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Endowment
I have an endowment which matured in June , but I am still waiting on the money as Scottish widows will not send the funds until they receive a letter of no further interest from Lloyds. As of today they have had no response from Lloyds.
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Insurance claim payout agreed but now ghosting us!
Hello All I'm hoping someone may have some "gee them up" advice. Late last year our house and cars were covered in resistant industrial overspray from a nearby industrial unit getting spray coated externally. It has happened with quite a few houses/cars in the area. A liability claims handler was put in charge of the…
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Car insurance cancellation
Hi - my friend has recently purchased a new car, before he picked it up he got a quote from a single insurer (not on a comparison site) for his current address and was happy with the quote. Over the next 12 months he knows he will move with his job (military) so to be able to budget he got quote for a couple of likely…
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Health insurer for those with pre-existing health conditions?
I've read through this: https://www.moneysavingexpert.com/insurance/cheap-health-insurance/#whatis, multiple times and have used the comparison sites and all that comes up is Benenden. This is fine and all for many but it's not ideal for my situation. Basically you'd be paying into something that hasn't presented as an…
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Marmalade and CCJs
Used the policy tool, and it recommends Marmalade. Went all through the checks and just before I went to payment, an overviews popped up outlining my responses etc, and in the midst of this was a declaration that I want bankrupt but included “ I have no CCJs”There is no mention of this in the policy, nor in the…
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Home insurance with a home battery
I have solar panels and home batteries, installed in 2020. When I renewed my home contents and building insurance there were no questions regarding such systems and I didn’t raise the issue. If it was important the insurer would ask, right? I have established via FAQs that the panels are covered as standard but no mention…
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Home insurance - different price depending which spouse puts in information
Hi, We are looking at renewing home insurance and both me and my wife put the exact same information into compare the market. Only difference is which one of us is the main policyholder and which one the second one listed. She is getting a price about £20 cheaper than me - is that normal?
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Car Insurance increase
Hi. I have been a loyal customer of LV insurance for 7 years, the only claims I have made is for windscreen and a couple of years ago another customer os LV reversed into the side of my car, this didnt affect my insurance or my no claims. However they want to now renew my policy and take the cost from £377.27 to a…
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Changing my House Insurance Renewal Date?
Hi A couple of years ago, my husband (without thinking about it
or asking me about it) put our car insurance (2 cars) and house insurance
on an Admiral Multicar Policy that is due for payment all at the same time in
January (just after our expensive Christmas Shop). It comes to over £600 and it
stings really hard,…
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Theft of cycle by mugging
Posting in the hope that someone has experience of this. I've just had an expensive (£2500) bike stolen by being forced off the road and robbed at knifepoint. I am not harmed and I was not too worried because I insured the bike as a separate item both at home and away from home. Having just read my policy documents (yes, I…
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Car insurance for someone for whom insurance comparison sites don't work
My husband is from the US and has had a driver's license for over 50 years. He obtained a UK license last year and when I go into comparison sites there is no option to explain his driving experience. The quotes are based on the amount of time he has had his "current license" which is only one year. This significantly…
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water leak v insurers
I have a burst pipe within an external wall. I discovered this when I heard the pipe running and isolated it straight away (probably within an hour hopefully). I have started an insurance claim and they sent an assessor today. He told me I am not covered. This is because there is no visible damage!! They will not carry out…
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Car insurance hike!!
I think there are a few of these queries recently but if anyone can help I would be so grateful! Obviously you expect your car insurance to go up a little each year, my renewal letter came from current insurers saying they were unable to obtain a new quote for me. I have then been on several comparison sites to get quotes…
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Home Insurance - Advice Please
HiWe have had an offer accepted on a new home and this is being dealt with by our solicitors and going through nicely, property is currently empty so fingers crossed everything goes to plan.The new property will need some cosmetic updating which we plan to start on once we get it but won't be living there full-time.We plan…
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Health insurance query
Hi, hopefully there is a simple answer to this one. We have a private health insurance policy covering the whole family that we have never claimed on. Over the last few months the Mrs has started having trouble with what is suspected to be gallstones. She is in a lot of discomfort on a regular basis with this so we have…
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Insurance claim: can we find a cheaper item after payout?
Specifically related to household insurance - we have a named item on our policy (an electric bike) and just had our second battery theft this year. We had a battle to get the insurer to pay out last time as they tried to argue that it was an accessory and therefore not covered, but we did manage it eventually, albeit with…
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Cruise supplement required for a river cruise?
I have a current annual policy with Insure & Go but haven't included a cruise supplement because I only ever expected this to be required for ocean cruises (due to the cost of transferring someone if taken ill at sea). I don't have a cruise booked now and have held off booking one because of the apparent need to pay a…
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Help cancel CoverMy Breakdown having so much hassle
Please can someone help me with CoverMy Breakdown. I have tried numerous times to contact them with a change of vehicle since selling the original one on the policy. They never answer the phone. I have emailed and written a number of times and nothing has come back apart from a response to call. You can not make the…
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QuoteMeHappy renewal with added driver
hi apologies for the long post wonder if anyone can help i had my daughter come home as she’s temporarily working away and thought I would put her on my car insurance on Saturday 22nd July who don’t do temporary additional drivers it has to be on the full 12m cover and as my insurance was due to renew on the 10th Aug I…
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Refused renewal on home and contents insurance
Hi, I wonder if anyone could offer me some advice please. Back in June 2019 I had a significant sewage leak in my home. I claimed on my home insurance and my bathroom was replaced due to the health risk the leak created. Then sadly in November last year I had a break in at my home whilst I was at work. I claimed on my home…