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Motorbike Insurance - Address
I'm planning on taking my motorbike with me to university next year, It will only be with me in university for about 3-4 months of the year and the rest of the time it will be at home. My question is, should I put my home address where the bike will be kept for the rest of the year or my uni address? My home address has…
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Holiday insurance
Hello My friend bought an annual travel insurance policy last year that covers up to 26th March this year. She is due to go on holiday on 6th April. She now has to cancel due to injury. Is she covered? She had insurance at the time of booking but unsure where she stands now as the insurance ends 26th March. Thanks!
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Does this count as a claim or loss?
Hi all Bit confused on this and need some guidance please! I was driving in the dark last week in a part of the country I'm not familiar with - lots of single carriageway, lanes etc. There were some roads closed so Waze was taking me on a merry little dance through tiny streets and lanes....until it directed me onto a road…
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Car insurance for an unfit person
Hi my brother has been declaredmedically unfit to drive. But he says ican borrow his car. I am fully comp and have 'drive other cars' on my policy. Is it ok to drive his car?
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Car insurance renewal with accident
Hi, I recently took out car insurance with a new insurer after receiving a very high renewal quote from my existing one. I found one for much cheaper and paid for the full premium with the start date still a couple of weeks away. A couple of days later I had an accident that was my fault and started a claim with my current…
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Cancelling Policy after RTA
In June 2023 I was involved in an RTA and was hospitalized so unable to contact insurers for a couple of days. As soon as able contacted them, car was collected from whereever the Police had taken it and declared 'write of' the next day. It was noted both at the scene and the breakers yard that the boot was not able to be…
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Settling direct after damaging someone’s car
Advice needed please, I parked up today in a car park and opened the passenger door, it was so windy it blew into the next car and dented it. I did the right thing and left a note under their wipers as they were not in the car at the time. I took a picture of the dent and of car. The person has been in touch with me and…
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Car insurance when transferring ownership
We want to transfer ownership of my Mum's car to a family member. This will mean Mum cancelling her car insurance and a new policy for the family member. Is it best to overlap the policies (both to cancel and start on the 15th), or cancel on the 14th and start the new one on the 15th?
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Recommend insurance but not just any insurance. There is a must exclude…..
Please recommend insurance company. I want to avoid a company I’ve had dealings with who are employed as third party consultants to the main insurers. My experience is backed up by trustpilot. I want insurance company recommendations where the main insurance company doesn’t use/employ a company called - innovation group.…
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Standalone Personal Possessions Insurance
We live in the property we also use for our B&B business and have full home contents and buildings insurance for the property, ourselves and all guests while staying here. Unfortunately this year our broker could not find any insurers who could provide personal possessions cover for ouselves while away from home as part of…
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Help with Car Insurance claim when policy renewal due
I would say I had an accident in my car however, I wasn't driving at the time. I was parked in a car park which had a very slight slope and unfortunately, after I left the carpark, the handbrake didn't hold the car and is slowly slipped out of the space and hit a car parked in the space on the other side of the "road". I…
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Home/boiler emergency & due for renewal
Water pouring out of my boiler this am. Eventually got stop !!!!!! to work. Emergency boiler cover says just enough to repair not replace. Await callback from Admiral and visit from plummer who maintains & installed Boiler in 2007. Home ins expires in 10 days and was maybe going to choose another cheaper company. Should I…
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Home insurance
Hi What home insurance providers have the best history of paying out? many thanks
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Buying insurance in Scotland
I’m a long time expat and thinking of moving to Scotland next year. I’ve spent my adult life in the USA so I’m don’t know how many things work in the UK and Scotland specifically. In the US I go through an insurance broker to buy home/car/umbrella insurance. In Scotland do people use insurance brokers or just compare…
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Landlords insurance
Hello, My landlord's insurance is due for renewal and I would like to change company as the premiums have increased significantly over the last few years. Unfortunately, my central heating boiler recently leaked and damaged the carpet below. I have a contractor coming to replace the carpet and check for any ceiling damage…
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Car Insurance - No Claims Discount being reduced?
I've just got my renewal quote from AA car insurance which is due beginning of April. An increase of 55% but not surprised reading recent increases in renewal prices. My shock really is that they have reduced my no claims discount from 13 years (12 years were proved to them at the start of the policy last year) to 9 years…
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Landlords insurance
Hello, My landlord's insurance is due for renewal and I would like to change company as the premiums have increased significantly over the last few years. Unfortunately, my central heating boiler recently leaked and damaged the carpet below. I have a contractor coming to replace the carpet and check for any ceiling damage…
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Cancelled Home Insurance- how many years must this be declared?
Hi. 5 years ago we were having some renovations done on our house, this included knocking down internal walls and making 3 rooms into one. I was not aware that I should have declared this work to my home insurance provider. When it came to renewal , I let them know that the number of rooms in our property had changed. They…
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Dynamo Cover - auto-renewal
Thought I’d share my Dynamo experience for anyone in same situation. 5 days away from auto renewal, I’d found a better roadside recovery package elsewhere. Was horrified to see that you could not cancel your ‘pending’ new policy/quote online without being charged £21! I read through the terms and conditions sent to me at…
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AutoAid Breakdown cover £10 cashback
Did any of you take up the £10 cashback offer AutoAid were offering? I did in January and clicked the link from the offer e-mail I was sent. I assume it should be paid into the bank account I took the breakdown cover out with. It was supposed to be paid within 60 days, mine has not arrived.
