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patio door lock jammed in closed position-is this covered under home insurance
When I
closed my patio door, the lock jammed in locked position and I now cannot open
it. I understand from tradesman there is no guarantee of opening the door
without the risk of damaging it and could end up needing a new patio. As far as I am concerned this is an accidental damage. If I approach
my insurer at the outset…
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Company Supplied Car Insurance - Should employees have to pay insurance excess?
My wife works for a company that has recently changed to be an EOT "Employee Owned Trust". She is based from home and drives a company supplied car as part her job, which involves driving to different customers sites. Sometimes this could be five different customer locations (and car parks etc) per day and sometimes 100+…
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Car insurance zero voluntary excess
I changed the voluntary excess from £250 to £0 while getting a car insurance quote and the quote price didn't change at all. It says £0 voluntary excess on the policy documents. Can they go back on that if I make a claim? The compulsory excess is also £0. Any thoughts appreciated.
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Home Insurance
Hi, hope you’re well. I am in the process of making a claim and originally the insurer was happy to pay out. During the call they mentioned that after checking my previous claims (previous supplier) one of the claim dates were incorrect. they said before they can proceed they need to reconfirm with the underwriters, is…
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Home/Contents renewal question.
Hi All, Currently on the annual merry go round looking for serious quotes that don’t have me rolling about laughing. This one question when inputting quote info always has me wondering whether to answer yes or no. This question is the one about how far is the property from a stream/river/lake etc. The boundary fence of my…
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Personal Injury - Success Fees and ATE
Hi, not sure whether this is the right home for this thread but I can't seem to find a better place. I had an accident earlier this year (got run over by a runaway vehicle in a public park). Solicitors are keen to take the case but I have struggled to find anyone that I can speak to on anything but a No Win No Fee…
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Car Insurance renewal
due 8/3. Following Martins advice to compare pre-renewal, should I be doing this now (30 days), or in 23 days time? As I have not yet had the renewal, I don't know the price of it. Should I take a flyer and pay the 'best' price now, in advance, or wait. TIA
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Esure told me I was insured when I wasn't.
Yesterday I bought a new car. Before leaving the garage where I bought it, I spoket to an agent at esure via webchat who told me she had changed the insurance over to the new car.I asked how I would get confirmation and she told me by email. I drove the car 40 miles to get home. This morning, I still hadn't received an…
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Who provides breakdown assitance for Flow by Allianz
As the title, Im wondering who provides the breakdown cover or who would come out to recover you ? I know Allianz is part of Liverpool Victoria so maybe they use Britannia Rescue Thanks
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Neighbour drain repairs
I have water coming in to my cellar where my kitchen is. Significant damage to the kitchen and walls. A tracing agent shows it is coming from the drain pipe serving the adjacent property. That property is tenanted and up for sale. Asked the agent to pass on my details to the owner but got no response. Land registry gives…
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257% increase in Home Insurance renewal price
Axa sent me an email yesterday to the effect that my renewal (on exactly the same terms conditions and limits) would rise from £307 to just shy of £1094. Fortunately I don't have auto-renewal
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Question
Hello, my husband worked for BAT Africa, India and Malaysia. Also, Transcontinental Singapore and Sampoerna Indonesia more than 10 years ago. He has not received any compensation for working with Tobacco. What, if anything, would he be entitled to? Thank you.
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Income protection
My husband had a serious accident 2 months ago and has sustained injuries that sadly mean he will very likely not be able to work again. He was the main earner. I am now going to be the family’s main source of income. Any savings we have will need to supplement my husband’s lost income to help me pay the mortgage until it…
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Over 50's Life insurance
HI What is stopping me getting "normal" life insurance instead of over 50's? I am 57 and no mortgage etc. Thanks
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Share of freehold buildings insurance
Hi All, I live in a flat in a converted Victorian house in London and there is one other flat downstairs. We are joint freeholders in the building and buy the annual buildings insurance jointly. This year for some reason the premiums have gone up hugely, last year we paid £230 for the buildings for the whole house and this…
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Life insurance into a trust
Hi All, I have a life insurance policy I am writing into a trust, but it is a life insurance policy that's in my wife and mines name, it is there to pay off the mortgage on the house in the event one of us dies, would it be best to write it into a trust or would it be easier to keep it as it is and have the funds paid…
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Claiming life insurance following death
My brother in law recently passed away from lung cancer. He had a life insurance policy upon which he is registered as a non smoker since he had previously stopped smoking , and had not smoked when the policy was updated 12 years ago. The doctor has put the cause of death as mesastatic lung cancer, and under a separate…
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Medical insurance for pre existing conditions
I currently have travel insurance and am looking to just add cover for pre existing medical conditions but don't need baggage, cancellation, valuables, etc. etc. covered. Any ideas on who to approach would be very much appreciated.
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Home insurance underfloor leak
Hello, I have never used insurance before but looks like the time has come. I have an insurance with Halifax including emergency cover. I have an underfloor leak somewhere downstairs. Would you know is track and trace covered? And does repair including new floors or tiles? Thanks for any advice.
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Car insurance cancelled as I didn't tick the import box
Hi everyone, I don't know if anyone can help but I want to know if there's anything I can do. I bought an RX-8 last year and put it's reg number into the comparison sites. The car automatically popped up so I assumed it had pulled the information from somewhere. I clicked yes this information is correct, followed through…
