 3 houses that are accessed by a shared drive off the main road. Before I moved there, the residents all agreed to create their own private limited company which would act like a management company to deal with…
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Legal Protection / Motor Legal Assistance
My car is parked outside the front of my house, on a cul-de-sac. A motorist attempted a three-point-turn but didn't quite make it and slightly damaged the front of my car, then drove off without informing me. I was unaware of the incident but a neighbour heard the bang and informed me. I checked my CCTV and the incident is…
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Property insurance in a flood risk area
We have just had our insurance renewal sent over - it is almost double last years. Can anyone suggest a company that might quote us? I am having very little success - the few companies which have quoted in the past say that they no longer cover 'properties like ours'! Help please!
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Notify home insurance?
If I am making an NHBC warranty claim, should I also notify my home insurance of the issue?
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Out of pocket after car insurance claim
I was hit by a third party in December 2023. I contacted my insurance provider (a broker) who offered to handle the claim through their claim management company. My car was deemed a economic total loss but roadworthy. Following a desktop based assessment it was deemed a unroadworthy total loss. The car was valued at £2710…
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Mortgage life insurance
Hi all, I'm a first time buyer, currently fairly ahead in the purchasing process (mortgage and survey done, waiting for answers to enquiries and for searches to come back), and I'm looking into a mortgage life insurance. I want to go for a decreased term insurance, because all I want is for my repayment mortgage to be…
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Home Insurance - single occupancy increases the renewal quote?
Sorry if it's a stupid question or has been asked before, but... Whilst checking my home and contents insurance today, which is due to renew in a week, I discussed my existing quote (valid up to and including the renewal date) by phone with the insurers. I've been with them for 3 years and in the "your answers to questions…
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Third Party Insurance claims
Hi! has anyone had experience making a motor claim from a company called "One Insurance", based in Gibraltar? They have an FCA number, but they do not respond to any third party claims. ERS, my insurer have a claim against them & currently have solicitors dealing with their loss & my excess.
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How do write-offs affect future car insurance premiums?
Hi everyone I recently scuffed the corner of a parked car and caused a scratch along the side of my own car. When I informed my insurance company, they told me that as the other driver would be claiming, I might as well put in a claim for my own car to be fixed as well, as the premium would be going up by the same amount…
