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Gap insurance - guide discussion
Hi all, We've written a new Gap Insurance guide and would love your feedback. How did you find the info? Was it useful? Have you had a good or bad experience when buying gap insurance? Thanks for your help! MSE Rosie
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Policy expert /trinity payout
Hi, I'm seeking some advice on an insurance claim from last year. My cloakroom encountered a flood (lasted 18hrs due to location of leak and I water company nability to turn off water mains due to being an old house). My insurance is with Policy Expert who use Trinity. I feel the damage that has been specified is accurate…
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AA Car Insurance claim passed to AX management company? Feel unsure..
Was involved in a minor accident at the weekend. Third party car pulled into the side of my car causing damage to the wing, but the car was still drivable. At the scene the third party gave me his name and phone number and I got pics and the car reg. When I got home I called my insurer (the AA) to report the accident and…
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Car insurance cartel?????
My car insurance is due for renewal in early March. Like everyone else my premium has nearly doubled. I have shopped around as usual and find that ALL QUOTES are within £5 of each other! I even used a broker this morning and his results were exactly the same!! This has never happened before. Is there dirty work afoot???
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Help with incorrect fault claim on my car insurance - Please
Hi. Iwould like your guidance on a fault claim made on my car insurance when I was no longer the owner or registered keeper of the vehicle. Let me explain. On the 14/01/2022, my car was parked outside my property, with no one in it, when a council refuse truck crashed into it. The driver of the truck took full…
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Pay as you go insurance rip off
We got pay as you go insurance out for my son in october. The quotes they gave us for topping up 1000 miles was really good (after a massive £925 deposit) and this meant it was less over a year than the other annual quotes. Paid the deposit and have already topped up once . This morning we had a email to say ' there was a…
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Anyone made a call to home insurance asking for advice,but NOT made a claim,then insurance goes up?
I did this on two separate occasions with my old insurer, then received a letter from my current (now ex) insurer informing me that I'd 'misrepresented information' because I didn't declare that I'd made those 'claims' when putting my details into the price comparison sites. Because I didn't do this, they were trying to…
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Company Car Insurance Only Third Party
Hello, We've just found out that my partner's company only insures their company cars for third party fire and theft. I feel really uncomfortable with this I would always get fully comp for my own car. We have two kids and they also don't cover personal possessions like car seats. I'm trying to quantify what the actual…
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Are home/car insurance affected by health policy cancellation?
Hi, newbie here in need of advice. I've recently had a health-related (income protection) policy cancelled on me due to medical reasons. Basically, when I applied my GP sent my medical history in instalments, so first the insurer accepted me and the policy started, then when the new information came in (a few days later),…
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Car insurance modifications
Can I check what modifications to a car needs to be declared to your insurance? I had previously assumed that anything that you can place as a factory order on the car is standard and not a modification. However I have read that a Towbar is a modification. Does this include factory fit Towbar? If so, where does this end?…
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Do I need to declare previous named drivers incident
In 2021 my son was a named driver on my policy, another car hit him, so a no fault incident. I have since declared the incident as I had him as a named driver in following years but on my renewal now, he will no longer be a named driver, so do I still need to declare the incident for just me? many thanks
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Home insurance renewal mid claim
I understand if an insurer is handling a subsidence claim and a renewal is due if they are part of the ABI they will renew albeit at a higher premium Does anyone know if insurers not signed up to ABI industry agreements generally renew too or do they cast adrift! Thanks
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Will writing advice
Hi all. I am considering writing a will. I am in my mid-20s and work a fairly high-risk job, and figure it may be a good idea (or at least that I should look into the process). I believe my pension provider (Scottish Widows) as well as my workplace offers advice or the facilities for will-writing, but advice on other…
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Add on Insurance from Car dealership
Hope Im the right place. I will keep it short to make sure that I am. Purchased a second hand car from a dealership, signed copius amouts of documents on the premises, which included no less than extra 5 insurance polices amounting to an extra 5K which was added to the finance agreement.This came to light when the…
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How to proceed after someone crashed through my wall?
How to proceed after someone crashed through my wall? Not house wall, a wall around my garden. The accident happened yesterday morning and the car has now been recovered but knocked down a Drystone wall. I have her name and number and photos of the car in the wall. Do I inform the police/my house insurance or do I only…
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Buildings Insurance
My parents signed their house over to me, they still live there no rent is paid. apparently I have to secure the building insurance & they organise contents is this correct? I just got a quote for £566 which is shocking for buildings only
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Pet Insurance - Covered for Life - Are we being misled
My daughter has a pet insurance via Pet Plan described as "covered for life" Pet Plan do promote this on basis your pet is covered for life. However year on year the premium increases and so does the policy excess which you would expect to happen. The question I have is what is reasonable and who actually monitors if the…
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Car Accident settlement - what to expect
Hi all, Not sure if this is the best place to ask this question, I was involved in a car accident a couple of years ago. I was sat stationary when the car hit me. I have been through so many tests and seen may different professionals. It has been concluded that I have suffered soft tissue damage to my shoulder, cervical…
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Potential Critical Illness Claim?
My dad had a heart attack back in 2007 and I believe he had critical illness cover on his life insurance policy at the time, but he didn’t realise. He’s since paid off his mortgage. Does he have a potential claim given it happens almost 16 years ago?
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does a home insurance claim affect future motor insurance quotations for a driver at same address/?
I don't think I have seen this question asked before but it would be interesting to know what people think. As insurance companies keep records of all types of claims (motor, home, travel etc) on their CUE system, it would theoretically possible for claims on home insurance to affect premiums offered to a customer seeking…
