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Updated Cheap Car Insurance guide - new system
Hi everyone, This thread is to discuss our New Cheap Car Insurance system which has added in some Quality Ratings alongside our traditional price focus, to split up the best buy comparison sites This is very much a first incarnation, and we want to to improve on this system which looks at the 'softer' features of…
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Family car for new driver, or young person's own car
I'm a year off my oldest child turning 17. We currently are a one car family, our car is an MPV with a front end that you can't see the end of from the driver's position - fine for me and husband but I think would be risky for a new driver, if we don't want the front bashed. So we are thinking about getting a smaller…
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Buildings Insurance almost Doubled???
Hi all Got my renewal for buildings insurance from TescoBank the other day. Last year it cost £110 but this year they upped it to £250. I phoned them and asked if they could do it any cheaper. I got put through to renewals and was told £205 was the best he could do. I checked the other comparison sites who come in around…
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Tesco Car Insurance: Cancelling auto-renewal
My auto-renewal happens in 1.5 hours time. I can't get through on the phone to stop it but I've sent them this https://www.tescobank.com/assets/sections/insurance/pdf/lapse-form.pdf which advises that I should ring them if I'm within 48 hours of the renewal time. I'm worried that, since their office is closed due to C19,…
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Renewal Insurance Valuation?
Hi I am ready to reinsure my car for a further year, I have done the background and got quotes via links from MSE and my own…insurance has risen, not massively BUT my existing provider…AEGAS is upped the price by only a tenner…I double checked the details and it appears that my car is valued at 2k less than than I input in…
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Health Insurance - advice
I'm looking into taking out health insurance. I'm getting to the age (early 40s...) where I'm having a few aches and pains that might be nothing, but might equally develop into something. I'd like to have a full health assessment but think it would be prudent to take out health insurance first. If you had symptoms of a…
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High Cost Of Leasehold Building Insurance
I own a 1 bedroom maisonette (ie. a converted house made into 2 flats ) in Greater London , while my upstairs neighbour in her 2 bedroom maisonnette. She owns the freehold on the whole property (ie. she is my landlord) while my lease is for 999 yrs . She's just renewed the building insurance with brokers 1st Sure Ltd that…
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Contents insurance claim after small electrical fire
Hi Last night I had a small electrical fire in my flat, the bosch washing machine / tumble dryer started smoking and filled the kitchen with smoke very quickly. I called the fire brigade and they came out really quickly, here in 5 mins, and stopped it before it spread / ignited properly. On the Incident Handover Report,…
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Two houses, same issue, different responses from loss adjuster
I have a crack in an exterior wall, loss adjuster says heat expansion and has told me to get quotes in etc. The neighbour (3-4m away) has the same crack in the exact same place (houses are a mirror of each other). Their loss adjuster (same company, different person), has decided to investigate further, with bore holes and…
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Insuring for 5 months and NCB
Hi! I am due to leave the country on 1st September and my car insurance expires on 20th April. I will need the car between that time, what is the best way of doing this - pay monthly and cancel, or pay upfront and cancel? I assume there will be fees either way. I have not managed to find a temporary insurer that will do 5…
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Difficulty Cancelling Car Insurance
Hi there, So I have been trying to cancel my car insurance for roughly a week. I've phoned and I get the response that there having technical issues. I have also sent emails and tried live chats with an agent. Now my online account will no longer let me log in. Previously when I was able to log in it would not allow me to…
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Subsidence excess
Hi, I have put in a claim on my home insurance for subsidence to my detached garage. After six months of surveys and site investigations it has been decided my neighbours trees are to blame. I would imagine that in this case I claim on my neighbours policy as I would if it was a car accident were the 3rd party was to…
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Life insurance - I've only had it 16 months could they refuse?
I moved house August 2022. We sorted our new life insurance September 2022. I filled everything in truthfully and they got access to my medical records and was accepted. March 2024 ( a few days ago ) I was diagnosed with MND. My first symptoms appeared March 2023 but for a year it wasn't progressing so had been diagnosed…
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Fluffy Pet Insurance Discussion
Hi, This is a feedback thread on pet insurance provider: Fluffy Please share your experience with other MoneySavers. Click reply to take part: * Have you experienced problems? * How quick did they help? * Happy with the overall service/premium? The feedback comes as part of the Cheap Pet Insurance guide. Thank you, MSE Ben
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Ex wife on insurance
Does my ex wife qualify as 'Family' on other drivers section or just friend?
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Car insurance and ability to drive other cars
Hi , does anyone know if your job can change your ability to drive other vehicles with Tp cover . I got insured last year , and the drive other cars on my certificate said not available . I did need to send of proof of no claims etc so I’m curious if this (isnt available until after them documents are sent) I changed my…
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Churchill Car Auto Renewal Price Hike - Successfully Negotiated Massive Reduction
My auto renew car insurance quote (comprehensive plus) was £1200 more than the previous year. From just over £3000 last year to just under £4200 for the year beginning April 20th That's a whopping 40% increase (approx). And I had no claims for over 2 years and no convictions for over 3. I then got a quote from a price…
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Declared Category N by Third Party Insurer
Hello everyone, I am really hoping someone can advise me as my anxiety is through the roof and I can't get a straight answer from anyone. Someone recently went into my parked Ford Focus and caused damage to the bumper and wing. The person left their details (which was good in this day and age) and I am now in the process…
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Aviva Escape of Water excess
Compare the Market threw up Aviva as a good choice for my Buildings and Contents renewal, and I was ready to sign up till I saw an excess clause which alarmed me. I know escape of water has gone up across the board; my LV renewal which I'd rejected included an increase to that excess from £350 to £500. As I checked through…
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Bad builder & home insurance?
Hello all, advice welcome please. Background for context; House Extension built in 2019, by builder A. Garden patio, built by builder B, in late 2021. Garden patio includes steps etc which are crumbling and overall poor workmanship. Tried contacting the builder, no success and he is apparently no longer trading. Bricks of…
