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Insurance policy for shared area/drive.
A couple of years ago I moved in to a house that is 1 of 3 other houses in a little court. It is basically just 3 houses that are accessed by a shared drive off the main road. Before I moved there, the residents all agreed to create their own private limited company which would act like a management company to deal with…
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Legal Protection / Motor Legal Assistance
My car is parked outside the front of my house, on a cul-de-sac. A motorist attempted a three-point-turn but didn't quite make it and slightly damaged the front of my car, then drove off without informing me. I was unaware of the incident but a neighbour heard the bang and informed me. I checked my CCTV and the incident is…
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Property insurance in a flood risk area
We have just had our insurance renewal sent over - it is almost double last years. Can anyone suggest a company that might quote us? I am having very little success - the few companies which have quoted in the past say that they no longer cover 'properties like ours'! Help please!
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Notify home insurance?
If I am making an NHBC warranty claim, should I also notify my home insurance of the issue?
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Out of pocket after car insurance claim
I was hit by a third party in December 2023. I contacted my insurance provider (a broker) who offered to handle the claim through their claim management company. My car was deemed a economic total loss but roadworthy. Following a desktop based assessment it was deemed a unroadworthy total loss. The car was valued at £2710…
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Mortgage life insurance
Hi all, I'm a first time buyer, currently fairly ahead in the purchasing process (mortgage and survey done, waiting for answers to enquiries and for searches to come back), and I'm looking into a mortgage life insurance. I want to go for a decreased term insurance, because all I want is for my repayment mortgage to be…
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Home Insurance - single occupancy increases the renewal quote?
Sorry if it's a stupid question or has been asked before, but... Whilst checking my home and contents insurance today, which is due to renew in a week, I discussed my existing quote (valid up to and including the renewal date) by phone with the insurers. I've been with them for 3 years and in the "your answers to questions…
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Third Party Insurance claims
Hi! has anyone had experience making a motor claim from a company called "One Insurance", based in Gibraltar? They have an FCA number, but they do not respond to any third party claims. ERS, my insurer have a claim against them & currently have solicitors dealing with their loss & my excess.
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How do write-offs affect future car insurance premiums?
Hi everyone I recently scuffed the corner of a parked car and caused a scratch along the side of my own car. When I informed my insurance company, they told me that as the other driver would be claiming, I might as well put in a claim for my own car to be fixed as well, as the premium would be going up by the same amount…
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Home Insurance - EPMD roof
Has anyone got any recommendations for insurers that will cover a house with EPMD rubber roof? Had no problem through the AA however they've stopped working with that insurer and no struggling to find a company that will cover and at a decent price. Many thanks
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Xinction Rebelión -v- Insurance
Well XR are targeting the City of London and Lloyds of London in particular next week about insurance enabling polluting companies to continue by providing insurance to them... so if I'm not around its because I've been burnt at the stake (or would that be too much CO2?) or maybe just flogged (with a…
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Insurance complaint what should I do?
I was involved in a motor accident in October 2021. I was rear ended and suffered some injuries that meant I had to miss work for 6 weeks. Initially my insurer seemed to be on top of the situation. They handled the medical report and vehicle repairs fairly quickly. However since then my claim has not really progressed at…
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Insurance company responded late to third party resulting in liability being admitted
My car slightly moved towards bus lane (but not completely into the lane) which caused bus to slow from 20mph to 11mph which a passenger claimed they suffered whiplash. Bus company provided CCTV of passenger experiencing a jolt and the front camera footage showing my car slightly moving towards bus lane. My car insurance…
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Travel Insurance Complaint Upheld But Ignored
Hi, I made a travel insurance claim with Allianz Assistance and they denied for a range of random and not relevant reasons, it felt like they were looking for any reason. Anyways, I complained and my complaint was upheld by their complaints team and the claim team were supposed to open the claim to sort it out. They ended…
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No Claims Discount
Hi I have come across a huge problem and want to know if anyone has experience the same or what I can do about it. I have been with LV car insurance for 4 years. I have decided to move to Tesco who wanted proof of NCD. When I have gone to send it the NCD is in my named drivers name?????? When I have rung them to query they…
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Young driver insurance - siblings/twins same car
I have spent days trying to get insurance for my twins. i have a 1.0 polo 2019 model. I am the main Driver but their social lives inc sport in the evenings and weekends would probably put their mileage up meaning I wouldn’t be classed as the main driver. However, i can’t get a policy for them each on the same car, I don’t…
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Can my partner be added to my employer health insurance if he's already insured with own employer?
So I have health insurance through work with Aviva (family plan), he has an individual plan through work with Bupa. Is there any legalities I need to be aware of for adding him as a named member on my insurance too? My policy covers more. Thanks.
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Car Insurance needed!! Where do I look please?
My car insurance last year was £260 this year they're wanting double that off me!! I've eight years no claims too X can anyone help me with search engines to look for car insurance?? Thanks in advance xx
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Neighbouring tree roots causing subsidence in garage floor - can we get this repaired via insurance?
Hi all, we are going to be listing our house for sale later this year due to marriage break-up. However, our garage floor has very significant cracks in it which we believe is subsidence due to our neighbour's tree roots. We have subsidence cover within our home insurance, the excess is £1,000. I don't want to lodge a…
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Job loss payment protection insurance
I'd like to get insurance cover for job loss/redundancy but it seems there are hardly any policies out there. Any suggestions/recommendations please?
