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Shared Ownership insurance
Hello! I am a first time buyer who is in the process of getting a shared ownership flat. It’s all very new to me and I’m wondering what people have gone with regarding contents insurance? I’ve done some comparisons but I’m unsure whether to say I’m renting or have a mortgage (might sound silly but I don’t know which would…
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car insurance changing fees mid contract
hi all my daughter changed something on her policy recently adding a private plate , the documents for the insurance clearly state the fee for this change is £20 to amend , but they charged £25 and wouldn’t budge changing the cost has increased , can they do this mid contract , cheers
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Buildings insurance - one claim - is no claims totally down to 0 now?
I know with car insurance you can have more than 1 claim. Does it work the same way with building insurance or is it now ZERO? Not sure what sort of discount I'd be losing...
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Safe will writer
I am trying to find a kosher will writing company for my partner , she has contacted many companies but they demand money up front , deposits and are aggressive seller's. She needs a firm who can handle slightly complex arrangements, she has chosen her executor ( not me ), and really needs to get this sorted , too many…
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Cost of claim impact on renewal price & loss of no claims
Hi all, hoping someone can enlighten me as to how this works please! Following a fault accident, I am waiting for the other party to give me a cost for repair of his car so as not to have to claim on my policy. I have found somewhere to have my car fixed. My question is - if I pay to have my car repaired and the other…
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Have you already bought the car?
Why do insurers/comparison sites ask if you have already bought the car? Is it better to get quotes before buying or after?
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Home Insurance Complaints Advice
Hello All I am hoping for some advice about making a complaint to the FOS about the LV Home Insurance. Also whether anyone has had similar issues with this company. Now for the back story. Back in December 2023 we had water ingress from a flat roof which covers the kitchen and bathroom area of the house. The water…
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Car Insurance - Hastings Direct - Proof of purchase mistake?
Hi All, I'm new to the forum, but wanted to join to share what's happened to my wife and I with our latest car insurance with Hastings Direct. I've had a look on the forum and cannot find the exact same issue. I'll try and keep it short and hopefully give you some advice or get some advice from you. My wife and I purchased…
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MORE THAN to stop providing insurance
Apologies if the post is a duplicate, I did search but the phrase "more than" provided way too many results to be useful. Anyways, they're to stop providing insurance products ... https://www.morethan.com/information-about-more-than/#:~:text=Why are MORE THAN no,MORE THAN brand during 2024.
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Insurance returned car in undrivable state and refuses to help further
Apologies if this isn't the right place to post, I'm new to the site and desperate for some advice. In summary: My SO had her parked car hit by another driver over 5 months ago. There had been minimal communication from the garage and insurance despite her having to chase up on where her car was being held (it was left…
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Changing Main Driver
Last year my wife bought a car and the V5C and owner is her. This year I would be the main driver, do we need to change the V5C? Or just put my name as main driver when we renew car insurance? We don't mind to lost 1 year NCD.
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Car insurance.
Excellent link to find new car insurance but, it does not mention saving money if you have either a dash cam or black box fitted. Does anyone know of a company who does? Aviva don't.
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Selling my Term Life Insurance
Im looking to sell my Term Life Insurance but its a mine field and most of the search engines are from the US. Ive been looking for hours now without any joy. Can someone please advise. P.S. I have no dependents, Policy is for 22 years and started 2011. Any advise or direction would be appreciated.
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Car insurance finance company requesting payment on policy that has been cancelled.
Hi all. I received my car insurance renewal around a month ago, and to my dismay saw that there was a significant price increase, from £78 to £113 a month no less, so after temporarily forgetting and subsequently remembering about it nearer the date i checked the email, which stated I must opt out / cancel no later than…
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Third party car insurance threatening legal action against my father 4 years later
My dad was involved in an accident in 2020 which went to court due to disputed liability, my dad was made liable for the incident and his insurance was meant to pay for the third party costs at the time, the third party insurance was direct line. Anyway 4 years later we now receive a letter from direct line car insurance…
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Bleak news for Home Insurance pricing
https://www.abi.org.uk/news/news-articles/2024/4/weather-damage-insurance-claims-worst-on-record/ Worst weather on record resulting in £13m per day being payed out in claims Compared to 2022 * Weather related claims up 36% * Theft claims value up 15% * Non-weather-related water damage value (e.g. water leaks) up 20% *…
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Car insurance claim
I am getting conflicting advice from friends
about this issue. I hoping somebody can end my confusion. A couple of weeks ago I took my Mum out
for her birthday. Another driver scratched the front passenger side near the
bumper of my car as it was parked up. There are no dents just quite severe paint
work damage. He scraped…
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Equity & Law Multiplan Lifecare critical illness claim - AVIVA LOST FILES HENCE REFUSING CLAIM
AVIVA REFUSING CRITICAL ILLNESS CLAIM DUE TO AVIVA DISCARDING OLD AXA SUN LIFE EQUITY & LAW POLICY RECORDS IN THEIR ROMFORD OFFICE ! PLEASE HELP I Desperately need help please with an old AXA Equity & Law MULTIPLAN LIFECARE critical insurance policy please effected in 1990. I would be much obliged if you have retained old…
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Home Insurance (POA Question)
I am POA for an elderly relative currently living alone in his own home. His buildings and contents cover is due to renew and (as seems to be par for the course) the increase is exorbitant and I need to seek a new provider. This isn't something I've had to do before, so question: If I use search engines for quotes using…
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Car insurance when owner is diagnosed with dementia
Mother-in-law is a car owner, but hasn't driven for nearly a year. She has increasing difficulties with dementia, and her car insurance is coming up. Car still kept so that daughter can drive her places, with the walker/trolly fitting in the back of the car (daughter cannot fit it into her own car). Daughter is named…